vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the New Mexico median
per month · Source
$17.50 above the national median$17.50 above the New Mexico median
$12.50 below the national median$12.50 below the New Mexico median
$3 below the national median$5 below the New Mexico median
$5 above the national median$5 above the New Mexico median
$5 above the national median$10 above the New Mexico median
At the national medianAt the New Mexico median
At the national medianAt the New Mexico median
per day · Source
At the national medianAt the New Mexico median
per item · Source
$1.50 above the national median$1.50 above the New Mexico median
$30 below the national median$20 below the New Mexico median
$10 above the national median$20 above the New Mexico median
$5 above the national median$10 above the New Mexico median
$2 below the national median$2 below the New Mexico median
$10 above the national median$10 above the New Mexico median
$3 above the national median$3 above the New Mexico median
$2.50 below the national median$3 below the New Mexico median
$3 above the national median$3 above the New Mexico median
At the national median$1 above the New Mexico median
$2.50 below the national median$0.40 below the New Mexico median
$7.45 above the national median$9.55 above the New Mexico median
$2.50 below the national median$0.40 below the New Mexico median
$2.50 above the national medianAt the New Mexico median
$130 above the national median$133.75 above the New Mexico median
$35 below the national median$31.25 below the New Mexico median
per month · Source
$25 above the national median$28.75 above the New Mexico median
$15 below the national median$11.25 below the New Mexico median
At the national median$3.75 above the New Mexico median
$5 below the national median$1.25 below the New Mexico median
$35 below the national median$31.25 below the New Mexico median
per month · Source
$25 below the national median$21.25 below the New Mexico median
$100 above the national median$100 above the New Mexico median
$25 above the national median$25 above the New Mexico median
$1.50 above the national median$0.01 above the New Mexico median
$2.50 below the national median$2.50 below the New Mexico median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee (Per month after 12 months of inactivity) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New Mexico median | per month | — | Source |
| Research/Account Balancing (per hour/1 hour minimum) | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$17.50 above the New Mexico median | — | — | Source |
| Returned Mail (without forwarding address) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New Mexico median | — | — | Source |
| Paper Statements | $0Below the typical range ($2–$4.95 nationally) | $3 below the national median$5 below the New Mexico median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (per presented item) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New Mexico median | — | — | Source |
| Non-Sufficient Funds Fee (per presented item) | $35 | ||||
ATM & CardVerified | |||||
| Non-Pioneer (Non MoneyPass) ATM Transaction | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the New Mexico median | — | — | Source |
| ATM/Debit Card or PIN # Replacement Rush replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the New Mexico median | — | — | Source |
| Wire Transfers: Incoming | $8 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $8Above the typical range ($3–$6 nationally) | $3 above the national median$3 above the New Mexico median | — | — | Source |
| P2P Stop Payment | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.40 below the New Mexico median | — | — | Source |
| Same Day Bill Payment | $9.95 | ||||
Cash & DepositVerified | |||||
| Coin Counting Customer 1% of coin (or minimum of) | $3Within the typical range ($0–$3 nationally) | $3 above the national median | — | — | Source |
Account ServicesVerified | |||||
| Notary (non-customer) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the New Mexico median | — | — | Source |
| Safe Box Drill (other fees may apply) | $175 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer/Closeout | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the New Mexico median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$0.01 above the New Mexico median | — | — | Source |
Other FeesVerified | |||||
| Photocopies (per page) | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$2.50 below the New Mexico median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 63 others that publish it, 38 lower, 21 the same and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
36
Under review
0
Assets
$1.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$850.8M
Service charge income
$1.2M
Fee income ratio
7.8%
Return on assets
2.91%
Branches
11
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$10 above the New Mexico median |
| — |
| — |
| Source |
| Sustained Overdraft Fee | $5Within the typical range ($5–$15 nationally) | At the national medianAt the New Mexico median | — | — | Source |
| Sustained Overdraft Fee (Personal accounts per day starting on the 15th business day. Business accounts per day starting | $5Within the typical range ($5–$15 nationally) | At the national medianAt the New Mexico median | per day | — | Source |
| Auto Overdraft Transfer (per transfer) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the New Mexico median | per item | — | Source |
| $30 below the national median$20 below the New Mexico median |
| — |
| — |
| Source |
| Rush replacement Card | $50Within the typical range ($30–$50 nationally) | $10 above the national median$20 above the New Mexico median | — | — | Source |
| $2 below the national median$2 below the New Mexico median |
| — |
| — |
| Source |
| Wire Transfers: Foreign | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the New Mexico median | — | — | Source |
| $2.50 below the national median$3 below the New Mexico median |
| — |
| — |
| Source |
| Temporary Check/Deposit Slips (maximum 9) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the New Mexico median | — | — | Source |
| Check Copies | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the New Mexico median | — | — | Source |
| $7.45 above the national median$9.55 above the New Mexico median |
| — |
| — |
| Source |
| Zelle® | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.40 below the New Mexico median | — | — | Source |
| $130 above the national median$133.75 above the New Mexico median |
| — |
| — |
| Source |
| Safe Box Late Payment (per month) | $10Below the typical range ($30–$70 nationally) | $35 below the national median$31.25 below the New Mexico median | per month | — | Source |
| Safe Deposit Box 10x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$28.75 above the New Mexico median | — | — | Source |
| Safe Deposit Box 3x10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$11.25 below the New Mexico median | — | — | Source |
| Safe Deposit Box 5x10 | $45Within the typical range ($30–$70 nationally) | At the national median$3.75 above the New Mexico median | — | — | Source |
| Safe Deposit Box 5x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$1.25 below the New Mexico median | — | — | Source |
| Safe Deposit Box Late Payment (per month) | $10Below the typical range ($30–$70 nationally) | $35 below the national median$31.25 below the New Mexico median | per month | — | Source |
| Safe Deposit Boxes (where available) 3×5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$21.25 below the New Mexico median | — | — | Source |
| Tax Levy/Garnishment & Subpoenas | $150Above the typical range ($30–$87.50 nationally) | $100 above the national median$100 above the New Mexico median | — | — | Source |