13 banks and credit unions have branches in Roswell. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Mexico
Roswell counts institutions with a branch here, wherever headquartered. New Mexico counts institutions headquartered in the state.
Roswell
5 institutions with a branch here
$9
New Mexico
21 institutions headquartered in New Mexico
$5.95
U.S.
1,901 institutions in the index
$7
Chosen as the fee whose Roswell median sits furthest from New Mexico's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Roswell with New Mexico and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $30–$35.
Medians for reference: New Mexico $30 · U.S. $30
Local median not shown; five institutions required.
13 institutions, 4 with a published overdraft fee.
Bank · based in Roswell, NM · 4 branches here
Bank · based in Roswell, NM · 3 branches here
Account not yet known
“Overdraft Fee (per presented item) | $35.00”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Roswell, NM · 2 branches here
Bank · based in Artesia, NM · 2 branches here
Credit union, membership rules apply · based in Alamogordo, NM · 2 branches here
Account not yet known
“Courtesy Pay/Overdraft Fee | $30.00”
Bank · based in Seattle, WA · 1 branch here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Bank · based in Portales, NM · 1 branch here
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Artesia, NM · 1 branch here
Largest banks by local bank deposits
Share of the $1.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chaves County
Deposits and branches cover the City of Roswell. Population and income cover Chaves County, the county with most of Roswell's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chaves County.
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