vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$4.02 above the Michigan median
per month · Source
At the national medianAt the Michigan median
per month · Source
$22.50 above the national median$21.25 above the Michigan median
$1 below the national median$0.50 below the Michigan median
$15 below the national median$14 below the Michigan median
per item · Source
$2 above the national median$3 above the Michigan median
per item · Source
$2 above the national median$3 above the Michigan median
per item · Source
$2 below the national median$0.50 below the Michigan median
per item · Source
$1.50 below the national median$1.85 below the Michigan median
$0.50 above the national median$0.15 above the Michigan median
per item · Source
$0.50 above the national median$0.15 above the Michigan median
per transaction · Source
At the national median$2.50 above the Michigan median
per item · Source
$5 above the national median$5 above the Michigan median
At the national median$5 above the Michigan median
per item · Source
$25 above the national median$30 above the Michigan median
At the national median$2 above the Michigan median
per item · Source
$20 above the national median$22 above the Michigan median
per item · Source
$4.50 above the national median$5 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$3 below the national median$3 below the Michigan median
per item · Source
$2 above the national median$1.50 above the Michigan median
per item · Source
$17 above the national median$17 above the Michigan median
$17 above the national median$17 above the Michigan median
$2.50 above the national medianAt the Michigan median
per item · Source
$50 above the national median$46 above the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
per year · Source
At the national median$4 below the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$20 above the national median$16 above the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
per item · Source
$25 above the national median$25 above the Michigan median
$5 below the national median$5 below the Michigan median
At the national median$5 below the Michigan median
$15 above the national median$10 above the Michigan median
$13 above the national median$12.50 above the Michigan median
At the national medianAt the Michigan median
$2.50 below the national median$7.50 below the Michigan median
per month · Source
$37.50 above the national median$32.50 above the Michigan median
$12.50 above the national median$7.50 above the Michigan median
$112.50 above the national median$107.50 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Members will be assessed an account maintenance fee if the account falls below the minimum $5000 balance at any point du | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.02 above the Michigan median | per month | — | Source |
| Dormant Account (After 12 months of all account inactivity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| ING Account Balancing and Reconcilement | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$21.25 above the Michigan median | — | — | Source |
| Paper Statement | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$0.50 below the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge/ Non-Sufficient Funds (NSF) (per submission/resubmission of an item for payment) | $15Below the typical range ($25–$33 nationally) | $15 below the national median$14 below the Michigan median | per item | — | Source |
| Overdraft Charge/ Non-Sufficient Funds (NSF) (per submission/resubmission of an item for payment) | |||||
ATM & CardVerified | |||||
| Extra Credit Union or Co-Op Network ATM | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1.85 below the Michigan median | — | — | Source |
| Foreign ATM | $2 | ||||
Wire TransfersVerified | |||||
| Domestic Wire (Within United States) We do not wire funds to Western Union | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Michigan median | — | — | Source |
| Incoming Wire Transfer | $10 | ||||
Check ServicesVerified | |||||
| Extra Credit Union Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| for personal acct Extra Credit Union Cashier’s Check (In lieu of member check) | $25 | ||||
Cash & DepositVerified | |||||
| Returned deposit item fee assessed if drawn on an account held by the member | $32Above the typical range ($8–$25 nationally) | $17 above the national median$17 above the Michigan median | — | — | Source |
| Returned deposit item fee assessed if drawn on an account held by the member. | $32 | ||||
Account ServicesVerified | |||||
| Notary Service | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Michigan median | per item | — | Source |
| 10x10 Safe Deposit Box Rental | $95 | ||||
Lending FeesVerified | |||||
| Loan Late Payment – loans after 05/18/09, but before 07/01/2010 (15 days past due) | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Michigan median | — | — | Source |
| Loan Late Payment – loans after 07/01/2010 (15 days past due) | $35 | ||||
Other FeesVerified | |||||
| Statement Copy (Duplicate) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Extra Quick Loan Application Fee | $35 | ||||
Overdraft
$32.00
Of 78 others that publish it, 68 lower, 1 the same and 9 higher.
Monthly maintenance
$10.00
Of 28 others that publish it, 22 lower, 5 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$15
Headline fees published
13 of 15
Published fees
40
Under review
0
Assets
$345.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$345.4M
Total deposits
$285.1M
Service charge income (year to date)
$1.9M
Fee income ratio
13.1%
Return on assets
1.16%
Financial profile · Pro
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| $32Within the typical range ($25–$33 nationally) |
| $2 above the national median$3 above the Michigan median |
| per item |
| — |
| Source |
| Non-Sufficient Funds (NSF) (per submission/resubmission of an item for payment) | $32Within the typical range ($25–$32 nationally) | $2 above the national median$3 above the Michigan median | per item | — | Source |
| Overdraft Transfer | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$0.50 below the Michigan median | per item | — | Source |
| $0.50 above the national median$0.15 above the Michigan median |
| per item |
| — |
| Source |
| Withdrawal at Foreign ATM (Assessed daily per withdrawal) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | per transaction | — | Source |
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national median$2.50 above the Michigan median | per item | — | Source |
| At the national median$5 above the Michigan median |
| per item |
| — |
| Source |
| Foreign Wire (Outside United States) | $75Above the typical range ($40–$50 nationally) | $25 above the national median$30 above the Michigan median | — | — | Source |
| $20 above the national median$22 above the Michigan median |
| per item |
| — |
| Source |
| Stop Payment (Valid for six months) | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$5 above the Michigan median | per item | — | Source |
| 4% All Non-member Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Check Cashing | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Michigan median | per item | — | Source |
| Designer Checks See Pricing Guide Check Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | per item | — | Source |
| $17 above the national median$17 above the Michigan median |
| — |
| — |
| Source |
| $50 above the national median$46 above the Michigan median |
| per year |
| — |
| Source |
| 2x5 Safe Deposit Box Rental | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | per year | — | Source |
| 3x10 Safe Deposit Box Rental | $45Within the typical range ($30–$70 nationally) | At the national median$4 below the Michigan median | per year | — | Source |
| 3x5 Safe Deposit Box Rental | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| 5x10 Safe Deposit Box Rental | $65Within the typical range ($30–$70 nationally) | $20 above the national median$16 above the Michigan median | per year | — | Source |
| Replacement Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | per item | — | Source |
| Tax Levy/Garnishment | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
| Verification of Deposit | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Michigan median | — | — | Source |
| $15 above the national median$10 above the Michigan median |
| — |
| — |
| Source |
| LOANS Loan Processing Service Charge | $45Within the typical range ($20.08–$71.25 nationally) | $13 above the national median$12.50 above the Michigan median | — | — | Source |
| $2.50 below the national median$7.50 below the Michigan median |
| per month |
| — |
| Source |
| Loan Processing Service Charge | $75Within the typical range ($25–$100 nationally) | $37.50 above the national median$32.50 above the Michigan median | — | — | Source |
| Loan Refinance (IF APPLICABLE, SEE AN MS REP FOR DETAILS) | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$7.50 above the Michigan median | — | — | Source |
| Subordination on Mortgages | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$107.50 above the Michigan median | — | — | Source |