vs. U.S. typical range:LowerTypicalHigher
$15 above the national median$10 above the Florida median
At the national median$5 below the Florida median
per month · Source
$2.50 below the national medianAt the Florida median
$2 above the national medianAt the Florida median
per item · Source
$2 above the national median$2 above the Florida median
per item · Source
$15 below the national median$15 below the Florida median
$5 below the national median$5 below the Florida median
$3.50 below the national median$3.50 below the Florida median
per day · Source
$3 below the national median$3 below the Florida median
At the national median$0.50 below the Florida median
per transaction · Source
At the national medianAt the Florida median
per item · Source
At the national medianAt the Florida median
$5 below the national median$5 below the Florida median
$3 below the national median$3 below the Florida median
$5 below the national median$5 below the Florida median
$0.50 below the national median$0.50 below the Florida median
per item · Source
$1 below the national median$1 below the Florida median
per item · Other than new account · Institution’s schedule
$1 below the national median$1 below the Florida median
per item · Source
At the national medianAt the Florida median
per item · Source
$2 above the national median$1 above the Florida median
per item · Source
$3 below the national median$4 below the Florida median
per item · Source
$1 below the national median$0.52 above the Florida median
$22.50 above the national median$20.55 above the Florida median
At the national median$0.50 below the Florida median
$7.50 above the national median$5 above the Florida median
$20 below the national median$70 below the Florida median
per item · Source
At the national median$2.50 below the Florida median
$2 above the national median$1.82 above the Florida median
$12.50 below the national median$37.50 below the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Abandoned Property Processing | $20Above the typical range ($5–$10 nationally) | $15 above the national median$10 above the Florida median | — | — | Source |
| Inactive Account Fee (per month) | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Florida median | per month | — | Source |
| Account Research (per hour/1 hour minimum) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF (per item) Includes ACH, Personal Checks, Electronic Debit, Online Bill Pay. We do not charge a Paid NSF fee on | $32Within the typical range ($25–$33 nationally) | $2 above the national medianAt the Florida median | per item | — | Source |
| Insufficient Funds Fee | $32 | ||||
ATM & CardVerified | |||||
| ATM Transactions (at ATMs we do not own)(per transaction) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 below the Florida median | per transaction | — | Source |
| Card Replacement Fee (each) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (outgoing) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Florida median | — | — | Source |
| Wire Transfers (incoming) | $5 | ||||
Check ServicesVerified | |||||
| Official Checks - payable to a third party | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Florida median | — | — | Source |
| Official Checks - payable to members | $0 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination through EMV | $9Within the typical range ($5–$20 nationally) | $1 below the national median$0.52 above the Florida median | — | — | Source |
| Merchant Return (Bill Pay) | $25 | ||||
Cash & DepositVerified | |||||
| Visa Cash Advance TrCUVisa Cash Advance Transaction (non-members only) | $5Within the typical range ($2–$10 nationally) | At the national median$0.50 below the Florida median | — | — | Source |
Account ServicesVerified | |||||
| Notary Fee (for Non-Members)(FREE for Members) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| IRA Levy/Garnishment (per notice) | $30 | ||||
Lending FeesVerified | |||||
| Visa Late Payment Fee (if payment is 10 or more days past due) | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 below the Florida median | — | — | Source |
Other FeesVerified | |||||
| General Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.82 above the Florida median | — | — | Source |
| Mortgage Subordination | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
8 of 15
Published fees
29
Under review
0
Assets
$144.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$144.2M
Total deposits
$127.4M
Service charge income (year to date)
$732K
Fee income ratio
17.5%
Return on assets
0.79%
Financial profile · Pro
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| $2 above the national median$2 above the Florida median |
| per item |
| — |
| Source |
| Returned Item - includes ACH Origination (2nd party) | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Florida median | — | — | Source |
| Returned Item - includes ACH Originiation (1st party) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Negative Balance Fee | $1.50Below the typical range ($5–$15 nationally) | $3.50 below the national median$3.50 below the Florida median | per day | — | Source |
| Overdraft Protection Transfer (POS, ATM) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Florida median | — | — | Source |
| At the national medianAt the Florida median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Florida median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Florida median |
| — |
| — |
| Source |
| Money Orders (per item) | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$0.50 below the Florida median | per item | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Florida median | per item | Other than new account | Institution’s schedule |
| Temporary Checks (per check)(other than new account) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Florida median | per item | — | Source |
| ON-US Check Cashing (per check)(Non-Members Only) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | per item | — | Source |
| Copy of a Paid Check (per check) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Florida median | per item | — | Source |
| Online Copy of a Paid Check (per check) | $0Below the typical range ($2–$5 nationally) | $3 below the national median$4 below the Florida median | per item | — | Source |
| $22.50 above the national median$20.55 above the Florida median |
| — |
| — |
| Source |
| $20 below the national median$70 below the Florida median |
| per item |
| — |
| Source |
| $12.50 below the national median$37.50 below the Florida median |
| — |
| — |
| Source |