vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$15 above the Pennsylvania median
$5 above the national median$5 above the Pennsylvania median
per month · Source
$7.50 above the national median$7.50 above the Pennsylvania median
$12.50 below the national median$12.50 below the Pennsylvania median
At the national median$1 above the Pennsylvania median
per month · Source
$7 above the national median$7 above the Pennsylvania median
per item · Source
$5 above the national median$5 above the Pennsylvania median
per item · Source
$1 above the national median$1 above the Pennsylvania median
per transaction · Source
At the national medianAt the Pennsylvania median
At the national medianAt the Pennsylvania median
per item · Source
$5 above the national median$0.75 above the Pennsylvania median
per item · Source
At the national median$10 above the Pennsylvania median
per item · Source
$5 above the national median$5 above the Pennsylvania median
per item · Source
$13 above the national median$13 above the Pennsylvania median
per item · Source
$3 above the national median$3 above the Pennsylvania median
per item · Source
$9.75 above the national median$12 above the Pennsylvania median
per item · Source
$1 below the national median$0.50 below the Pennsylvania median
per item · Source
$1 below the national median$1 below the Pennsylvania median
per item · Source
$0.50 above the national median$0.38 below the Pennsylvania median
per month · Source
—
$3 below the national median$8 below the Pennsylvania median
per item · Source
$15 above the national median$17.50 above the Pennsylvania median
per year · Source
$100 above the national median$50 above the Pennsylvania median
$100 above the national median$100 above the Pennsylvania median
At the national medianAt the Pennsylvania median
$25 above the national median$25 above the Pennsylvania median
$2 below the national median$2 below the Pennsylvania median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking Closed Account Fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Pennsylvania median | — | — | Source |
| Checking and Savings Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Pennsylvania median | per month | — | Source |
| Account Research or Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Pennsylvania median | — | — | Source |
| Undeliverable Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Pennsylvania median | — | — | Source |
| Paper Statements Mailed | $3Within the typical range ($2–$4.95 nationally) | At the national median$1 above the Pennsylvania median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdrafts/NSF | $37Above the typical range ($25–$33 nationally) | $7 above the national median$7 above the Pennsylvania median | per item | — | Source |
| Overdraft Protection from Savings | $10 | ||||
ATM & CardVerified | |||||
| Non-AmeriServ Automated Teller Machine (ATM) | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the Pennsylvania median | per transaction | — | Source |
| Replacement Card Charge | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer within USA (OUTGOING) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Pennsylvania median | per item | — | Source |
| Wire Transfer within USA (INCOMING) | $15 | ||||
Check ServicesVerified | |||||
| Cashiers Checks | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Pennsylvania median | per item | — | Source |
| Certified Checks | $18 | ||||
Digital & ElectronicVerified | |||||
| Internet Banking-Bill Pay Inactivity Fee | $3Within the typical range ($0–$9.95 nationally) | $0.50 above the national median$0.38 below the Pennsylvania median | per month | — | Source |
Cash & DepositVerified | |||||
| Coin Machine Fee | 8% | — | — | — | Source |
| Returned Deposited Checks | $12Within the typical range ($8–$25 nationally) | $3 below the national median | |||
Account ServicesVerified | |||||
| Attachments & Garnishments | $150Above the typical range ($30–$87.50 nationally) | $100 above the national median$50 above the Pennsylvania median | — | — | Source |
| Legal Process | $150 | ||||
Retirement & IRAVerified | |||||
| IRA Closure Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Pennsylvania median | — | — | Source |
| IRA Transfer/Rollover | $50 | ||||
Other FeesVerified | |||||
| Photocopies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Pennsylvania median | per item | — | Source |
Overdraft
$37.00
Of 27 others that publish it, 21 lower, 3 the same and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$37
Headline fees published
11 of 15
Published fees
26
Under review
0
Assets
$1.5B
Work at Ameriserv Financial Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.5B
Total deposits
$1.3B
Service charge income
$244K
Fee income ratio
1.5%
Return on assets
1.02%
Branches
17
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Pennsylvania median |
| per item |
| — |
| Source |
| At the national medianAt the Pennsylvania median |
| — |
| — |
| Source |
| $5 above the national median$0.75 above the Pennsylvania median |
| per item |
| — |
| Source |
| International Wire Transfer (OUTGOING) | $50Within the typical range ($40–$50 nationally) | At the national median$10 above the Pennsylvania median | per item | — | Source |
| $13 above the national median$13 above the Pennsylvania median |
| per item |
| — |
| Source |
| Money Orders (Up to $1,000) | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$3 above the Pennsylvania median | per item | — | Source |
| Stop Payment Request | $37Above the typical range ($20–$30 nationally) | $9.75 above the national median$12 above the Pennsylvania median | per item | — | Source |
| Encoded Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.50 below the Pennsylvania median | per item | — | Source |
| Paper Copies of Checks or Activity Printouts | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Pennsylvania median | per item | — | Source |
| per item |
| — |
| Source |
| Night Deposit Service (per year) | $25Above the typical range ($5–$20 nationally) | $15 above the national median$17.50 above the Pennsylvania median | per year | — | Source |
| $100 above the national median$100 above the Pennsylvania median |
| — |
| — |
| Source |
| $25 above the national median$25 above the Pennsylvania median |
| — |
| — |
| Source |