vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.98 below the Georgia median
per month · Source
$0.95 above the national median$0.03 below the Georgia median
per month · Source
$4 above the national median$3.02 above the Georgia median
per month · Source
At the national medianAt the Georgia median
per month · Source
$7.50 above the national median$10 above the Georgia median
$12.50 below the national median$10 below the Georgia median
$5 above the national median$3 above the Georgia median
per item · Source
$5 above the national median$3 above the Georgia median
per item · Source
$1 above the national median$1 above the Georgia median
per item · Source
$1.50 above the national median$2 above the Georgia median
per transaction · Source
$5 below the national median$5 below the Georgia median
per item · Source
$20 above the national median$10 above the Georgia median
per item · Source
$7.50 above the national median
per item · Source
$5 above the national median$5 above the Georgia median
per item · Source
$2.50 above the national median$2 below the Georgia median
per item · Source
$3 above the national median$2 above the Georgia median
At the national medianAt the Georgia median
per item · Source
$7.50 above the national median$10 above the Georgia median
per item · Source
$5.50 above the national median$8 above the Georgia median
per item · Institution’s schedule
$5 below the national median$2.25 below the Georgia median
per item · Source
$105 above the national median$102.50 above the Georgia median
At the national medianAt the Georgia median
per item · Source
$15 above the national median$15 above the Georgia median
per item · Source
At the national medianAt the Georgia median
per item · Source
$2 above the national median$2 above the Georgia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Bank on Checking Monthly Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.98 below the Georgia median | per month | — | Source |
| Perks+ Monthly Service Charge | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$0.03 below the Georgia median | per month | — | Source |
| Resolution Checking Monthly Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.02 above the Georgia median | per month | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Research/Reconciliation Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
| Mailed Statement Fee $.00 per statement Returned Statement Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Premium Overdraft (OD) Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Georgia median | per item | — | Source |
| Nonsufficient Funds (NSF) Fee | $35 | ||||
ATM & CardVerified | |||||
| Out of Network ATM Fees Balance Inquiries | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$2 above the Georgia median | per transaction | — | Source |
| ATM/Debit Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic Incoming Fee | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the Georgia median | per item | — | Source |
Check ServicesVerified | |||||
| Bill Pay Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2 below the Georgia median | per item | — | Source |
| Counter Checks 3 checks | $5 | ||||
Digital & ElectronicVerified | |||||
| (set up in Bill Pay only): Member Fee | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$10 above the Georgia median | per item | — | Source |
| Website Loan Payments Online Payment - Express Pay | $8 | ||||
Cash & DepositVerified | |||||
| Returned Item Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2.25 below the Georgia median | per item | — | Source |
Account ServicesVerified | |||||
| Drilling of Box Fee | $150Above the typical range ($30–$70 nationally) | $105 above the national median$102.50 above the Georgia median | — | — | Source |
| Levy Fees | $50 | ||||
Retirement & IRAVerified | |||||
| Account Fees: IRA Direct Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Georgia median | per item | — | Source |
Other FeesVerified | |||||
| Other Document Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 166 others that publish it, 136 lower, 25 the same and 5 higher.
Monthly maintenance
$6.95
Of 92 others that publish it, 50 lower, 1 the same and 41 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
25
Under review
0
Assets
$4.2B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$4.2B
Total deposits
$3.6B
Service charge income (year to date)
$10.5M
Fee income ratio
7.6%
Return on assets
-1.12%
Financial profile · Pro
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| $5 above the national median$3 above the Georgia median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee | $6Above the typical range ($2.50–$5 nationally) | $1 above the national median$1 above the Georgia median | per item | — | Source |
| $5 below the national median$5 below the Georgia median |
| per item |
| — |
| Source |
| Debit Card Rush Fee | $60Above the typical range ($30–$50 nationally) | $20 above the national median$10 above the Georgia median | per item | — | Source |
| ATM/Debit Card International Transaction Fee Cashier's Check Member Fee | $10Above the typical range ($0.94–$5 nationally) | $7.50 above the national median | per item | — | Source |
| $3 above the national median$2 above the Georgia median |
| — |
| — |
| Source |
| Non Member Georgia's Own Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| $5.50 above the national median$8 above the Georgia median |
| per item |
| — |
| Institution’s schedule |
| At the national medianAt the Georgia median |
| per item |
| — |
| Source |
| Verification of Deposit/Loan Fee | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Georgia median | per item | — | Source |