vs. U.S. typical range:LowerTypicalHigher
$27.50 above the national median$30 above the Texas median
per item · Source
$20 above the national median$20 above the Texas median
$22.50 above the national median$24.50 above the Texas median
$7.50 below the national median$5.50 below the Texas median
per item · Source
$2 above the national median$2.25 above the Texas median
per item · Source
$2.50 above the national median$2.50 above the Texas median
per transaction · Source
$20 above the national median$22.50 above the Texas median
per item · Source
$5 above the national median$7.50 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$3 above the national median$3 above the Texas median
per item · Source
$12.50 above the national median$10.50 above the Texas median
per item · Source
$3 above the national median$3 above the Texas median
At the national medianAt the Texas median
$4 above the national median$4 above the Texas median
per item · Source
$10 above the national median$10.02 above the Texas median
per item · Source
$30 above the national median$33 above the Texas median
per item · Source
$7.50 above the national median$7 above the Texas median
$50 above the national median$50 above the Texas median
$10 above the national median$15 above the Texas median
per year · Source
$4 above the national median$4 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal | $45Above the typical range ($10–$25 nationally) | $27.50 above the national median$30 above the Texas median | per item | — | Source |
| Inactive Fee (Funds sent to TX Comptroller) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Texas median | — | — | Source |
| Account Reconciliation/Research (One hour minimum) | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$24.50 above the Texas median | — | — | Source |
| Returned Mail | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Transfer Fee | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2.25 above the Texas median | per item | — | Source |
ATM & CardVerified | |||||
| ATM/Debit Withdrawal (CO-OP Free) | $4Above the typical range ($1–$2.25 nationally) | $2.50 above the national median$2.50 above the Texas median | per transaction | — | Source |
| ATM/Debit Card Replacement 2 or more within 6 months | $30 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Money Orders | $5 | ||||
Digital & ElectronicVerified | |||||
| Incoming/Outgoing Single ACH Origination | $20Within the typical range ($5–$20 nationally) | $10 above the national median$10.02 above the Texas median | per item | — | Source |
Cash & DepositVerified | |||||
| Non-Sufficient Funds & Deposited Item Return Fee | $45Above the typical range ($8–$25 nationally) | $30 above the national median$33 above the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Non Member Notary Fee 1st Signature | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$7 above the Texas median | — | — | Source |
| Garnishment Levy (Civil Only) | $100 | ||||
Retirement & IRAVerified | |||||
| Annual IRA Administration Fee | $25Within the typical range ($10–$25 nationally) | $10 above the national median$15 above the Texas median | per year | — | Source |
Other FeesVerified | |||||
| Statement Copy | $7Above the typical range ($2–$5 nationally) | $4 above the national median$4 above the Texas median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
20
Under review
0
Assets
$20.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$20.0M
Total deposits
$17.8M
Service charge income (year to date)
$191K
Fee income ratio
24.1%
Return on assets
-0.20%
Financial profile · Pro
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| $20 above the national median$22.50 above the Texas median |
| per item |
| — |
| Source |
| MasterCard Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$7.50 above the Texas median | per item | — | Source |
| $3 above the national median$3 above the Texas median |
| per item |
| — |
| Source |
| Stop Payment Fee | $40Above the typical range ($20–$30 nationally) | $12.50 above the national median$10.50 above the Texas median | per item | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | — | — | Source |
| Check Cashing Fees with No Share Draft Accounts | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Check Copy | $7Above the typical range ($2–$5 nationally) | $4 above the national median$4 above the Texas median | per item | — | Source |
| $50 above the national median$50 above the Texas median |
| — |
| — |
| Source |