vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$4.02 above the Michigan median
per month · Source
At the national medianAt the Michigan median
per month · Source
$7.50 above the national median$5 above the Michigan median
$2.50 below the national median$5 below the Michigan median
per month · Source
$1 below the national median$0.50 below the Michigan median
per item · Source
$2 below the national median$1 below the Michigan median
per item · Source
$2 below the national median$1 below the Michigan median
$15 below the national median$14 below the Michigan median
per item · Source
At the national median$2.50 above the Michigan median
$35 above the national median$40 above the Michigan median
—
At the national medianAt the Michigan median
$7 below the national median$2 below the Michigan median
At the national medianAt the Michigan median
per item · Source
$5 above the national median$5 above the Michigan median
per item · Source
$10 below the national medianAt the Michigan median
$2 below the national median$2.50 below the Michigan median
per item · Source
At the national median$2.50 below the Michigan median
$2.50 above the national median$2 above the Michigan median
per month · Source
$0.50 above the national medianAt the Michigan median
$4 above the national median$3.50 above the Michigan median
$162.50 above the national median$157.50 above the Michigan median
$7.50 below the national median$12.50 below the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Second Chance Checking Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.02 above the Michigan median | per month | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account Reconciliation / Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Return Mail / Bad Address | $15Within the typical range ($12–$25 nationally) | $2.50 below the national median$5 below the Michigan median | per month | — | Source |
| Paper Statement Processing | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$0.50 below the Michigan median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $28Within the typical range ($25–$33 nationally) | $2 below the national median$1 below the Michigan median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $28 | ||||
ATM & CardVerified | |||||
| ATM / Debit Replacement | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | — | — | Source |
| Expedited ATM / Debit Card | $75 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (outgoing / domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Wire Transfer (incoming / domestic) | $3 | ||||
Check ServicesVerified | |||||
| Cashier's Check / Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Non-Member Check Cashing | $10 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination (One Time) | $10Within the typical range ($5–$20 nationally) | At the national median$2.50 below the Michigan median | — | — | Source |
| Bill Pay Inactivity | $5 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card (One Time Use) | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national medianAt the Michigan median | — | — | Source |
| VISA Gift Card (Reloadable) | $7.50 | ||||
Other FeesVerified | |||||
| Mortgage Subordination | $200Above the typical range ($25–$100 nationally) | $162.50 above the national median$157.50 above the Michigan median | — | — | Source |
| Skip-A-Payment | $30 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
8 of 15
Published fees
22
Under review
0
Assets
$154.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$154.3M
Total deposits
$130.4M
Service charge income (year to date)
$571K
Fee income ratio
10.5%
Return on assets
0.05%
Financial profile · Pro
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| $2 below the national median$1 below the Michigan median |
| — |
| — |
| Source |
| Returned Item Unpaid | $15Below the typical range ($25–$32 nationally) | $15 below the national median$14 below the Michigan median | per item | — | Source |
| $35 above the national median$40 above the Michigan median |
| — |
| — |
| Source |
| International Transaction Fee | 1%of the transaction | — | — | — | Source |
| $7 below the national median$2 below the Michigan median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Michigan median |
| per item |
| — |
| Source |
| Foreign Item Processing | $10Within the typical range ($10–$25 nationally) | $10 below the national medianAt the Michigan median | — | — | Source |
| Account Printout / Statement / Fax / Check Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2.50 below the Michigan median | per item | — | Source |
| $2.50 above the national median$2 above the Michigan median |
| per month |
| — |
| Source |
| $4 above the national median$3.50 above the Michigan median |
| — |
| — |
| Source |
| $7.50 below the national median$12.50 below the Michigan median |
| per item |
| — |
| Source |