vs. U.S. typical range:LowerTypicalHigher
$2 below the national medianAt the Michigan median
per month · Source
$12.50 above the national median$11.25 above the Michigan median
$2.50 above the national median$1.25 above the Michigan median
per month · Source
$8 below the national median$7 below the Michigan median
per item · Source
$8 below the national median$7 below the Michigan median
per item · Source
At the national median$1.50 above the Michigan median
per item · Source
$0.50 above the national median$0.15 above the Michigan median
per item · Source
$10 below the national median$5 below the Michigan median
per item · Source
$10 below the national median$5 below the Michigan median
per item · Source
$10 below the national median$5 below the Michigan median
per item · Source
$5 below the national median$5 below the Michigan median
per item · Source
$5 below the national medianAt the Michigan median
per item · Knox extract.rules v21 categorized a line held for review from Rosetta artifact #4644. canonical_hint=wire_intl_outgoing; text_hash=3d8d1ff8e1e1283a1c72eb7f8b92a383fd2a615add77854b3efb1eccc9883f5f; excerpt="Wire Transfer Fee - International | $45.00 per wire | Use Online BillPay, HonorPay or Account-To-Account Transfers | $50.00 per month" · Source
$5 below the national medianAt the Michigan median
$3 below the national median$1 below the Michigan median
per item · Source
At the national medianAt the Michigan median
$2.50 above the national median$3 above the Michigan median
per item · Source
$3 above the national median$3 above the Michigan median
per item · Use Online BillPay, HonorPay or Account-To-Account Transfers · Source
$2 above the national median$1.50 above the Michigan median
per item · Source
$2.45 above the national median$1.95 above the Michigan median
$22.50 above the national median$22 above the Michigan median
per item · Source
$5 above the national medianAt the Michigan median
per item · Source
$105 above the national median$101 above the Michigan median
At the national medianAt the Michigan median
$15 above the national median$15 above the Michigan median
per item · Source
$1.45 above the national median$0.95 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee (Shares) | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Michigan median | per month | — | Source |
| Account Reconciliation/ | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$11.25 above the Michigan median | — | — | Source |
| Wrong Address Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$1.25 above the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $22Below the typical range ($25–$33 nationally) | $8 below the national median$7 below the Michigan median | per item | — | Source |
| NSF Fee | $22 | ||||
ATM & CardVerified | |||||
| Foreign ATM Withdrawals, Transfers 4 Free | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | per item | — | Source |
| Card Services: Checking Account: Plastic Card Rush Fee | $30 | ||||
Wire TransfersVerified | |||||
| Debit Card Other Services: Wire Transfer Fee - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | per item | — | Source |
| Wire Transfer Fee - International | $45 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Fee | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 below the Michigan median | per item | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| /4 Checks: Use Online BillPay, HonorPay or Account-To-Account Transfers: Reload Fee | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$1.95 above the Michigan median | — | — | Source |
| Use Online BillPay, HonorPay or Account-To-Account Transfers: Membership Closure Fee | $25 | ||||
Cash & DepositVerified | |||||
| Night Drop Key Replacement | $15Within the typical range ($5–$20 nationally) | $5 above the national medianAt the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Share Accounts: Change of Locks/Drilling of Boxes | $150Above the typical range ($30–$70 nationally) | $105 above the national median$101 above the Michigan median | — | — | Source |
| Levy, Garnishment, Subpoena | $50 | ||||
Gift & Prepaid CardsVerified | |||||
| Reload Fee | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$0.95 above the Michigan median | — | — | Source |
Overdraft
$22.00
Of 78 others that publish it, 10 lower and 68 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$22
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$1.9B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.9B
Total deposits
$1.6B
Service charge income (year to date)
$7.8M
Fee income ratio
11.3%
Return on assets
0.87%
Financial profile · Pro
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| $8 below the national median$7 below the Michigan median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | per item | — | Source |
| $10 below the national median$5 below the Michigan median |
| per item |
| — |
| Source |
| Checking Account: Plastic Card Rush Fee | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Michigan median | per item | — | Source |
| Plastic Card Rush Fee | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Michigan median | per item | — | Source |
| $5 below the national medianAt the Michigan median |
| per item |
| Knox extract.rules v21 categorized a line held for review from Rosetta artifact #4644. canonical_hint=wire_intl_outgoing; text_hash=3d8d1ff8e1e1283a1c72eb7f8b92a383fd2a615add77854b3efb1eccc9883f5f; excerpt="Wire Transfer Fee - International | $45.00 per wire | Use Online BillPay, HonorPay or Account-To-Account Transfers | $50.00 per month" |
| Source |
| Wire Transfer Fee- International | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | per item | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Michigan median | per item | Use Online BillPay, HonorPay or Account-To-Account Transfers | Source |
| Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | per item | — | Source |
| $22.50 above the national median$22 above the Michigan median |
| per item |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Use Online BillPay, HonorPay or Account-To-Account Transfers Verification of Deposits | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Michigan median | per item | — | Source |