vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.50 below the Colorado median
$2.50 below the national median$7.50 below the Colorado median
$7.50 above the national median$7.50 above the Colorado median
At the national medianAt the Colorado median
$4 below the national median$4 below the Colorado median
per day · Source
$5 below the national median$3 below the Colorado median
$2 above the national median$2 above the Colorado median
$5 below the national median$5 below the Colorado median
At the national medianAt the Colorado median
$10 below the national median$5 below the Colorado median
At the national medianAt the Colorado median
$2.50 above the national median$2.50 above the Colorado median
$1.50 below the national median$1.50 below the Colorado median
per item · Source
$1 below the national median$1 below the Colorado median
$2 above the national median$2 above the Colorado median
$2.50 below the national median$6.48 below the Colorado median
$2.50 below the national median$6.48 below the Colorado median
$15 above the national median$13 above the Colorado median
$20 above the national median$18 above the Colorado median
$2.50 below the national median$2.50 below the Colorado median
$10 below the national median$11.25 below the Colorado median
$5 above the national median$3.75 above the Colorado median
$15 above the national median$13.75 above the Colorado median
$5 below the national median$6.25 below the Colorado median
At the national medianAt the Colorado median
$10 below the national median$10 below the Colorado median
$5 above the national median$8.75 above the Colorado median
$15 below the national median$11.25 below the Colorado median
$1.20 below the national median$3.10 below the Colorado median
$1 below the national median$1.25 below the Colorado median
$2 below the national median$2 below the Colorado median
per item · Source
$1 below the national median$1 below the Colorado median
$112.50 above the national median$62.50 above the Colorado median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Maintenance Fee (After one year) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.50 below the Colorado median | — | — | Source |
| Account Closure (Within six months of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$7.50 below the Colorado median | — | — | Source |
| Account Reconciliation/Balancing | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Colorado median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (personal acct) | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Colorado median | — | — | Source |
| Daily Negative Balance Fee | $1 | ||||
ATM & CardVerified | |||||
| Card Replacement | $12Above the typical range ($5–$10 nationally) | $2 above the national median$2 above the Colorado median | — | — | Source |
Wire TransfersVerified | |||||
| Bank Wire (outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Colorado median | — | — | Source |
| Bank Wire (incoming) | $10 | ||||
Check ServicesVerified | |||||
| Money Orders ($1,000 maximum) | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Colorado median | — | — | Source |
| Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$6.48 below the Colorado median | — | — | Source |
| Zelle | $0 | ||||
Cash & DepositVerified | |||||
| Coin Counting (Mbr up to /Mbr over /Non-Mbr) | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
| Return Deposited Item (personal) | $30Above the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Notary Service (Member only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2.50 below the Colorado median | — | — | Source |
| One Lost Key | $35 | ||||
Lending FeesVerified | |||||
| Late Fee (Over 10 days past due) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$8.75 above the Colorado median | — | — | Source |
| Late Payment (over 30 days) | $5 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1.25 below the Colorado median | — | — | Source |
Other FeesVerified | |||||
| Fax/Photocopy Fee (Member only) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Colorado median | per item | — | Source |
| Statement Copies (Current qtr/prior qtr) | $2 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Monthly maintenance
$5.00
Of 56 others that publish it, 15 lower, 17 the same and 24 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
9 of 15
Published fees
34
Under review
0
Assets
$139.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$139.7M
Total deposits
$114.9M
Service charge income (year to date)
$125K
Fee income ratio
3.3%
Return on assets
0.59%
Financial profile · Pro
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| $4 below the national median$4 below the Colorado median |
| per day |
| — |
| Source |
| Overdraft Courtesy Transfer | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the Colorado median | — | — | Source |
| At the national medianAt the Colorado median |
| — |
| — |
| Source |
| Bank Wire (international) | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Colorado median | — | — | Source |
| $2.50 above the national median$2.50 above the Colorado median |
| — |
| — |
| Source |
| Temporary Checks (first 10 free w/order) | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.50 below the Colorado median | per item | — | Source |
| Check Copy (AFCU Account) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Colorado median | — | — | Source |
| Check Copy (CU check) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Colorado median | — | — | Source |
| $2.50 below the national median$6.48 below the Colorado median |
| — |
| — |
| Source |
| $15 above the national median$13 above the Colorado median |
| — |
| — |
| Source |
| Self-to-Self Return Deposited Item | $35Above the typical range ($8–$25 nationally) | $20 above the national median$18 above the Colorado median | — | — | Source |
| $10 below the national median$11.25 below the Colorado median |
| — |
| — |
| Source |
| Safe Deposit Box 3" x 10" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$3.75 above the Colorado median | — | — | Source |
| Safe Deposit Box 5" x 10" | $60Within the typical range ($30–$70 nationally) | $15 above the national median$13.75 above the Colorado median | — | — | Source |
| Safe Deposit Box 5" x 5" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$6.25 below the Colorado median | — | — | Source |
| Garnishment Service | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Colorado median | — | — | Source |
| Verification of Deposit | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the Colorado median | — | — | Source |
| $15 below the national median$11.25 below the Colorado median |
| — |
| — |
| Source |
| Uniform Commercial Code Filing | $28.80Within the typical range ($20–$60 nationally) | $1.20 below the national median$3.10 below the Colorado median | — | — | Source |
| $1 below the national median$1 below the Colorado median |
| — |
| — |
| Source |
| Subordination Fee | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$62.50 above the Colorado median | — | — | Source |