vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$7.95 below the Tennessee median
per month · Source
$12.50 below the national median$10 below the Tennessee median
$7.50 above the national median$10 above the Tennessee median
per item · Source
$20 above the national median$17 above the Tennessee median
per year · Source
At the national median$3 below the Tennessee median
per month · Source
$14.50 below the national median$12 below the Tennessee median
per item · upon request, 2 Free per Month · Institution’s schedule
$7.50 above the national median$10 above the Tennessee median
$12.50 below the national median$10 below the Tennessee median
per transaction · Source
At the national median$1 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per transaction · Source
$1.50 below the national median$1 below the Tennessee median
$0.50 below the national medianAt the Tennessee median
At the national medianAt the Tennessee median
—
$3 below the national median$3 below the Tennessee median
per item · Source
$2 below the national median$1.50 below the Tennessee median
At the national medianAt the Tennessee median
At the national median$2.50 above the Tennessee median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #5155. canonical_hint=check_cashing; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Foreign Check Collection (plus processing fee from foreign bank) $20 each" · Source
$3 below the national median$3 below the Tennessee median
$1 below the national median$1 below the Tennessee median
$2.50 below the national median$0.38 below the Tennessee median
$2.50 above the national median$4.62 above the Tennessee median
per item · Source
$15 above the national median$15 above the Tennessee median
per item · Source
$2.50 below the national medianAt the Tennessee median
$205 above the national median$200 above the Tennessee median
$20 below the national median$25 below the Tennessee median
$25 above the national median$25 above the Tennessee median
per item · Source
$10 above the national median$10 above the Tennessee median
per item · Source
$5 above the national medianAt the Tennessee median
$10 below the national median$15 below the Tennessee median
per year · Source
$1 below the national median$1 below the Tennessee median
$212.50 above the national median$215 above the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.95 below the Tennessee median | per month | — | Source |
| Closed Membership Fee (If closed within 90 days of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | — | — | Source |
| Club Account Early Withdrawal | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | per item | — | Source |
| Dormant Account Annual Locator Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$17 above the Tennessee median | per year | — | Source |
| Inactive / Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national median$3 below the Tennessee median | per month | — | Source |
| Account Print-out | $3Below the typical range ($12–$25 nationally) | $14.50 below the national median$12 below the Tennessee median | per item | upon request, 2 Free per Month | Institution’s schedule |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Money Market and Savings Excess Activity | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per transaction | — | Source |
Overdraft & NSFVerified | |||||
| Member Privilege Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national median$1 below the Tennessee median | per item | — | Source |
| Insufficient Funds Fee (NSF) | $30 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals – CU Owned and approved Non-Surcharge Networks 10 | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Tennessee median | — | — | Source |
| Foreign ATM Balance Inquiry | $1 | ||||
Check ServicesVerified | |||||
| Certified Check/Cashier’s Check/Money Order | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Tennessee median | per item | — | Source |
| Temporary Checks | $0 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.38 below the Tennessee median | — | — | Source |
| Online Bill Payment Inactivity (each calendar month of no activity) | $5 | ||||
Cash & DepositVerified | |||||
| Cashed/Deposited Item Returned Unpaid (Item cashed or deposited to your account and returned unpaid for any reason) | $30Above the typical range ($8–$25 nationally) | $15 above the national median$15 above the Tennessee median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service (CU Members Only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Tennessee median | — | — | Source |
| Lost Keys/Box Drilling | $250 | ||||
Lending FeesVerified | |||||
| Credit Card Late Payment Charge | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Tennessee median | — | — | Source |
| Late Charge (assessed after 30 days late) | $10 | ||||
Retirement & IRAVerified | |||||
| IRA Below Minimum Balance – Annual | $25Within the typical range ($10–$25 nationally) | $10 above the national median | per year | — | Source |
Other FeesVerified | |||||
| Statement Copy (upon request) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
| Mortgage Modification or Subordination Fee | $250 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
32
Under review
0
Assets
$90.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$90.3M
Total deposits
$76.1M
Service charge income (year to date)
$96K
Fee income ratio
3.9%
Return on assets
1.64%
Financial profile · Pro
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| At the national medianAt the Tennessee median |
| per transaction |
| — |
| Source |
| $0.50 below the national medianAt the Tennessee median |
| — |
| — |
| Source |
| Additional/Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Foreign Currency | 1%of the transaction | — | — | — | Source |
| $2 below the national median$1.50 below the Tennessee median |
| — |
| — |
| Source |
| Check Cashing Per On-Us Check (Non-Member) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Foreign Check Collection (plus processing fee from foreign bank) | $20Within the typical range ($10–$25 nationally) | At the national median$2.50 above the Tennessee median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #5155. canonical_hint=check_cashing; text_hash=1bec986a090d71c18aef18e3c005cf90890dbe887acd96e1cf81a132a75c2108; excerpt="Foreign Check Collection (plus processing fee from foreign bank) $20 each" | Source |
| Copy of Check (upon request) Online | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Tennessee median | — | — | Source |
| Money Order Copy or Refund | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | — | — | Source |
| $2.50 above the national median$4.62 above the Tennessee median |
| per item |
| — |
| Source |
| $205 above the national median$200 above the Tennessee median |
| — |
| — |
| Source |
| Safe Deposit Box 3x10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$25 below the Tennessee median | — | — | Source |
| Legal Processing (Includes levy, writ, garnishment, subpoena and requests for information from law enforcement agencies) | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Tennessee median | per item | — | Source |
| Account Verification Letter/Forms Completion | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the Tennessee median | per item | — | Source |
| $10 below the national median$15 below the Tennessee median |
| — |
| — |
| Source |
| $212.50 above the national median$215 above the Tennessee median |
| — |
| — |
| Source |