vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.24 below the Mississippi median
per month · Source
$19 above the national median$19.76 above the Mississippi median
per month · Source
$1 above the national median$1.76 above the Mississippi median
per month · Source
$14 above the national median$14.76 above the Mississippi median
per month · Source
$4 above the national median$4.76 above the Mississippi median
per month · Source
$4 above the national median$4.76 above the Mississippi median
$2.50 above the national medianAt the Mississippi median
At the national medianAt the Mississippi median
per month · Source
$5 below the national median$7.50 below the Mississippi median
$7.50 above the national median$5 above the Mississippi median
$6 above the national median$1 above the Mississippi median
per item · Source
$6 above the national median$1 above the Mississippi median
per item · Source
$6 above the national median$4.75 above the Mississippi median
per item · Source
$5 above the national median$7 above the Mississippi median
per item · Source
$0.50 below the national median$1 below the Mississippi median
per item · Source
$1.50 above the national median$1 above the Mississippi median
per item · Source
$5 below the national median$5 below the Mississippi median
$5 above the national median$5 below the Mississippi median
$5 above the national median$10 above the Mississippi median
$10 above the national median$5 above the Mississippi median
$5 below the national median$5 below the Mississippi median
$5 above the national median$3.75 above the Mississippi median
At the national median$1.25 below the Mississippi median
$3 above the national median$1.50 above the Mississippi median
per item · Source
$3 above the national median$2 above the Mississippi median
per item · Source
$8.50 above the national median$6 above the Mississippi median
$4 above the national median$4 above the Mississippi median
$0.50 below the national median$1.75 below the Mississippi median
per item · Source
$6 below the national median$1 below the Mississippi median
$25 above the national median$25 above the Mississippi median
$2 above the national median$2 above the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.24 below the Mississippi median | per month | — | Source |
| Monthly service charge | $25Above the typical range ($4–$10 nationally) | $19 above the national median$19.76 above the Mississippi median | per month | — | Source |
| Monthly service charge waived | $7Within the typical range ($4–$10 nationally) | $1 above the national median$1.76 above the Mississippi median | per month | — | Source |
| monthly service charge waived with qualifying balances | $20Above the typical range ($4–$10 nationally) | $14 above the national median$14.76 above the Mississippi median | per month | — | Source |
| Monthly service fee for Freestyle Checking | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.76 above the Mississippi median | per month | — | Source |
| Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.76 above the Mississippi median | — | — | Source |
| If the checking account is closed within the first 180 days after opening, a | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Mississippi median | — | — | Source |
| Dormant Account Per month (no debit or credit activity for one (1) year) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per month | — | Source |
| Account Research Fee - Minimum Charge | $12.50Within the typical range ($12–$25 nationally) | $5 below the national median$7.50 below the Mississippi median | — | — | Source |
| Account Research Fee (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge/Overdraft Fee (each item) | $36Above the typical range ($25–$33 nationally) | $6 above the national median$1 above the Mississippi median | per item | — | Source |
| Overdraft fee (each time we pay an overdraft) | $36 | ||||
ATM & CardVerified | |||||
| Each Non-Hancock Whitney ATM Inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Mississippi median | per item | — | Source |
| Each Non-Hancock Whitney ATM Withdrawal or Transfer | $3 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer Fee (US Currency) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Mississippi median | — | — | Source |
| Incoming Domestic Wire Transfer Fee (US Currency) | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $8Above the typical range ($3–$6 nationally) | $3 above the national median$1.50 above the Mississippi median | per item | — | Source |
| Money Orders | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item Fee (Chargeback) | $9Within the typical range ($8–$25 nationally) | $6 below the national median$1 below the Mississippi median | — | — | Source |
Account ServicesVerified | |||||
| Levies/Garnishments | $75Within the typical range ($30–$88.13 nationally) | $25 above the national median$25 above the Mississippi median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Mississippi median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$36.00
Of 96 others that publish it, 83 lower, 4 the same and 9 higher.
Monthly maintenance
$10.00
Of 83 others that publish it, 56 lower, 5 the same and 22 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
12 of 15
Published fees
32
Under review
0
Assets
$36.3B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$36.3B
Total deposits
$29.9B
Service charge income
$26.1M
Fee income ratio
6.5%
Return on assets
1.44%
Branches
186
Service charge income by quarter
Financial profile · Pro
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| $6 above the national median$1 above the Mississippi median |
| per item |
| — |
| Source |
| NSF Fee, each item | $36Above the typical range ($25–$32 nationally) | $6 above the national median$4.75 above the Mississippi median | per item | — | Source |
| Sustained Overdraft Fee | $36Above the typical range ($5–$15 nationally) | $31 above the national median | — | — | Source |
| Account Transfer Overdraft Protection Fee (per transfer) | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$7 above the Mississippi median | per item | — | Source |
| $1.50 above the national median$1 above the Mississippi median |
| per item |
| — |
| Source |
| ATM Card or Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Mississippi median | — | — | Source |
| Expedited Debit Card Fee (Shipped within 3 Bus. Days) | $45Within the typical range ($30–$50 nationally) | $5 above the national median$5 below the Mississippi median | — | — | Source |
| $10 above the national median$5 above the Mississippi median |
| — |
| — |
| Source |
| Outgoing International Wire Transfer Fee (US Currency) | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Mississippi median | — | — | Source |
| Incoming Domestic or International Wire Transfer Fee (Foreign Currency) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$3.75 above the Mississippi median | — | — | Source |
| Incoming International Wire Transfer Fee (US Currency) | $20Within the typical range ($10–$25 nationally) | At the national median$1.25 below the Mississippi median | — | — | Source |
| $3 above the national median$2 above the Mississippi median |
| per item |
| — |
| Source |
| Stop Payment Fee | $36Above the typical range ($20–$30 nationally) | $8.50 above the national median$6 above the Mississippi median | — | — | Source |
| On Us Check Cashing Fee | $9Within the typical range ($5–$10 nationally) | $4 above the national median$4 above the Mississippi median | — | — | Source |
| Copy of Cancelled Check (per copy) | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$1.75 below the Mississippi median | per item | — | Source |