55 banks and credit unions have branches in Nashville. The Bank Fee Index holds published fees for 39 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Nashville counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Nashville
18 institutions with a branch here
$2.50
Tennessee
34 institutions headquartered in Tennessee
$1
U.S.
1,648 institutions in the index
$1.50
Chosen as the fee whose Nashville median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Nashville with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $38.
Median published overdraft fee
Nashville
29 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,603 institutions in the index
$30
Nashville covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
55 institutions, 29 with a published overdraft fee.
Bank · based in Birmingham, AL · 25 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Charlotte, NC · 17 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Charlotte, NC · 15 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Cincinnati, OH · 15 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Nashville, TN · 14 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Memphis, TN · 12 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Columbus, OH · 12 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 8 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Sioux Falls, SD · 8 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Nashville, TN · 4 branches here
Account not yet known
“Overdraft Item Fee* - $35”
Largest banks by local bank deposits
Share of the $61.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Davidson County
Deposits and branches cover the City of Nashville. Population and income cover Davidson County, the county with most of Nashville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Davidson County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions