vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.50 below the Hawaii median
per month · Source
$4 above the national median$4.50 above the Hawaii median
per month · Source
$5 below the national median$3 below the Hawaii median
per month · Source
$7.50 above the national medianAt the Hawaii median
$7.50 above the national medianAt the Hawaii median
$5 above the national median$5 above the Hawaii median
per month · Source
At the national medianAt the Hawaii median
per month · Source
$7.50 above the national median$10 above the Hawaii median
$12.50 below the national median$10 below the Hawaii median
one time · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #13524. canonical_hint=account_research; text_hash=481c11cff749d18f283d4bdc8b851f6d3321f75aa58be41a6cac3c2202f18db6; excerpt="Bad Address and/or Bad e-mail (one-time fee).................. $5.00 | Photocopies ..................................................................... $0.25/copy" · Source
$2.50 above the national median$5 above the Hawaii median
per transaction · Source
$5 below the national medianAt the Hawaii median
per item · Source
$5 below the national medianAt the Hawaii median
per item · Source
$5 below the national medianAt the Hawaii median
per item · Source
$5 below the national medianAt the Hawaii median
$5 below the national median$3 below the Hawaii median
per transaction · Source
$1 below the national median$0.50 below the Hawaii median
per item · Source
$1 below the national median$0.50 below the Hawaii median
per transaction · Source
$1 below the national median$0.50 below the Hawaii median
per item · Source
$3.50 above the national median$4 above the Hawaii median
per transaction · Source
$3.50 above the national median$4 above the Hawaii median
per transaction · Source
At the national medianAt the Hawaii median
At the national medianAt the Hawaii median
$10 above the national median$5 above the Hawaii median
$10 above the national median$5 above the Hawaii median
At the national medianAt the Hawaii median
per item · Source
$50 above the national median$52.50 above the Hawaii median
per item · Source
At the national medianAt the Hawaii median
per item · Source
$1 below the national median$1 below the Hawaii median
per item · Source
$2.50 below the national medianAt the Hawaii median
per item · Source
$1 above the national median$1 above the Hawaii median
per item · Source
$1 above the national median$1 above the Hawaii median
At the national medianAt the Hawaii median
per item · Source
$2 above the national median$2 above the Hawaii median
per item · Source
$4.45 above the national median$0.97 above the Hawaii median
$2.50 below the national median$5.98 below the Hawaii median
$22.50 above the national median$19.02 above the Hawaii median
per item · Source
$2.50 above the national median$0.98 below the Hawaii median
$32.45 above the national median$28.97 above the Hawaii median
$4.45 above the national median$0.97 above the Hawaii median
$10 above the national median$10 above the Hawaii median
per item · Source
$2.50 below the national median$5 below the Hawaii median
$20 below the national median$28.75 below the Hawaii median
At the national medianAt the Hawaii median
per item · Source
At the national medianAt the Hawaii median
per item · Source
$2.75 below the national median$1.75 below the Hawaii median
per item · Source
At the national median$1 above the Hawaii median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.50 below the Hawaii median | per month | — | Source |
| Monthly Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the Hawaii median | per month | — | Source |
| Low balance fee | $2Below the typical range ($5–$10 nationally) | $5 below the national median$3 below the Hawaii median | per month | — | Source |
| Account Closed within 90 days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Hawaii median | — | — | Source |
| Closed within 90 days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Hawaii median | — | — | Source |
| Abandoned Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Hawaii median | per month | — | Source |
| Inactive Membership (No activity for 12 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Hawaii median | per month | — | Source |
| Account Reconciliation ......................... | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Hawaii median | — | — | Source |
| Bad Address and/or Bad e-mail (one-time fee) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Hawaii median | one time | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #13524. canonical_hint=account_research; text_hash=481c11cff749d18f283d4bdc8b851f6d3321f75aa58be41a6cac3c2202f18db6; excerpt="Bad Address and/or Bad e-mail (one-time fee).................. $5.00 | Photocopies ..................................................................... $0.25/copy" | Source |
| Money Market Account Excessive Withdrawal | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Hawaii median | per transaction | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $25Within the typical range ($25–$33 nationally) | $5 below the national medianAt the Hawaii median | per item | — | Source |
| Debit Card Overdraft | $25 | ||||
ATM & CardVerified | |||||
| ) ATM transactions at ATMs not owned by us | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$0.50 below the Hawaii median | per item | — | Source |
| ATM Transactions at ATMs Not Owned by the Credit Union | $0.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfers7: Domestic Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| Wire Transfers7: International Outgoing | $100 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| Money Order | $1 | ||||
Digital & ElectronicVerified | |||||
| /hr (min ) | - Second Day Bill Pay Fee (ACH rush delivery) | $6.95Within the typical range ($0–$9.95 nationally) | $4.45 above the national median$0.97 above the Hawaii median | — | — | Source |
| Online Banking and Bill Pay | $0 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Hawaii median | per item | — | Source |
| Night Depository Key | $10 | ||||
Account ServicesVerified | |||||
| Notary services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Hawaii median | — | — | Source |
| Safe Deposit Box Rental ........... | $25 | ||||
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Hawaii median | per item | — | Source |
| Statement Copy | $3 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 187 others that publish it, 73 lower, 41 the same and 73 higher.
Monthly maintenance
$5.00
Of 144 others that publish it, 51 lower, 30 the same and 63 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
12 of 15
Published fees
48
Under review
0
Assets
$460.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$460.3M
Total deposits
$401.1M
Service charge income (year to date)
$835K
Fee income ratio
7.3%
Return on assets
0.58%
Financial profile · Pro
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| $5 below the national medianAt the Hawaii median |
| per item |
| — |
| Source |
| Insufficient Funds | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the Hawaii median | per item | — | Source |
| Online Bill Pay Insufficient Funds (NSF ) | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the Hawaii median | — | — | Source |
| Overdraft Savings Transfer | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the Hawaii median | per transaction | — | Source |
| $1 below the national median$0.50 below the Hawaii median |
| per transaction |
| — |
| Source |
| ATM transactions at ATMs not owned by us | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$0.50 below the Hawaii median | per item | — | Source |
| Cards using our ATM | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$4 above the Hawaii median | per transaction | — | Source |
| Foreign Cards using our ATM | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$4 above the Hawaii median | per transaction | — | Source |
| 0.80% to 1.00% Plastic Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Hawaii median | — | — | Source |
| Plastic Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Hawaii median | — | — | Source |
| Check Collection...............................................................Varies | Plastic Card Rush Order | $50Within the typical range ($30–$50 nationally) | $10 above the national median$5 above the Hawaii median | — | — | Source |
| Plastic Card Rush Order | $50Within the typical range ($30–$50 nationally) | $10 above the national median$5 above the Hawaii median | — | — | Source |
| $50 above the national median$52.50 above the Hawaii median |
| per item |
| — |
| Source |
| $1 below the national median$1 below the Hawaii median |
| per item |
| — |
| Source |
| Stop Payments | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Hawaii median | per item | — | Source |
| /item | Temporary Checks or Deposit Slips | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Hawaii median | per item | — | Source |
| Temporary Checks or Deposit Slips | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Hawaii median | — | — | Source |
| Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| Copy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Hawaii median | per item | — | Source |
| $2.50 below the national median$5.98 below the Hawaii median |
| — |
| — |
| Source |
| Online Bill Pay Insufficient Funds | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$19.02 above the Hawaii median | per item | — | Source |
| Online Bill Pay Reactivation | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$0.98 below the Hawaii median | — | — | Source |
| Online Bill Pay Rush Payment Services - Overnight Check Fee (rush delivery) | $34.95Above the typical range ($0–$9.95 nationally) | $32.45 above the national median$28.97 above the Hawaii median | — | — | Source |
| Second Day Bill Pay Fee (ACH rush delivery) | $6.95Within the typical range ($0–$9.95 nationally) | $4.45 above the national median$0.97 above the Hawaii median | — | — | Source |
| Mobile Banking with Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national median | — | — | Source |
| At the national median |
| — |
| — |
| Source |
| $20 below the national median$28.75 below the Hawaii median |
| — |
| — |
| Source |
| Garnishments | $50Within the typical range ($30–$88.13 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| Processing3 - Garnishments | $50Within the typical range ($30–$88.13 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| At the national median$1 above the Hawaii median |
| per item |
| — |
| Source |