vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
At the national medianAt the Michigan median
$12.50 below the national median$13.75 below the Michigan median
At the national median$0.50 above the Michigan median
$5 below the national median$4 below the Michigan median
$5 below the national median$4 below the Michigan median
per item · Source
At the national median$1.50 above the Michigan median
$0.50 above the national median$0.15 above the Michigan median
$15 above the national median$17.50 above the Michigan median
At the national median$2 above the Michigan median
At the national medianAt the Michigan median
$2.50 below the national median$2 below the Michigan median
At the national medianAt the Michigan median
$2 above the national median$1.50 above the Michigan median
—
At the national medianAt the Michigan median
At the national medianAt the Michigan median
$0.45 above the national median$0.05 below the Michigan median
$2 above the national median$2 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Return Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | — | — | Source |
| Paper Statement – Mailed (electronic statements free) | $3Within the typical range ($2–$4.59 nationally) | At the national median$0.50 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the Michigan median | — | — | Source |
| Non-sufficient funds item (each draft, ACH or ATM item) | $25 | ||||
ATM & CardVerified | |||||
| ATM fee – 5 free per month, LPCCU ATM FREE unlimited, POS no fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | — | — | Source |
| Replacement Plastic Card Fee – VISA Credit or MASTERCARD Debit/ATM | $25 | ||||
Check ServicesVerified | |||||
| LPCCU Teller, Official, Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Coin Processing | 5% | — | — | — | Source |
| Deposited Checks returned unpaid | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Michigan median | |||
Account ServicesVerified | |||||
| Legal Processing Fee (Levy/Garnishment/Subpoena) Processing | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.05 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (duplicate or printout) – (27 months available free on Netbranch) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
Overdraft
$25.00
Of 78 others that publish it, 11 lower, 17 the same and 50 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$63.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$63.4M
Total deposits
$55.8M
Service charge income (year to date)
$78K
Fee income ratio
6.5%
Return on assets
0.70%
Financial profile · Pro
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| $5 below the national median$4 below the Michigan median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee from Shares or Line of Credit | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | — | — | Source |
| $15 above the national median$17.50 above the Michigan median |
| — |
| — |
| Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payments | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$2 below the Michigan median | — | — | Source |
| Non-Member check cashing fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Check Copy – Personal or Corporate (personal are free on Netbranch) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |
| — |
| — |
| Source |