vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$15 above the Pennsylvania median
$7 above the national median$7 above the Pennsylvania median
per month · Source
$12.50 above the national median$12.50 above the Pennsylvania median
$12.50 below the national median$12.50 below the Pennsylvania median
$1 below the national medianAt the Pennsylvania median
$8 above the national median$8 above the Pennsylvania median
per item · Source
$30 below the national median$30 below the Pennsylvania median
per item · Source
$1 above the national median$0.50 above the Pennsylvania median
per day · Source
$5 above the national median$5 above the Pennsylvania median
per item · Source
per day · Source
$1.50 above the national median$1.50 above the Pennsylvania median
per item · Source
$5 below the national median$5 below the Pennsylvania median
per item · Source
$5 above the national median$5 above the Pennsylvania median
$10 above the national median$5 above the Pennsylvania median
At the national median$10 above the Pennsylvania median
$10 above the national median$10 above the Pennsylvania median
$5 above the national median$5 above the Pennsylvania median
per item · Source
$11.50 above the national median$14 above the Pennsylvania median
per item · Source
$2 below the national median$2 below the Pennsylvania median
per item · 1 sheet of 4 checks · Source
At the national medianAt the Pennsylvania median
per item · Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients · Source
$5 below the national median$5 below the Pennsylvania median
$2.50 below the national median$3.75 below the Pennsylvania median
per item · Source
At the national medianAt the Pennsylvania median
per item · Source
$5 below the national median$10 below the Pennsylvania median
per item · Source
At the national median$2.50 above the Pennsylvania median
per item · Source
$70 above the national median$61.55 above the Pennsylvania median
$105 above the national median$96.55 above the Pennsylvania median
$115 above the national median$106.55 above the Pennsylvania median
$20 below the national median$28.45 below the Pennsylvania median
$5 above the national median$3.45 below the Pennsylvania median
$10 above the national median$1.55 above the Pennsylvania median
$20 above the national median$11.55 above the Pennsylvania median
$15 below the national median$23.45 below the Pennsylvania median
$30 above the national median$21.55 above the Pennsylvania median
At the national median$8.45 below the Pennsylvania median
$50 above the national median$41.55 above the Pennsylvania median
$55 above the national median$46.55 above the Pennsylvania median
$10 below the national median$18.45 below the Pennsylvania median
$100 above the national median$50 above the Pennsylvania median
$100 above the national median$50 above the Pennsylvania median
per item · Source
$100 above the national median$50 above the Pennsylvania median
per item · Per occurrence · Source
$10 below the national median$10 below the Pennsylvania median
per item · Clients only · Source
At the national medianAt the Pennsylvania median
$2 below the national median$2 below the Pennsylvania median
per item · Source
$2 above the national median$2 above the Pennsylvania median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Premature Account Closure (Within one year of account opening date) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Pennsylvania median | — | — | Source |
| Dormant Account Fee | $12Above the typical range ($5–$10 nationally) | $7 above the national median$7 above the Pennsylvania median | per month | — | Source |
| Account Reconciliation/Research | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$12.50 above the Pennsylvania median | — | — | Source |
| Undeliverable Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the Pennsylvania median | — | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.85 nationally) | $1 below the national medianAt the Pennsylvania median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid Overdraft Item - Consumer Accounts | $38Above the typical range ($25–$33 nationally) | $8 above the national median$8 above the Pennsylvania median | per item | — | Source |
| Returned Item (Non-Sufficient Funds) | $0 | ||||
ATM & CardVerified | |||||
| Balance Inquiry/Transfers/Withdrawal Transactions at non-Orrstown Bank ATMs | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Pennsylvania median | per item | — | Source |
| Replacement debit card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Pennsylvania median | — | — | Source |
| Wire Transfer - Incoming Domestic | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Pennsylvania median | per item | — | Source |
| Stop Payment Fee - Business and Personal Accounts | $39 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3.75 below the Pennsylvania median | per item | — | Source |
| Mobile Deposit | $0 | ||||
Cash & DepositVerified | |||||
| Chargeback/Returned Deposited Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the Pennsylvania median | per item | — | Source |
| Night Depository - Lost Key | $10 | ||||
Account ServicesVerified | |||||
| 10.5" x 10" Safe Deposit Box | $115Above the typical range ($30–$70 nationally) | $70 above the national median$61.55 above the Pennsylvania median | — | — | Source |
| 10" x 15" Safe Deposit Box | $150 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer to another Financial Institution | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
Other FeesVerified | |||||
| Photocopy/Fax | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Pennsylvania median | per item | — | Source |
| Statement Copy | $5 | ||||
Overdraft
$38.00
Of 27 others that publish it, 25 lower and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$38
Headline fees published
12 of 15
Published fees
45
Under review
0
Assets
$5.6B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$5.6B
Total deposits
$4.6B
Service charge income
$2.1M
Fee income ratio
3.2%
Return on assets
1.70%
Branches
43
Service charge income by quarter
Financial profile · Pro
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| $30 below the national median$30 below the Pennsylvania median |
| per item |
| — |
| Source |
| Continuous Overdraft Fee - Business Accounts Only | $6Within the typical range ($5–$17 nationally) | $1 above the national median$0.50 above the Pennsylvania median | per day | — | Source |
| Overdraft Protection Transfer (From an Orrstown Bank Deposit/Loan Account) | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the Pennsylvania median | per item | — | Source |
| Paid Overdraft Item - Consumer Accounts daily maximum | $190Above the typical range ($100–$175 nationally) | $65 above the national median | per day | — | Source |
| $5 below the national median$5 below the Pennsylvania median |
| per item |
| — |
| Source |
| $10 above the national median$5 above the Pennsylvania median |
| — |
| — |
| Source |
| Wire Transfer - Outgoing International | $50Within the typical range ($40–$50 nationally) | At the national median$10 above the Pennsylvania median | — | — | Source |
| Wire Transfer - Incoming International | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Pennsylvania median | — | — | Source |
| $11.50 above the national median$14 above the Pennsylvania median |
| per item |
| — |
| Source |
| Temporary Checks | $0Below the typical range ($1–$4 nationally) | $2 below the national median$2 below the Pennsylvania median | per item | 1 sheet of 4 checks | Source |
| Cashing Non-Client Checks | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Pennsylvania median | per item | Per check for non-Orrstown Bank clients cashing an Orrstown Bank check. Orrstown Bank does not cash checks not drawn on us, including Federal Government checks, for non-Bank clients | Source |
| Foreign Check Collection | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Pennsylvania median | — | — | Source |
| At the national medianAt the Pennsylvania median |
| per item |
| — |
| Source |
| At the national median$2.50 above the Pennsylvania median |
| per item |
| — |
| Source |
| $105 above the national median$96.55 above the Pennsylvania median |
| — |
| — |
| Source |
| 17" x 12" Safe Deposit Box | $160Above the typical range ($30–$70 nationally) | $115 above the national median$106.55 above the Pennsylvania median | — | — | Source |
| 2.5" x 5" Safe Deposit Box | $25Below the typical range ($30–$70 nationally) | $20 below the national median$28.45 below the Pennsylvania median | — | — | Source |
| 2" x 10" Safe Deposit Box | $50Within the typical range ($30–$70 nationally) | $5 above the national median$3.45 below the Pennsylvania median | — | — | Source |
| 3" x 10" Safe Deposit Box | $55Within the typical range ($30–$70 nationally) | $10 above the national median$1.55 above the Pennsylvania median | — | — | Source |
| 4" x 10" Safe Deposit Box | $65Within the typical range ($30–$70 nationally) | $20 above the national median$11.55 above the Pennsylvania median | — | — | Source |
| 4" x 4" Safe Deposit Box | $30Within the typical range ($30–$70 nationally) | $15 below the national median$23.45 below the Pennsylvania median | — | — | Source |
| 5" x 10" Safe Deposit Box | $75Above the typical range ($30–$70 nationally) | $30 above the national median$21.55 above the Pennsylvania median | — | — | Source |
| 5" x 5" Safe Deposit Box | $45Within the typical range ($30–$70 nationally) | At the national median$8.45 below the Pennsylvania median | — | — | Source |
| 7" x 10" Safe Deposit Box | $95Above the typical range ($30–$70 nationally) | $50 above the national median$41.55 above the Pennsylvania median | — | — | Source |
| Safe Deposit Box Drilling | $100Above the typical range ($30–$70 nationally) | $55 above the national median$46.55 above the Pennsylvania median | — | — | Source |
| Safe Deposit Box Key Replacement | $35Within the typical range ($30–$70 nationally) | $10 below the national median$18.45 below the Pennsylvania median | — | — | Source |
| Garnishment | $150Above the typical range ($30–$90 nationally) | $100 above the national median$50 above the Pennsylvania median | — | — | Source |
| Tax Levy | $150Above the typical range ($30–$90 nationally) | $100 above the national median$50 above the Pennsylvania median | per item | — | Source |
| Writ of Execution | $150Above the typical range ($30–$90 nationally) | $100 above the national median$50 above the Pennsylvania median | per item | Per occurrence | Source |
| Signature Guarantee (Clients Only) | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the Pennsylvania median | per item | Clients only | Source |
| $2 above the national median$2 above the Pennsylvania median |
| — |
| — |
| Source |