vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$5 above the Michigan median
per month · Source
$12.50 below the national median$5 below the Michigan median
At the national medianAt the Michigan median
per month · Source
$2.50 above the national median$1.25 above the Michigan median
per item · Source
$2.50 above the national median$1.25 above the Michigan median
At the national median$1 above the Michigan median
per item · Source
At the national median$1 above the Michigan median
per item · Source
$0.50 above the national median$0.15 above the Michigan median
per item · Source
$5 below the national median$2.50 below the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$15 below the national median$15 below the Michigan median
per item · Source
At the national median$5 above the Michigan median
per item · Source
At the national median$2 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$2.50 above the national median$3 above the Michigan median
At the national medianAt the Michigan median
per item · Source
$1 below the national median$1.50 below the Michigan median
per item · Source
$2 below the national median$2.50 below the Michigan median
per item · Source
$2.50 below the national median$3 below the Michigan median
$3.45 above the national median$2.95 above the Michigan median
per month · Source
$5 below the national median$5 below the Michigan median
per item · Source
$60 above the national median$56 above the Michigan median
$80 above the national median$76 above the Michigan median
$60 above the national median$56 above the Michigan median
per year · Source
$80 above the national median$76 above the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
$15 below the national median$19 below the Michigan median
per year · Source
$10 below the national median$14 below the Michigan median
$10 below the national median$14 below the Michigan median
per year · Source
$20 above the national median$16 above the Michigan median
At the national median$4 below the Michigan median
$20 above the national median$16 above the Michigan median
per year · Source
At the national median$4 below the Michigan median
per year · Source
$40 above the national median$36 above the Michigan median
$40 above the national median$36 above the Michigan median
per year · Source
$25 above the national median$25 above the Michigan median
per item · Source
$25 above the national median$27.50 above the Michigan median
per item · Source
$10 above the national median$10 above the Michigan median
$10 above the national median$10 above the Michigan median
per item · Source
$1.45 above the national median$0.95 above the Michigan median
$2 above the national median$2 above the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Investor Checking Account – Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Michigan median | per month | — | Source |
| Account Closure Fee | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account Research Fee | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$1.25 above the Michigan median | per item | — | Source |
| Check Book Balancing | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$1.25 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| Non-Proprietary ATM Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | per item | — | Source |
| Debit Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Domestic Wire Transfer | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| Money Orders | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3 below the Michigan median | — | — | Source |
| Bill Pay Fee | $5.95 | ||||
Cash & DepositVerified | |||||
| Returned Item Fee | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $105Above the typical range ($30–$70 nationally) | $60 above the national median$56 above the Michigan median | — | — | Source |
| Safe Deposit Box 10 x 15 | $125 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $35Within the typical range ($25–$35 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
| IRA Transfer to Another Financial Institu | $35 | ||||
Gift & Prepaid CardsVerified | |||||
| 4 Visa Gift Card | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$0.95 above the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | per item | — | Source |
Overdraft
$30.00
Of 78 others that publish it, 44 lower, 23 the same and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
41
Under review
0
Assets
$17.3B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$17.3B
Total deposits
$14.7B
Service charge income (year to date)
$16.8M
Fee income ratio
3.3%
Return on assets
1.18%
Financial profile · Pro
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| At the national median$1 above the Michigan median |
| per item |
| — |
| Source |
| $5 below the national median$2.50 below the Michigan median |
| per item |
| — |
| Source |
| $15 below the national median$15 below the Michigan median |
| per item |
| — |
| Source |
| International Wire Transfer | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Michigan median | per item | — | Source |
| At the national medianAt the Michigan median |
| per item |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| Check Cashing for Non-Members | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Check Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | per item | — | Source |
| Check Copy Fee $2.00 per copy Pay Card Savings | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2.50 below the Michigan median | per item | — | Source |
| $3.45 above the national median$2.95 above the Michigan median |
| per month |
| — |
| Source |
| $80 above the national median$76 above the Michigan median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $105Above the typical range ($30–$70 nationally) | $60 above the national median$56 above the Michigan median | per year | — | Source |
| Safe Deposit Box 10x15 | $125Above the typical range ($30–$70 nationally) | $80 above the national median$76 above the Michigan median | per year | — | Source |
| Safe Deposit Box 2 x 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | — | — | Source |
| Safe Deposit Box 2x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Safe Deposit Box 3 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$14 below the Michigan median | — | — | Source |
| Safe Deposit Box 3x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$14 below the Michigan median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$16 above the Michigan median | — | — | Source |
| Safe Deposit Box 5 x 5 | $45Within the typical range ($30–$70 nationally) | At the national median$4 below the Michigan median | — | — | Source |
| Safe Deposit Box 5x10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$16 above the Michigan median | per year | — | Source |
| Safe Deposit Box 5x5 | $45Within the typical range ($30–$70 nationally) | At the national median$4 below the Michigan median | per year | — | Source |
| Safe Deposit Box 7 x 10 | $85Above the typical range ($30–$70 nationally) | $40 above the national median$36 above the Michigan median | — | — | Source |
| Safe Deposit Box 7x10 | $85Above the typical range ($30–$70 nationally) | $40 above the national median$36 above the Michigan median | per year | — | Source |
| Garnishment/Levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | per item | — | Source |
| Legal Processing Fee | $75Within the typical range ($30–$100 nationally) | $25 above the national median$27.50 above the Michigan median | per item | — | Source |
| $10 above the national median$10 above the Michigan median |
| per item |
| — |
| Source |