Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Regional bank, $10B to $50B

WaFd Bank

Seattle, WashingtonBankSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee—Checking onlyAssessed after 270 days without activity$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #935. canonical_hint=dormant_account; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Inactive Account Fee—Checking onlyAssessed after 270 days without activity / $5 Per Month" · Source

Minimum Balance to Waive Service Charge$5

$1.13 below the national median

Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Minimum Balance to Waive Service Charge / $5" · Source

Research Fee (1 Hour Minimum)$30

$10 above the national median

Knox deterministic extraction from Rosetta artifact #935. canonical_hint=account_research; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Research Fee (1 Hour Minimum)6 / $30 Per Hour" · Source

Service Charge$6

$0.13 below the national median

per month · Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $6 Per Month" · Source

Service Charge$9

$2.87 above the national median

Service Charge$12

$5.87 above the national median

Service Charge$4

$2.13 below the national median

Service Charge$10

$3.87 above the national median

Service Charge$3

$3.13 below the national median

Overdraft & NSFVerified

Insufficient Funds Charge (Returned)$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #935. canonical_hint=nsf; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Insufficient Funds Charge (Returned) / $30 Per Presentment§" · Source
Overdraft Transfer Fee$0Below the typical range ($2.50–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5382. canonical_hint=od_protection_transfer; text_hash=fab49bbe69e75467e50cfb4dced58436a55cf19f14d74170b537d6b37cf0e1c2; excerpt="Overdraft Transfer Fee | No Fee" · Source

ATM & CardVerified

ATM or Everyday Debit Card Transactions$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #5382. canonical_hint=atm_non_network; text_hash=fab49bbe69e75467e50cfb4dced58436a55cf19f14d74170b537d6b37cf0e1c2; excerpt="ATM or Everyday Debit Card Transactions | No Fee" · Source
Card Replacement—Expedited Service$40Within the typical range ($30–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #935. canonical_hint=rush_card; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Card Replacement—Expedited Service / $40 Per Card" · Source
Card Replacement—Standard Service$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #935. canonical_hint=card_replacement; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Card Replacement—Standard Service / $5 Per Card" · Source

Wire TransfersVerified

Wire Transfers: Incoming$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #935. canonical_hint=wire_domestic_incoming; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Incoming / $15 Per Wire" · Source

Check ServicesVerified

Cashier's Checks$8Above the typical range ($3–$6 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #935. canonical_hint=cashiers_check; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Cashier's Checks / $8 Per Check" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #935. canonical_hint=stop_payment; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Stop Payment / $30 Per Request" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee—Checking onlyAssessed after 270 days without activity	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=dormant_account; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Inactive Account Fee—Checking onlyAssessed after 270 days without activity / $5 Per Month"	Source
Minimum Balance to Waive Service Charge	$5Within the typical range ($4–$12.63 nationally)	$1.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Minimum Balance to Waive Service Charge / $5"	Source
Research Fee (1 Hour Minimum)	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=account_research; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Research Fee (1 Hour Minimum)6 / $30 Per Hour"	Source
Service Charge	$6Within the typical range ($4–$12.63 nationally)	$0.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $6 Per Month"	Source
Service Charge	$9Within the typical range ($4–$12.63 nationally)	$2.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $9 Per Month"	Source
Service Charge	$12Within the typical range ($4–$12.63 nationally)	$5.87 above the national median	—	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $12"	Source
Service Charge	$4Within the typical range ($4–$12.63 nationally)	$2.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $4 Per Month"	Source
Service Charge	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $10 Per Month"	Source
Service Charge	$3Below the typical range ($4–$12.63 nationally)	$3.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=monthly_maintenance; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Service Charge / $3 Per Month"	Source
Overdraft & NSFVerified
Insufficient Funds Charge (Returned)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=nsf; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Insufficient Funds Charge (Returned) / $30 Per Presentment§"	Source
Overdraft Transfer Fee
ATM & CardVerified
ATM or Everyday Debit Card Transactions	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #5382. canonical_hint=atm_non_network; text_hash=fab49bbe69e75467e50cfb4dced58436a55cf19f14d74170b537d6b37cf0e1c2; excerpt="ATM or Everyday Debit Card Transactions \| No Fee"	Source
Card Replacement—Expedited Service
Wire TransfersVerified
Wire Transfers: Incoming	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=wire_domestic_incoming; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Incoming / $15 Per Wire"	Source
Check ServicesVerified
Cashier's Checks	$8Above the typical range ($3–$6 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #935. canonical_hint=cashiers_check; text_hash=1c9edf71f556589afc50f4cc6ca4e86061e75ccd6b42ccc0cb177434c870143c; excerpt="Cashier's Checks / $8 Per Check"	Source
Stop Payment	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Verified fees

Under review

Assets

$27.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$27.6B

Total deposits

$21.1B

Service charge income

$4.2M

Fee income ratio

2.0%

Return on assets

0.99%

Branches

214

Service charge income by quarter

Q2 2026$4.2M

Q1 2026$3.9M

Q4 2025$4.0M

Q3 2025$4.1M

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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