vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3 above the Texas median
per month · Source
$1 below the national median$2 below the Texas median
per month · Source
$2.50 below the national medianAt the Texas median
$20 above the national median$20 above the Texas median
$7.50 above the national median$10 above the Texas median
$12.50 below the national median$10 below the Texas median
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$4 below the national median$3.75 below the Texas median
per item · Source
At the national medianAt the Texas median
per transaction · Source
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
per item · Source
$4 below the national median$4 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$2.50 below the national median$4.50 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Per sheet, Starter set free · Institution’s schedule
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
At the national medianAt the Texas median
per item · Source
At the national median$3 above the Texas median
per item · Source
$15 above the national median$18 above the Texas median
per item · Source
$25 below the national median$25 below the Texas median
per item · Source
$5 below the national median$5 below the Texas median
per item · Source
At the national median$2.50 above the Texas median
$12 above the national median$12 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Opportunity Checking Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3 above the Texas median | per month | — | Source |
| Vantage Plus Checking Service Charge (balance under $500.00) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2 below the Texas median | per month | — | Source |
| Account Closure Fee (If closed within 90 days from opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Texas median | — | — | Source |
| Escheatment | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Texas median | — | — | Source |
| Account Reconciliation | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Returned Statement/Bad Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Protection | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Non-Sufficient Funds (NSF) | $30 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal, Transfer, or Balance Inquiry Fee at Nonproprietary ATMs | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Texas median | per transaction | — | Source |
| Debit Card Reissue | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing, domestic) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | per item | — | Source |
Check ServicesVerified | |||||
| Official Check | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Texas median | per item | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned (all other return items) | $15Within the typical range ($8–$25 nationally) | At the national median$3 above the Texas median | per item | — | Source |
| Deposit Item Returned (member’s check drawn on another financial institution) | $30 | ||||
Account ServicesVerified | |||||
| Garnishment or Levy | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Texas median | per item | — | Source |
| Verification of Deposit | $5 | ||||
Retirement & IRAVerified | |||||
| IRA Account Closure | $25Within the typical range ($25–$35 nationally) | At the national median$2.50 above the Texas median | — | — | Source |
Other FeesVerified | |||||
| Supporting Document Photocopy | $15Above the typical range ($2–$5 nationally) | $12 above the national median$12 above the Texas median | per item | — | Source |
Overdraft
$30.00
Of 124 others that publish it, 51 lower, 39 the same and 34 higher.
Monthly maintenance
$7.50
Of 73 others that publish it, 39 lower, 4 the same and 30 higher.
Fee change alerts
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Headline fees vs. national median
Headline fees published
10 of 15
Published fees
25
Under review
0
Assets
$104.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$104.7M
Total deposits
$94.7M
Service charge income (year to date)
$380K
Fee income ratio
12.2%
Return on assets
0.19%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Overdraft Transfer | $1Below the typical range ($2.50–$5 nationally) | $4 below the national median$3.75 below the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Texas median | per item | — | Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Texas median | per item | Per sheet, Starter set free | Institution’s schedule |
| Check Cashing Nonmember On Us | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Collection Items (all) | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Texas median | — | — | Source |
| Check/Draft Photocopy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $15 above the national median$18 above the Texas median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Texas median |
| per item |
| — |
| Source |