vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.50 below the Massachusetts median
per month · Source
$1.50 above the national median$1 above the Massachusetts median
per month · Source
$20 above the national median$20 above the Massachusetts median
per year · Source
$7.50 above the national medianAt the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per day · Source
At the national medianAt the Massachusetts median
per item · Source
$0.50 below the national median$0.50 below the Massachusetts median
per item · Source
$1 below the national median$1 below the Massachusetts median
per item · Source
$0.50 below the national median$0.50 below the Massachusetts median
per transaction · Source
$5 above the national median$5 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$5 below the national median$5 below the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$5 above the national median$10 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$1 above the national medianAt the Massachusetts median
per item · Source
$2.50 below the national median$1.25 below the Massachusetts median
per item · Source
$0.75 below the national median$0.50 below the Massachusetts median
per item · Source
$15 below the national median$15 below the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
per item · Source
—
—
$8.16 below the national median$0.30 below the Massachusetts median
per item · Source
$2.50 below the national median$1.25 below the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$205 above the national median$185 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
per item · Source
$15 below the national median$15 below the Massachusetts median
per item · Source
$10 below the national median$2.50 below the Massachusetts median
per month · Source
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
$212.50 above the national median$100 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.50 below the Massachusetts median | per month | — | Source |
| No Boundaries Checking Account Monthly Maintenance Fee | $7.50Within the typical range ($4–$10 nationally) | $1.50 above the national median$1 above the Massachusetts median | per month | — | Source |
| Inactive Account An account is considered inactive if it has been inactive, with no member-generated activity for one | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Massachusetts median | per year | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Fee (NSF) (Check, ATM/POS or EFT) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Sustained Overdraft Fee (After 5 days) | $5 | ||||
ATM & CardVerified | |||||
| Foreign ATM Inquiry Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | per item | — | Source |
| Foreign ATM Inquiry Fee (Point of Sale Terminal) | $0.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Domestic Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Massachusetts median | per item | — | Source |
| Wire Transfers: Domestic Incoming | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Money Order | $3 | ||||
Cash & DepositVerified | |||||
| Coin Machine - Member | 8% | — | — | — | Source |
| Coin Machine - Non-Member | 10% | — | — | — | Source |
Account ServicesVerified | |||||
| Notary - Member | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Notary - Non-Member | $5 | ||||
Lending FeesVerified | |||||
| Late Charge Assessment | $10Within the typical range ($10–$25 nationally) | $10 below the national median$2.50 below the Massachusetts median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer: Incoming | $0Below the typical range ($25–$35 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| IRA Transfer: Outgoing | $25 | ||||
Other FeesVerified | |||||
| Subordination Request Fee | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$100 above the Massachusetts median | — | — | Source |
Monthly maintenance
$3.75
Of 24 others that publish it, 12 lower and 12 higher.
Fee change alerts
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Headline fees vs. national median
Headline fees published
11 of 15
Published fees
33
Under review
0
Assets
$185.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$185.4M
Total deposits
$151.1M
Service charge income (year to date)
$475K
Fee income ratio
10.5%
Return on assets
0.25%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| per day |
| — |
| Source |
| Overdraft Protection Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| $1 below the national median$1 below the Massachusetts median |
| per item |
| — |
| Source |
| Foreign ATM Withdrawal Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | per transaction | — | Source |
| ATM / Debit Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| Lost Member Ownership Certificate/Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| At the national medianAt the Massachusetts median |
| per item |
| — |
| Source |
| Wire Transfers: International Outgoing | $55Above the typical range ($40–$50 nationally) | $5 above the national median$10 above the Massachusetts median | per item | — | Source |
| International Incoming | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| $1 above the national medianAt the Massachusetts median |
| per item |
| — |
| Source |
| Stop Payment Order | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | per item | — | Source |
| Over the Counter Checks | $1.25Within the typical range ($1–$4 nationally) | $0.75 below the national median$0.50 below the Massachusetts median | per item | — | Source |
| Canadian Item Processing Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the Massachusetts median | per item | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| $6.84Below the typical range ($8–$25 nationally) |
| $8.16 below the national median$0.30 below the Massachusetts median |
| per item |
| — |
| Source |
| $2.50 above the national median$3.75 above the Massachusetts median |
| — |
| — |
| Source |
| Box Drilling | $250Above the typical range ($30–$70 nationally) | $205 above the national median$185 above the Massachusetts median | — | — | Source |
| Key Replacement | $25Below the typical range ($30–$70 nationally) | $20 below the national median$40 below the Massachusetts median | per item | — | Source |
| Legal Processing - Tax Levy Fee | $35Within the typical range ($30–$87.50 nationally) | $15 below the national median$15 below the Massachusetts median | per item | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |