vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the Texas median
$5 above the national median$5 above the Texas median
per month · Source
$2.50 above the national median$4.50 above the Texas median
$9.50 below the national median$7.50 below the Texas median
per item · Source
$1 above the national median$1 above the Texas median
$2 above the national median$2 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
per item · Source
$0.50 above the national median$0.50 above the Texas median
$5 below the national median$2.50 below the Texas median
per item · Source
At the national medianAt the Texas median
$10 above the national median$10 above the Texas median
$4.50 above the national median$2.50 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · 4 per page · Institution’s schedule
$1 below the national median$1 below the Texas median
$5 below the national median$5 below the Texas median
$40 above the national median$40 above the Texas median
$0.50 below the national median$0.50 below the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$0.10 above the national median$0.05 above the Texas median
per item · Per roll · Source
$3 below the national medianAt the Texas median
$7.50 above the national median$7 above the Texas median
per item · Source
$205 above the national median$205 above the Texas median
$55 above the national median$55 above the Texas median
$55 above the national median$55 above the Texas median
$10 above the national median$10 above the Texas median
$10 below the national median$10 below the Texas median
per year · Source
$25 above the national median$25 above the Texas median
At the national medianAt the Texas median
$5 above the national medianAt the Texas median
$5 above the national medianAt the Texas median
per month · Source
At the national median$2.50 above the Texas median
per item · Source
$0.45 above the national median$0.45 above the Texas median
one time · Source
$1.45 above the national median$1.45 above the Texas median
$2 above the national median$2 above the Texas median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closed (within 90 days of opening) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per month | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
| Returned Statement (invalid address) | $8Below the typical range ($12–$25 nationally) | $9.50 below the national median$7.50 below the Texas median | per item | — | Source |
| Paper Statement Fee (Free Plus Checking) | $4Within the typical range ($2–$4.95 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Overdraft | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Share Draft/ACH/Electronic NSF Transactions | $32 | ||||
ATM & CardVerified | |||||
| ATM Fee | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | — | — | Source |
| Plastic Card Replacement Fee | $5 | ||||
Check ServicesVerified | |||||
| Cashier’s Check . | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Non-Member Cashier’s Check | $15 | ||||
Cash & DepositVerified | |||||
| Rolled Coin Verification | $0.10Within the typical range ($0–$3 nationally) | $0.10 above the national median$0.05 above the Texas median | per item | Per roll | Source |
| Deposited Item Returned Uncollected | $12 | ||||
Account ServicesVerified | |||||
| Notary for Non-Member Fee | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$7 above the Texas median | per item | — | Source |
| Drilling Box Fee | $250 | ||||
Lending FeesVerified | |||||
| Credit Card Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Texas median | — | — | Source |
| Late Fee | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee (IRA Club) | $25Within the typical range ($25–$35 nationally) | At the national median$2.50 above the Texas median | per item | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.45 above the Texas median | one time | — | Source |
| Visa Travel Card Reload | $4.95 | ||||
Other FeesVerified | |||||
| Statement Reprint Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per month | — | Source |
Overdraft
$32.00
Of 122 others that publish it, 90 lower, 12 the same and 20 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
35
Under review
0
Assets
$516.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$516.6M
Total deposits
$449.1M
Service charge income (year to date)
$1.9M
Fee income ratio
12.4%
Return on assets
1.26%
Financial profile · Pro
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| $2 above the national median$2 above the Texas median |
| per item |
| — |
| Source |
| Overdraft Transfer from Shares/Money Mgmt | $4.50Within the typical range ($2.50–$5 nationally) | $0.50 below the national median$0.50 below the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Source |
| $10 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| Share Draft/ACH/Electronic Stop Payment | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2.50 above the Texas median | per item | — | Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Texas median | per item | 4 per page | Institution’s schedule |
| On-Us Non-Member Check Cashing | $4Below the typical range ($5–$10 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Collection Item (International & Domestic): Incoming | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Collection Item (International & Domestic): Outgoing | $60Above the typical range ($10–$25 nationally) | $40 above the national median$40 above the Texas median | — | — | Source |
| Copy of Canceled Check | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Third Party Non-Member Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| $3 below the national medianAt the Texas median |
| — |
| — |
| Source |
| $205 above the national median$205 above the Texas median |
| — |
| — |
| Source |
| Lost Key | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Texas median | — | — | Source |
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Texas median | — | — | Source |
| Safe Deposit Box 3x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Texas median | — | — | Source |
| Safe Deposit Box 3x5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Texas median | per year | — | Source |
| Safe Deposit Box 5x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$25 above the Texas median | — | — | Source |
| Verification of Deposits (Call Center/Branch) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Texas median | — | — | Source |
| $5 above the national medianAt the Texas median |
| per month |
| — |
| Source |
| $1.45 above the national median$1.45 above the Texas median |
| — |
| — |
| Source |