vs. U.S. typical range:LowerTypicalHigher
$4 below the national median$4.50 below the Texas median
per month · assessed when share accounts fall below $25 minimum balance · Institution’s schedule
$6.75 above the national median$9.50 above the Texas median
varies · per hour with $25.00 minimum · Institution’s schedule
$13.25 below the national median$10.50 below the Texas median
per month · Institution’s schedule
$2 above the national median$2 above the Texas median
per month · Institution’s schedule
At the national medianAt the Texas median
per item · assessed for transactions paid when no other overdraft protection available; automatically added to consumer accounts · Institution’s schedule
At the national medianAt the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · automatic · Institution’s schedule
$3 below the national median$3 below the Texas median
$1.50 above the national median$1.50 above the Texas median
per item · non-USCU ATM · Institution’s schedule
$5 below the national median$2.50 below the Texas median
per item · Institution’s schedule
$15 below the national median$12.50 below the Texas median
per item · Institution’s schedule
At the national medianAt the Texas median
per item · Institution’s schedule
At the national medianAt the Texas median
$2.50 above the national median$0.50 above the Texas median
$3 above the national median$3 above the Texas median
$15 above the national median$15 above the Texas median
per item · applies only to member accounts with balances below $300 · Institution’s schedule
$10 above the national median$10 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
$5 below the national median$2 below the Texas median
$15 above the national median$18 above the Texas median
$2.50 below the national median$3 below the Texas median
per item · free for members, $5.00 for non-members · Institution’s schedule
$130 above the national median$130 above the Texas median
$5 above the national median$5 above the Texas median
per item · Institution’s schedule
$25 above the national median$25 above the Texas median
per item · Institution’s schedule
$0.50 above the national median$0.50 above the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
$32.50 below the national median$20 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum Share | $3Below the typical range ($5–$10 nationally) | $4 below the national median$4.50 below the Texas median | per month | assessed when share accounts fall below $25 minimum balance | Institution’s schedule |
| Research and Account Reconciliation | $25Within the typical range ($12.38–$25 nationally) | $6.75 above the national median$9.50 above the Texas median | varies | per hour with $25.00 minimum | Institution’s schedule |
| Returned Mail | $5Below the typical range ($12.38–$25 nationally) | $13.25 below the national median$10.50 below the Texas median | per month | — | Institution’s schedule |
| Paper Statement | $5Above the typical range ($2–$4.50 nationally) | $2 above the national median$2 above the Texas median | per month | — | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | assessed for transactions paid when no other overdraft protection available; automatically added to consumer accounts | Institution’s schedule |
| Insufficient Funds | |||||
ATM & CardVerified | |||||
| ATM Foreign Transaction | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Texas median | per item | non-USCU ATM | Institution’s schedule |
| Debit Card Replacement | $5 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Institution’s schedule |
| Cashier’s Check | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2 below the Texas median | — | — | Source |
| Returned Deposit Item Fee | $30 | ||||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | per item | free for members, $5.00 for non-members | Institution’s schedule |
| Safe Deposit Locksmith Services | $175 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.50 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Photocopy | $2 | ||||
Overdraft
$30.00
Of 121 others that publish it, 48 lower, 39 the same and 34 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
28
Under review
0
Assets
$601.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$601.3M
Total deposits
$550.3M
Service charge income (year to date)
$1.6M
Fee income ratio
7.8%
Return on assets
0.36%
Financial profile · Pro
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| $30Within the typical range ($25–$32 nationally) |
| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Overdraft Transfer | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Texas median | per item | automatic | Institution’s schedule |
| Overdraft Transfer (automatic) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Institution’s schedule |
| Debit Card Rush Delivery | $25Below the typical range ($30–$50 nationally) | $15 below the national median$12.50 below the Texas median | per item | — | Institution’s schedule |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Temporary Checks (four) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | — | — | Source |
| Check Cashing | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Texas median | per item | applies only to member accounts with balances below $300 | Institution’s schedule |
| Foreign Negotiable Instrument | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Texas median | per item | — | Source |
| Copy of Canceled Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| $15 above the national median$18 above the Texas median |
| — |
| — |
| Source |
| $130 above the national median$130 above the Texas median |
| — |
| — |
| Source |
| Safe Deposit Replacement Key | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | per item | — | Institution’s schedule |
| Levies/Garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Texas median | per item | — | Institution’s schedule |
| $1 below the national median$1 below the Texas median |
| — |
| — |
| Source |
| Loan Modification | $5Below the typical range ($25–$100 nationally) | $32.50 below the national median$20 below the Texas median | — | — | Source |