vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
$5 above the national median$5 above the Michigan median
per month · Source
$7.50 above the national median$6.25 above the Michigan median
$7.50 below the national median$8.75 below the Michigan median
per month · Source
At the national median$1 above the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
At the national median$1 above the Michigan median
per item · Source
$5 below the national median$4 below the Michigan median
per month · Source
At the national median$1.50 above the Michigan median
per month · Source
$0.50 below the national median$0.85 below the Michigan median
per item · Source
At the national median$2.50 above the Michigan median
$10 above the national median$15 above the Michigan median
$5 below the national median$5 below the Michigan median
$2 below the national medianAt the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$2.50 above the national median$3 above the Michigan median
per item · Source
At the national medianAt the Michigan median
$2 below the national median$2 below the Michigan median
$15 below the national median$5 below the Michigan median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #2003. canonical_hint=check_cashing; text_hash=c07ab3276c3207b951eb645280a4709648ba161b442403d9bbc678708ce0504c; excerpt="Foreign Item Deposit (each, plus bank fees) ................................................. $5.00" · Source
At the national median$0.50 below the Michigan median
per month · Source
At the national medianAt the Michigan median
per item · Source
$7.50 above the national median$5 above the Michigan median
$155 above the national median$151 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$15 above the national median$15 above the Michigan median
$5 below the national median$5 below the Michigan median
$1.45 above the national median$0.95 above the Michigan median
per item · Source
$0.55 below the national median$1.05 below the Michigan median
$1 below the national median$1 below the Michigan median
$2 below the national median$2 below the Michigan median
per item · Source
$12.50 below the national median$16.25 below the Michigan median
$62.50 above the national median$58.75 above the Michigan median
$17.50 below the national median$21.25 below the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee (within 6 months) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Dormant Account (inactive 1 yr.) (per month) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | per month | — | Source |
| (per hour) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$6.25 above the Michigan median | — | — | Source |
| Returned Mail/Bad Address (per month) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$8.75 below the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Discretionary pay Overdraft (per presentment) | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| “Cash” Check Returned Item | $25 | ||||
ATM & CardVerified | |||||
| Balance Inquiry (each) (5 free/month) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | per item | — | Source |
| Card Replacement Request | $10 | ||||
Wire TransfersVerified | |||||
| WIRE TRANSFER FEES: Domestic Outgoing (each) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check (each) | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | per item | — | Source |
| Money Order (each) | $2 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned Unpaid (per presentment) | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Notary for non-member | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Drill Fee (if applicable) | $200 | ||||
Gift & Prepaid CardsVerified | |||||
| Gift Card (each) | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$0.95 above the Michigan median | per item | — | Source |
| Reload Fee (ICUL also charges a fee) | $2.95 | ||||
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | — | — | Source |
| Statement Copy/Activity Printout (per page) | $1 | ||||
Overdraft
$30.00
Of 78 others that publish it, 44 lower, 23 the same and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
33
Under review
0
Assets
$349.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$349.3M
Total deposits
$305.0M
Service charge income (year to date)
$540K
Fee income ratio
5.7%
Return on assets
0.51%
Financial profile · Pro
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| $5 below the national median$4 below the Michigan median |
| — |
| — |
| Source |
| Returned Draft/ACH - NSF (per presentment) | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| To me/from me or “Cash” Check Returned Item | $25Within the typical range ($25–$32 nationally) | $5 below the national median$4 below the Michigan median | per month | — | Source |
| Overdraft Transfer from Savings (per presentment) | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | per month | — | Source |
| At the national median$2.50 above the Michigan median |
| — |
| — |
| Source |
| Rush Card Replacement | $50Within the typical range ($30–$50 nationally) | $10 above the national median$15 above the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| per item |
| — |
| Source |
| Stop Payment Draft/ACH (per request) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | per item | — | Source |
| Varies Starter Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Check Cashing (< in acct,age 18+ & no add’l services) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Michigan median | — | — | Source |
| Foreign Item Deposit (each, plus bank fees) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$5 below the Michigan median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #2003. canonical_hint=check_cashing; text_hash=c07ab3276c3207b951eb645280a4709648ba161b442403d9bbc678708ce0504c; excerpt="Foreign Item Deposit (each, plus bank fees) ................................................. $5.00" | Source |
| Copy of Check (per check) | $3Within the typical range ($2–$5 nationally) | At the national median$0.50 below the Michigan median | per month | — | Source |
| $155 above the national median$151 above the Michigan median |
| per item |
| — |
| Source |
| Levies, Writs, & Garnishment (each) | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Account Verification for Mortgage Companies | $25Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the Michigan median | — | — | Source |
| Verification of Deposit | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
| $0.55 below the national median$1.05 below the Michigan median |
| — |
| — |
| Source |
| $2 below the national median$2 below the Michigan median |
| per item |
| — |
| Source |
| Loan Modification | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$16.25 below the Michigan median | — | — | Source |
| Loan Subordination | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$58.75 above the Michigan median | — | — | Source |
| Skip-A-Payment | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$21.25 below the Michigan median | — | — | Source |