vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$15 below the Illinois median
At the national medianAt the Illinois median
per month · Source
$2.50 above the national medianAt the Illinois median
$12.50 below the national median$15 below the Illinois median
per month · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$0.50 below the national median$0.25 below the Illinois median
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$3 above the national median$2.75 above the Illinois median
per item · Source
$22.50 above the national median$20.50 above the Illinois median
$3 above the national median$3.50 above the Illinois median
At the national median$2 below the Illinois median
per item · Source
$10 above the national median$15 above the Illinois median
per item · Source
$5 above the national median$10 above the Illinois median
per item · Source
At the national median$1 below the Illinois median
per item · Source
$3 below the national median$4 below the Illinois median
$2.50 below the national median$4.97 below the Illinois median
$15 above the national median$15 above the Illinois median
per item · Source
$6 below the national median$3.50 below the Illinois median
$80 above the national median$80 above the Illinois median
$25 below the national median$25 below the Illinois median
$15 above the national median$15 above the Illinois median
per year · Source
$10 below the national median$10 below the Illinois median
per year · Source
At the national medianAt the Illinois median
per year · Source
$10 above the national median$10 above the Illinois median
per year · Source
At the national median$25 below the Illinois median
per item · Source
$0.50 below the national median$0.50 below the Illinois median
per item · Source
$3 below the national median$2 below the Illinois median
$2 above the national median$3 above the Illinois median
per month · Source
$3 below the national median$2 below the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed Within 90 Days of Opening | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$15 below the Illinois median | — | — | Source |
| Dormant Account - Dormancy (after 13 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account Balancing Assistance | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Bad Address - Mail Returned | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Access (Paid Item) - Overdraft Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Item Returned for Insufficient Funds - Non-Sufficient Funds Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Transaction (All Transactions at non Co-Op ATMs) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Illinois median | — | — | Source |
| Debit Card Replacement - Replacement Debit | $10 | ||||
Wire TransfersVerified | |||||
| Western Union / Wire Transfer - Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Western Union / Wire Transfer - International (At This Time, We Do Not Allow International WU or Wire Transfers) | $55 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.97 below the Illinois median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Returned Unpaid - Return Check | $30Above the typical range ($8–$25 nationally) | $15 above the national median$15 above the Illinois median | per item | — | Source |
| Business Night Depository Key (Additional or Lost) | $4 | ||||
Account ServicesVerified | |||||
| Box Drilled Open - Drilled Box Fee | $125Above the typical range ($30–$70 nationally) | $80 above the national median$80 above the Illinois median | — | — | Source |
| Replacement of Lost Key - Safe Box Key Fee | $20 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Illinois median | per item | — | Source |
Other FeesVerified | |||||
| Copy of a Statement | $0Below the typical range ($2–$5 nationally) | $3 below the national median$2 below the Illinois median | — | — | Source |
| Copy of a Statement | $5 | ||||
Overdraft
$30.00
Of 29 others that publish it, 16 lower, 8 the same and 5 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
34
Under review
0
Assets
$226.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$226.6M
Total deposits
$195.5M
Service charge income (year to date)
$625K
Fee income ratio
9.3%
Return on assets
1.66%
Financial profile · Pro
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| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| At the national medianAt the Illinois median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Illinois median |
| per item |
| — |
| Source |
| $3 above the national median$2.75 above the Illinois median |
| per item |
| — |
| Source |
| Stop Payment (Range of Checks) | $50Above the typical range ($20–$30 nationally) | $22.50 above the national median$20.50 above the Illinois median | — | — | Source |
| Temporary Checks - Temp Check (8 per set) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3.50 above the Illinois median | — | — | Source |
| Check Cashing - Third Party (Member Only) | $5Within the typical range ($5–$10 nationally) | At the national median$2 below the Illinois median | per item | — | Source |
| Collection Item | $30Above the typical range ($10–$25 nationally) | $10 above the national median$15 above the Illinois median | per item | — | Source |
| Foreign Check Sent for Collection | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the Illinois median | per item | — | Source |
| Copy of a Check | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | per item | — | Source |
| Copy of a Check | $0Below the typical range ($2–$5 nationally) | $3 below the national median$4 below the Illinois median | — | — | Source |
| $6 below the national median$3.50 below the Illinois median |
| — |
| — |
| Source |
| $25 below the national median$25 below the Illinois median |
| — |
| — |
| Source |
| Safe Deposit Box 10 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Illinois median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Illinois median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Illinois median | per year | — | Source |
| Safe Deposit Box 7 x 10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Illinois median | per year | — | Source |
| Garnishment / Citation / Levy | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the Illinois median | per item | — | Source |
| $2 above the national median$3 above the Illinois median |
| per month |
| — |
| Source |
| Fax Service | $0Below the typical range ($2–$5 nationally) | $3 below the national median$2 below the Illinois median | — | — | Source |
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |