vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.98 below the Michigan median
per month · Source
$12.50 below the national median$5 below the Michigan median
At the national medianAt the Michigan median
per month · Source
$7.50 below the national median$8.75 below the Michigan median
$12.50 below the national median$13.75 below the Michigan median
$5 below the national median$4 below the Michigan median
$5 below the national median$4 below the Michigan median
per month · Source
$2 below the national median$0.50 below the Michigan median
$0.50 above the national median$0.15 above the Michigan median
$1.50 below the national median$1.85 below the Michigan median
At the national median$2.50 above the Michigan median
At the national median$2 above the Michigan median
$1 above the national median$1 above the Michigan median
$2.50 below the national median$2 below the Michigan median
$1 above the national median$1 above the Michigan median
per item · Institution’s schedule
At the national medianAt the Michigan median
$5 above the national median$15 above the Michigan median
At the national median$0.50 below the Michigan median
$55 above the national median$51 above the Michigan median
$5 below the national median$9 below the Michigan median
$10 above the national median$6 above the Michigan median
$15 above the national median$11 above the Michigan median
$25 above the national median$25 above the Michigan median
$15 below the national median$25 below the Michigan median
$1.50 above the national median$1 above the Michigan median
At the national medianAt the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.98 below the Michigan median | per month | — | Source |
| Account Closing Fee (If Closed Within 90 Days of Opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Inactive Membership (Monthly Fee) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account Research (Per Hour) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | — | — | Source |
| Undeliverable Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Non-Sufficient Funds (NSF) | $25 | ||||
ATM & CardVerified | |||||
| Foreign ATM Withdrawal (Non Dort/Non Co-Op) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | — | — | Source |
| Proprietary ATM Surcharge . | $0 | ||||
Check ServicesVerified | |||||
| Cashier Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Order Fee | $3 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | — | — | Source |
| Safe Deposit Box 3x10 | $40 | ||||
Retirement & IRAVerified | |||||
| IRA Maintenance/Closing | $0Below the typical range ($10–$25 nationally) | $15 below the national median$25 below the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Michigan median | — | — | Source |
Overdraft
$25.00
Of 78 others that publish it, 11 lower, 17 the same and 50 higher.
Monthly maintenance
$0.00
Of 28 others that publish it, 0 lower, 2 the same and 26 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$2.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$2.4B
Total deposits
$2.2B
Service charge income (year to date)
$5.2M
Fee income ratio
5.8%
Return on assets
0.55%
Financial profile · Pro
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| $5 below the national median$4 below the Michigan median |
| per month |
| — |
| Source |
| Overdraft Transfer | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$0.50 below the Michigan median | — | — | Source |
| $1.50 below the national median$1.85 below the Michigan median |
| — |
| — |
| Source |
| Visa Debit or Credit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | — | — | Source |
| International Service Assessment: 3x5 | $25Above the typical range ($0.94–$5 nationally) | $22.50 above the national median | — | — | Source |
| $1 above the national median$1 above the Michigan median |
| — |
| — |
| Source |
| Stop Payment Fee (Check, Money Order, ACH, ETC) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | — | — | Source |
| Temporary Checks (4) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Michigan median | per item | — | Institution’s schedule |
| Non-Member On Us Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Foreign Items Deposited (Plus Costs) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$15 above the Michigan median | — | — | Source |
| Copy of Check | $3Within the typical range ($2–$5 nationally) | At the national median$0.50 below the Michigan median | — | — | Source |
| $5 below the national median$9 below the Michigan median |
| — |
| — |
| Source |
| Safe Deposit Box 5x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$6 above the Michigan median | — | — | Source |
| Safe Deposit Box 7x10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | — | — | Source |
| Garnishment, Levy, or Court Order Processing Fee | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |