vs. U.S. typical range:LowerTypicalHigher
$24 above the national median$23 above the Texas median
$3 above the national median$2 above the Texas median
per month · Source
$0.99 above the national median$0.01 below the Texas median
per month · Source
$19 above the national median$18 above the Texas median
$4 above the national median$3 above the Texas median
per month · Source
At the national medianAt the Texas median
$7.50 above the national median$10 above the Texas median
$2 above the national median$2 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national median$0.25 above the Texas median
per item · Source
$0.50 above the national median$0.50 above the Texas median
per item · Source
$10 above the national median$12.50 above the Texas median
per item · Source
$3 below the national median$0.50 below the Texas median
per item · Source
At the national median$5 above the Texas median
$5 above the national median$10 above the Texas median
At the national medianAt the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
—
—
$15 above the national median$18 above the Texas median
per item · Source
$5 below the national median$2 below the Texas median
per item · Source
At the national median$3 above the Texas median
per item · Source
$3.50 above the national median$3 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$5 above the national median$7.50 above the Texas median
$10 below the national median$7.50 below the Texas median
$0.45 above the national median$0.45 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Description Expedited Shipping Service Charge | $30Above the typical range ($4–$10 nationally) | $24 above the national median$23 above the Texas median | — | — | Source |
| Description Fresh Start Checking Account Service Charge | $9Within the typical range ($4–$10 nationally) | $3 above the national median$2 above the Texas median | per month | — | Source |
| Description Power Up Service Charge | $6.99Within the typical range ($4–$10 nationally) | $0.99 above the national median$0.01 below the Texas median | per month | — | Source |
| Description Signature Guarantee Service Charge | $25Above the typical range ($4–$10 nationally) | $19 above the national median$18 above the Texas median | — | — | Source |
| Monthly fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3 above the Texas median | per month | — | Source |
| Description Inactive Account Service Charge[16](#page-footer-footnote-16) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Description Account Reconciliation | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Description Paper Statement Processing Service Charge | $5Above the typical range ($2–$4.88 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Description Courtesy Pay Service Charge[14](#page-footer-footnote-14) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
| Description Insufficient Funds (NSF) Service Charge[15](#page-footer-footnote-15) | $30 | ||||
ATM & CardVerified | |||||
| Description Foreign (Non-First Service) ATM Service Charge | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Description Metal Card Replacement Service Charge | $20 | ||||
Wire TransfersVerified | |||||
| Description Outgoing Domestic Wire Transfer Service Charge | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Texas median | — | — | Source |
| Description Incoming Domestic Wire Transfer Service Charge | $15 | ||||
Check ServicesVerified | |||||
| Description Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Description Cashier's Check Service Charge | $3 | ||||
Cash & DepositVerified | |||||
| Description Coin Exchange / Coin Machine Service Charge (Members) | 3% | — | — | — | Source |
| Description Coin Exchange / Coin Machine Service Charge (Non-Members) | 7% | — | — | — | Source |
Account ServicesVerified | |||||
| Description Notary Service (Non-Members) | $6Above the typical range ($0–$5 nationally) | $3.50 above the national median$3 above the Texas median | — | — | Source |
| Description Tax Levy or Garnishment Service Charge | $50 | ||||
Retirement & IRAVerified | |||||
| Description IRA Transfer Service Charge | $30Within the typical range ($25–$35 nationally) | $5 above the national median$7.50 above the Texas median | — | — | Source |
Vehicle & TitleVerified | |||||
| Description Lost Title or Release of Lien Replacement Service Charge | $15Within the typical range ($15–$49.34 nationally) | $10 below the national median$7.50 below the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Description Gift Card | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.45 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Description Statement Copy Service Charge | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
Overdraft
$30.00
Of 124 others that publish it, 51 lower, 39 the same and 34 higher.
Monthly maintenance
$10.00
Of 73 others that publish it, 58 lower, 11 the same and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
32
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.5B
Total deposits
$1.3B
Service charge income (year to date)
$5.5M
Fee income ratio
10.6%
Return on assets
0.49%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Description Overdraft Transfer Service Charge | $5Within the typical range ($2.50–$5 nationally) | At the national median$0.25 above the Texas median | per item | — | Source |
| $10 above the national median$12.50 above the Texas median |
| per item |
| — |
| Source |
| Description Standard Card Replacement Service Charge | $7Within the typical range ($5–$10 nationally) | $3 below the national median$0.50 below the Texas median | per item | — | Source |
| $5 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| $2 below the national median$2 below the Texas median |
| per item |
| — |
| Source |
| Description Stop Payment Service Charge | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Description Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Description Items Sent for Collection | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Description Check Copy Service Charge | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Description First Party Return Deposit Item (RDI) Service Charge | $30Above the typical range ($8–$25 nationally) | $15 above the national median$18 above the Texas median | per item | — | Source |
| Description Returned Deposited Item Service Charge | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2 below the Texas median | per item | — | Source |
| Description Third Party Return Deposit Item (RDI) Service Charge | $15Within the typical range ($8–$25 nationally) | At the national median$3 above the Texas median | per item | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Description Verification of Deposit Requests | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Texas median | — | — | Source |