vs. U.S. typical range:LowerTypicalHigher
$3.05 below the national median$4.55 below the Alabama median
per month · Source
At the national median$0.49 below the Alabama median
per month · Source
$22.50 above the national median$25 above the Alabama median
$12.50 below the national median$10 below the Alabama median
per month · Source
$2 below the national median$2 below the Alabama median
$2 below the national median$2 below the Alabama median
per item · Source
$2 below the national median$2 below the Alabama median
per item · Source
$0.50 below the national medianAt the Alabama median
per transaction · Source
$1.50 below the national median$1 below the Alabama median
$1.25 below the national median$0.75 below the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$17.50 below the national median$19 below the Alabama median
per item · Source
$0.50 above the national median$1 below the Alabama median
per item · Source
$1 below the national median$1 below the Alabama median
$5 above the national median$3.75 above the Alabama median
per item · Source
At the national median$1.25 below the Alabama median
per item · Source
$1.50 below the national median$0.50 below the Alabama median
per item · Source
$2.50 below the national median$4.22 below the Alabama median
$5 below the national median$3.50 below the Alabama median
per item · Source
$2.50 below the national median$5 below the Alabama median
$25 above the national median$30 above the Alabama median
per year · Source
$20 below the national median$15 below the Alabama median
per year · Source
$30 below the national median$25 below the Alabama median
per year · Source
$5 below the national medianAt the Alabama median
per year · Source
At the national medianAt the Alabama median
At the national median$0.50 above the Alabama median
per item · Source
$2 below the national median$1 below the Alabama median
per item · Source
$62.50 above the national median$65 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Secondary Checking Monthly service charge | $2.95Below the typical range ($4–$10 nationally) | $3.05 below the national median$4.55 below the Alabama median | per month | — | Source |
| Inactive Account (Over 18 Months) | $5Within the typical range ($5–$10 nationally) | At the national median$0.49 below the Alabama median | per month | — | Source |
| Account Research (Min $40.00 Fee, Copies $0.20 Pg, + Postage) | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$25 above the Alabama median | — | — | Source |
| Incorrect Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the Alabama median | — | — | Source |
| Re-presented overdraft items may be charged a | $28 | ||||
ATM & CardVerified | |||||
| Foreign ATM Transaction (Outside CULIANCE ATM Network) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Alabama median | per transaction | — | Source |
| Surcharge Free ATMs CULIANCE ATM Network | $0 | ||||
Check ServicesVerified | |||||
| Official Checks or Money Orders (Payable to Third Party) | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| Stop Payment (Funds Available) | $10 | ||||
Digital & ElectronicVerified | |||||
| Online & Mobile Banking and Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.22 below the Alabama median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Returned | $10Within the typical range ($8–$25 nationally) | $5 below the national median$3.50 below the Alabama median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service, Medallion Signature Guarantee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Alabama median | — | — | Source |
| Safe Deposit Box Size 10x10 Annual Rental | $70 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card Purchase Fee | $3.50Within the typical range ($3–$4.95 nationally) | At the national median$0.50 above the Alabama median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the Alabama median | per item | — | Source |
| Mortgage Subordination Fee | $100 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$28
Headline fees published
7 of 15
Published fees
29
Under review
0
Assets
$420.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$420.8M
Total deposits
$356.6M
Service charge income (year to date)
$2.5M
Fee income ratio
18.5%
Return on assets
1.77%
Financial profile · Pro
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| $2 below the national median$2 below the Alabama median |
| per item |
| — |
| Source |
| Returned Item | $28Within the typical range ($25–$32 nationally) | $2 below the national median$2 below the Alabama median | per item | — | Source |
| $1.50 below the national median$1 below the Alabama median |
| — |
| — |
| Source |
| Transfer or Balance Inquiry at ATM | $0.25Below the typical range ($1–$2.25 nationally) | $1.25 below the national median$0.75 below the Alabama median | per item | — | Source |
| Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Alabama median | per item | — | Source |
| $17.50 below the national median$19 below the Alabama median |
| per item |
| — |
| Source |
| Stop Payment (Funds Not Available) | $28Within the typical range ($20–$30 nationally) | $0.50 above the national median$1 below the Alabama median | per item | — | Source |
| Temporary Checks (One Sheet Free at Account Opening) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Alabama median | — | — | Source |
| Check Cashing Fee (Non-Use of Account) $1,000.01 + | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3.75 above the Alabama median | per item | — | Source |
| Check Cashing Fee (Non-Use of Account) $500.01 - $1,000.00 | $5Within the typical range ($5–$10 nationally) | At the national median$1.25 below the Alabama median | per item | — | Source |
| Photocopy of Check | $1.50Below the typical range ($2–$5 nationally) | $1.50 below the national median$0.50 below the Alabama median | per item | — | Source |
| $25 above the national median$30 above the Alabama median |
| per year |
| — |
| Source |
| Safe Deposit Box Size 3x10 Annual Rental | $25Below the typical range ($30–$70 nationally) | $20 below the national median$15 below the Alabama median | per year | — | Source |
| Safe Deposit Box Size 3x5 Annual Rental | $15Below the typical range ($30–$70 nationally) | $30 below the national median$25 below the Alabama median | per year | — | Source |
| Safe Deposit Box Size 5x10 Annual Rental | $40Within the typical range ($30–$70 nationally) | $5 below the national medianAt the Alabama median | per year | — | Source |
| Levy, Garnishment, or Subpoena | $50Within the typical range ($30–$87.50 nationally) | At the national medianAt the Alabama median | — | — | Source |
| $62.50 above the national median$65 above the Alabama median |
| — |
| — |
| Source |