vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.50 below the California median
per month · Source
$4 above the national median$4.50 above the California median
per month · Source
$2.50 below the national medianAt the California median
At the national median$1.50 above the California median
At the national median$1.50 above the California median
per month · Source
$2.50 above the national medianAt the California median
$12.50 below the national median$15 below the California median
$16 below the national median$11 below the California median
$16 below the national median$9 below the California median
$1 below the national median$1.50 below the California median
At the national median$0.50 below the California median
At the national medianAt the California median
$10 above the national median$7.50 above the California median
$5 below the national median$5 below the California median
At the national medianAt the California median
At the national medianAt the California median
per month · Source
At the national medianAt the California median
At the national medianAt the California median
$5 below the national median$5 below the California median
$7.50 below the national median$2.50 below the California median
$1 below the national median$2 below the California median
At the national median$0.50 below the California median
$2 above the national median$2 above the California median
$17.50 above the national median$15 above the California median
$15 above the national median$12 above the California median
$20 below the national median$15 below the California median
—
$10 below the national median$10 below the California median
At the national medianAt the California median
$15 below the national median$15 below the California median
$1.50 above the national median$1.50 above the California median
$2 above the national median$0.75 above the California median
$12.50 below the national median$50 below the California median
$62.50 above the national median$25 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly maintenance fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the California median | per month | — | Source |
| Second Chance Checking Monthly fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | — | Source |
| Holiday Club early account closure (no withdrawals allowed) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the California median | — | — | Source |
| Inactive checking account fee 90 days no activity | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | — | — | Source |
| Monthly dormancy fee (12 months no activity) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | per month | — | Source |
| Research fee per hour | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the California median | — | — | Source |
| Return mail fee/Invalid address fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy pay privilege | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | — | — | Source |
| ATM NSF | $14 | ||||
ATM & CardVerified | |||||
| ATM balance inquiry or funds transfer | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1.50 below the California median | — | — | Source |
| ATM withdrawal fee (not including ATM surcharge) at out-of-network ATM | $1.50 | ||||
Wire TransfersVerified | |||||
| Wires, outgoing domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Wires, incoming domestic | $10 | ||||
Check ServicesVerified | |||||
| Official check (fee based on account type and number of checks per month) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | per month | — | Source |
| Official checks | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay A2A Transfer | $20Above the typical range ($0–$9.95 nationally) | $17.50 above the national median$15 above the California median | — | — | Source |
Cash & DepositVerified | |||||
| Coin processing for deposit over | $30Above the typical range ($0–$3 nationally) | $30 above the national median | — | — | Source |
| Coin processing for Jr. Share Accounts | $0 | ||||
Account ServicesVerified | |||||
| Liens or levies | $30Within the typical range ($30–$90 nationally) | $20 below the national median$15 below the California median | — | — | Source |
Lending FeesVerified | |||||
| Late charge | 6%($20 minimum) | — | — | — | Source |
| Late fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median | |||
Gift & Prepaid CardsVerified | |||||
| VISA gift cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the California median | — | — | Source |
Other FeesVerified | |||||
| Statement copy (per period) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | — | — | Source |
| Non-member loan application | $25 | ||||
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 25 the same and 48 higher.
Monthly maintenance
$7.50
Of 54 others that publish it, 36 lower, 2 the same and 16 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
10 of 15
Published fees
35
Under review
0
Assets
$82.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$82.2M
Total deposits
$74.6M
Service charge income (year to date)
$118K
Fee income ratio
5.0%
Return on assets
-0.03%
Financial profile · Pro
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| $16 below the national median$9 below the California median |
| — |
| — |
| Source |
| At the national median$0.50 below the California median |
| — |
| — |
| Source |
| Debit card replacement fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
| Rush card / PIN # fee | $50Within the typical range ($30–$50 nationally) | $10 above the national median$7.50 above the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| Official checks (2 free per month) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Official checks (unlimited) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the California median | — | — | Source |
| Stop payment fee (Bill Pay) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | — | — | Source |
| Counter checks (per sheet) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$2 below the California median | — | — | Source |
| Check cashing | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | — | — | Source |
| Copies of share drafts (2 free per month), share draft activity, or statements | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| At the national median |
| — |
| — |
| Source |
| Deposit item return fee | $30Above the typical range ($8–$25 nationally) | $15 above the national median$12 above the California median | — | — | Source |
| — |
| — |
| Source |
| Loan late fee (minimum charge) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the California median | — | — | Source |
| New member fee (1 time) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$15 below the California median | — | — | Source |
| $12.50 below the national median$50 below the California median |
| — |
| — |
| Source |
| Subordination fee | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$25 above the California median | — | — | Source |