vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5 below the Texas median
At the national medianAt the Texas median
$32.50 above the national median$34.50 above the Texas median
per item · Source
$12.50 below the national median$10.50 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$2 above the national median$2 above the Texas median
$1 above the national median$1 above the Texas median
per item · Source
$2 below the national median$0.50 above the Texas median
per item · Source
$3 above the national median$3 above the Texas median
$3.50 above the national median$1.50 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$20 above the national median$20.02 above the Texas median
per item · Source
$5 above the national medianAt the Texas median
per item · Source
$28.50 above the national median$26 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
$15 above the national median$18 above the Texas median
per item · Source
$22 below the national median$15 below the Texas median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #7358. canonical_hint=loan_origination; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="ELECTRONIC FUNDS TRANSFER FEES - Credit Report Fee $10.00/report" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Account Reconciliation Fee | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$34.50 above the Texas median | per item | — | Source |
| Return Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Sufficient Pay/Overdraft Privilege | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Insufficient Funds (NSF) Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Fee (SRCU ATM) | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| Non-SRCU ATM Fee | $2.50 | ||||
Check ServicesVerified | |||||
| /txn - Money Order Fee | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$3 above the Texas median | — | — | Source |
| Stop Payment Fee | $31 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee | $30Above the typical range ($5–$20 nationally) | $20 above the national median$20.02 above the Texas median | per item | — | Source |
| ACH Origination Return | $30 | ||||
Cash & DepositVerified | |||||
| Cash Advance Fee | $10Within the typical range ($2–$10 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Deposited Item Return Fee | $30 | ||||
Lending FeesVerified | |||||
| ELECTRONIC FUNDS TRANSFER FEES - Credit Report Fee | $10Below the typical range ($20.08–$75 nationally) | $22 below the national median$15 below the Texas median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #7358. canonical_hint=loan_origination; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="ELECTRONIC FUNDS TRANSFER FEES - Credit Report Fee $10.00/report" | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
19
Under review
0
Assets
$25.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$25.4M
Total deposits
$21.9M
Service charge income (year to date)
$274K
Fee income ratio
24.8%
Return on assets
-0.70%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| $1 above the national median$1 above the Texas median |
| per item |
| — |
| Source |
| Card Replacement Fee | $8Within the typical range ($5–$10 nationally) | $2 below the national median$0.50 above the Texas median | per item | — | Source |
| $3.50 above the national median$1.50 above the Texas median |
| per item |
| — |
| Source |
| Check Cashing Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Copy of Paid Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| $5 above the national medianAt the Texas median |
| per item |
| — |
| Source |
| Copy of Cleared Bill Payment Check | $31Above the typical range ($0–$9.95 nationally) | $28.50 above the national median$26 above the Texas median | per item | — | Source |
| $15 above the national median$18 above the Texas median |
| per item |
| — |
| Source |