vs. U.S. typical range:LowerTypicalHigher
At the national median$1 below the Texas median
per month · Source
$6 below the national median$7 below the Texas median
per month · Source
$4 below the national median$5 below the Texas median
per month · Source
$3 below the national median$4 below the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$20 above the national median$20 above the Texas median
per year · Source
$2.50 above the national median$4.50 above the Texas median
$10 below the national median$10 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$3 below the national median$2.75 below the Texas median
per transaction · Source
$1.75 above the national median$1.75 above the Texas median
per transaction · Source
$12.50 below the national median$14.50 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$5.50 above the national median$3 above the Texas median
per month · Source
—
$130 above the national median$130 above the Texas median
$5 above the national median$5 above the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$20 below the national median$20 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per year · Source
At the national medianAt the Texas median
per item · Source
$5 below the national median$5 below the Texas median
per item · Source
$10 below the national median$5 below the Texas median
per year · Source
$1.50 above the national median$1.50 above the Texas median
per item · Source
$2.90 below the national median$2.90 below the Texas median
per item · Source
At the national medianAt the Texas median
$27.50 below the national median$15 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Choice Checking Monthly Service Fee | $6Within the typical range ($4–$10 nationally) | At the national median$1 below the Texas median | per month | — | Source |
| E-Checking Monthly Service Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7 below the Texas median | per month | — | Source |
| Senior Checking Monthly Service Fee | $2Below the typical range ($4–$10 nationally) | $4 below the national median$5 below the Texas median | per month | — | Source |
| Value Checking Monthly Service Fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4 below the Texas median | per month | — | Source |
| Account Closure Fee - Checking & Savings | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Dormant/Inactive Account Fee (Over 2 years) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Texas median | per year | — | Source |
| Account Research / Account Balancing Assistance | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee - Checks/ATM/Debit Card/ACH | $20Below the typical range ($25–$33 nationally) | $10 below the national median$10 below the Texas median | per item | — | Source |
| Non-Sufficient Fund Fee - Checks or ACH | $30 | ||||
ATM & CardVerified | |||||
| CEFCU ATM's | $3.25Above the typical range ($1–$2.25 nationally) | $1.75 above the national median$1.75 above the Texas median | per transaction | — | Source |
Check ServicesVerified | |||||
| Stop Payment Fee (Member Checks & Teller Checks) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$14.50 below the Texas median | per item | — | Source |
| Temporary Checks | $1 | ||||
Digital & ElectronicVerified | |||||
| Business Checking w/ Bill Pay (Partnerships/Coporations) | $8Within the typical range ($0–$9.95 nationally) | $5.50 above the national median$3 above the Texas median | per month | — | Source |
Cash & DepositVerified | |||||
| Coin Machine / Rolled Coin Fee | 3% | — | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box - Drill Box | $175Above the typical range ($30–$70 nationally) | $130 above the national median$130 above the Texas median | — | — | Source |
| Safe Deposit Box 10 x 10 | $50 | ||||
Retirement & IRAVerified | |||||
| IRA/HSA Annual Maintenance/Statement/Reporting Fee | $5Below the typical range ($10–$25 nationally) | $10 below the national median$5 below the Texas median | per year | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards (MasterCard) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.50 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.10Below the typical range ($2–$5 nationally) | $2.90 below the national median$2.90 below the Texas median | per item | — | Source |
| Statement Copy / Activity Printout | $3 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$20
Headline fees published
6 of 15
Published fees
28
Under review
0
Assets
$99.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$99.4M
Total deposits
$89.8M
Service charge income (year to date)
$248K
Fee income ratio
9.1%
Return on assets
0.34%
Financial profile · Pro
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| At the national medianAt the Texas median |
| per item |
| — |
| Source |
| Automated Overdraft Transfers (Checking) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$2.75 below the Texas median | per transaction | — | Source |
| $1 below the national median$1 below the Texas median |
| — |
| — |
| Source |
| Notice of Collection Items | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Check Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $5 above the national median$5 above the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 5 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | per year | — | Source |
| Safe Deposit Box Fee 3 x 5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$25 below the Texas median | per year | — | Source |
| Notice of Levy or Judgement or Court Order of Hold Items | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Account Verification (Mortgage Loan) | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Lost Title Research & Release of Lien | $10Below the typical range ($25–$100 nationally) | $27.50 below the national median$15 below the Texas median | — | — | Source |