vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$2.50 below the Texas median
$2.50 above the national median$4.50 above the Texas median
$12.50 below the national median$10.50 below the Texas median
$5 above the national median$5 above the Texas median
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$5 below the national median$2.50 below the Texas median
$10 below the national median$5 below the Texas median
$10 below the national median$5 below the Texas median
At the national medianAt the Texas median
$2 below the national median$2 below the Texas median
$5 above the national median$5 above the Texas median
$0.50 below the national median$0.50 below the Texas median
$7.50 above the national median$5.50 above the Texas median
per item · Source
$7.50 above the national median$5.50 above the Texas median
$1 above the national median$1 above the Texas median
$10 below the national median$10 below the Texas median
$1 below the national median$1 below the Texas median
$3 below the national median$3 below the Texas median
$2.50 below the national median$5 below the Texas median
$4.95 above the national median$4.90 above the Texas median
At the national median$0.05 below the Texas median
$5 below the national median$5 below the Texas median
$20 above the national median$23 above the Texas median
$5 below the national median$2 below the Texas median
$2.50 below the national median$3 below the Texas median
$55 above the national median$55 above the Texas median
At the national medianAt the Texas median
$20 below the national median$20 below the Texas median
$25 above the national median$25 above the Texas median
$255 above the national median$255 above the Texas median
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
$5 below the national median$5 below the Texas median
$0.55 below the national median$0.55 below the Texas median
$0.45 above the national median$0.45 above the Texas median
At the national medianAt the Texas median
$37.50 below the national median$25 below the Texas median
$12.50 below the national medianAt the Texas median
$62.50 above the national median$75 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Classic Checking Minimum Balance Fee | $5Within the typical range ($5–$10 nationally) | $2 below the national median$2.50 below the Texas median | — | — | Source |
| Account Research/Reconciliation ($10 min) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
| Returned Statement Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege (Courtesy Pay) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Non-Sufficient Funds (NSF) | $35 | ||||
ATM & CardVerified | |||||
| ATM Transaction At Non-Alliance ATM | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Texas median | — | — | Source |
| Damaged / Lost Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire-Outgoing Domestic | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| Incoming Wire | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s Check-Member | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |
| Cashier’s or Teller Check-Non Member | $10 | ||||
Digital & ElectronicVerified | |||||
| e-Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
Cash & DepositVerified | |||||
| Business Loose Coin Count $100+ | $4.95Above the typical range ($0–$3 nationally) | $4.95 above the national median$4.90 above the Texas median | — | — | Source |
| Non-Business Coin Counting | $0 | ||||
Account ServicesVerified | |||||
| Notary Services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| SB 10” x 10” | $100 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card Purchase Fee | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$0.55 below the Texas median | — | — | Source |
| Reload Fee At PECU | $3.95 | ||||
Other FeesVerified | |||||
| Account History/Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| Online Loan Application | $0 | ||||
Overdraft
$35.00
Of 122 others that publish it, 108 lower, 13 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
12 of 15
Published fees
41
Under review
0
Assets
$431.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$431.4M
Total deposits
$368.7M
Service charge income (year to date)
$393K
Fee income ratio
3.8%
Return on assets
0.92%
Financial profile · Pro
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| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Wire-Outgoing International | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Texas median | — | — | Source |
| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Money Order | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Stop Payment - ACH/Check | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Texas median | per item | — | Source |
| Stop Payment - Teller Check | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Texas median | — | — | Source |
| Temporary Checks (12) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
| Collection Item-Incoming | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| Check Copy(In Excess of 2 Per Month) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Internet e-Branch Check Copies | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| At the national median$0.05 below the Texas median |
| — |
| — |
| Source |
| Credit Card Cash Advance Fee | $0Below the typical range ($2–$10 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Returned Deposited Item - Member | $35Above the typical range ($8–$25 nationally) | $20 above the national median$23 above the Texas median | — | — | Source |
| Returned Deposited Item - Non Member | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2 below the Texas median | — | — | Source |
| $55 above the national median$55 above the Texas median |
| — |
| — |
| Source |
| SB 3” x 10” | $45Within the typical range ($30–$70 nationally) | At the national medianAt the Texas median | — | — | Source |
| SB 3” x 5” | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | — | — | Source |
| SB 5” x 10” | $70Within the typical range ($30–$70 nationally) | $25 above the national median$25 above the Texas median | — | — | Source |
| SB Drilling | $300Above the typical range ($30–$70 nationally) | $255 above the national median$255 above the Texas median | — | — | Source |
| SB Lost Key | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Legal Action (Garnishment, Levy, Etc.) | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Texas median | — | — | Source |
| Verification of Deposit | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| $0.45 above the national median$0.45 above the Texas median |
| — |
| — |
| Source |
| $37.50 below the national median$25 below the Texas median |
| — |
| — |
| Source |
| Skip-A-Payment Fee | $25Within the typical range ($25–$100 nationally) | $12.50 below the national medianAt the Texas median | — | — | Source |
| Subordination Agreement Execution | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$75 above the Texas median | — | — | Source |