vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$7 below the Texas median
per month · Source
$7.50 below the national median$5 below the Texas median
At the national medianAt the Texas median
per month · Source
$7.50 below the national median$5 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per month · Source
$2 below the national median$2 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
per item · Source
$15 below the national median$15 below the Texas median
per item · Source
At the national medianAt the Texas median
per transaction · Source
$5 below the national median$2.50 below the Texas median
per item · Source
—
per transaction · Source
$15 below the national median$10 below the Texas median
per item · Source
$10 below the national median$10 below the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · Source
$0.50 above the national median$1.50 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
per item · charged in increments of 4 · Institution’s schedule
$1 below the national median$1 below the Texas median
At the national medianAt the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12452. canonical_hint=check_cashing; text_hash=38c14339c7d27816944d04ed6454307a5aea15a30caa7e506653d6ad684192af; excerpt="Collection Item | $25.00 per item + bank fee" · Source
$1 below the national median$1 below the Texas median
per item · Source
$3 above the national median$2 below the Texas median
per item · Source
$7.50 above the national median$5 above the Texas median
per month · Source
$13 above the national median$16 above the Texas median
per item · Source
$2.50 below the national median$3 below the Texas median
$15 above the national median$15 above the Texas median
per year · Source
$20 below the national median$20 below the Texas median
per year · Source
$30 below the national median$30 below the Texas median
per year · Source
$5 below the national median$5 below the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$25 below the national median$25 below the Texas median
per item · Source
$15 below the national median$20 below the Texas median
per item · Source
$1 above the national median$1 above the Texas median
$12.50 below the national medianAt the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee (unlimited transactions) | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7 below the Texas median | per month | — | Source |
| Account closed within 90 days of opening | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | — | — | Source |
| Inactive Account ($250.00 and under) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per month | — | Source |
| Excess Withdrawal (assessed after 6 per month) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$5 below the Texas median | per item | — | Source |
| Monthly Paper Statement (Fee effective December 1, 2015) | $2Within the typical range ($2–$4.88 nationally) | $1 below the national median$1 below the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Privilege Pay Overdraft (PPAY) assessed on available balance | $28Within the typical range ($25–$33 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Insufficient Funds (NSF) | $28 | ||||
ATM & CardVerified | |||||
| Non-Proprietary ATM Transaction | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Texas median | per transaction | — | Source |
| Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire (domestic) | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the Texas median | per item | — | Source |
| Wire (international) | $40 | ||||
Check ServicesVerified | |||||
| Official Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| Money Order | $1 | ||||
Digital & ElectronicVerified | |||||
| ACH Return | $28Within the typical range ($15–$30 nationally) | $3 above the national median$2 below the Texas median | per item | — | Source |
| Bill Pay Inactivity Fee (assessed after 90 days of inactivity) | $10 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item | $28Above the typical range ($8–$25 nationally) | $13 above the national median$16 above the Texas median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
| Safe Deposit Box 10x10 | $60 | ||||
Lending FeesVerified | |||||
| GEN Pay Late Fee | $5Below the typical range ($10–$25 nationally) | $15 below the national median$20 below the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy: Account | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 above the Texas median | — | — | Source |
| Skip-a-Payment (loan must have 6-month(s) pay history to qualify) | $25 | ||||
Overdraft
$28.00
Of 124 others that publish it, 37 lower, 5 the same and 82 higher.
Monthly maintenance
$0.00
Of 73 others that publish it, 0 lower, 7 the same and 66 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
12 of 15
Published fees
33
Under review
0
Assets
$734.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$734.6M
Total deposits
$617.1M
Service charge income (year to date)
$3.2M
Fee income ratio
11.6%
Return on assets
0.38%
Financial profile · Pro
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| $2 below the national median$2 below the Texas median |
| per item |
| — |
| Source |
| Shared Branch Return Item | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Texas median | per item | — | Source |
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Source |
| Foreign Transactions (International) | 1%of the transaction | — | per transaction | — | Source |
| $10 below the national median$10 below the Texas median |
| per item |
| — |
| Source |
| $1 below the national median$1 below the Texas median |
| per item |
| — |
| Source |
| Stop Payment | $28Within the typical range ($20–$30 nationally) | $0.50 above the national median$1.50 below the Texas median | per item | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | per item | charged in increments of 4 | Institution’s schedule |
| Temporary Checks (charged in increments of 4) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Check Cashing – Non-Members | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Collection Item | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Texas median | per item | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12452. canonical_hint=check_cashing; text_hash=38c14339c7d27816944d04ed6454307a5aea15a30caa7e506653d6ad684192af; excerpt="Collection Item | $25.00 per item + bank fee" | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| $7.50 above the national median$5 above the Texas median |
| per month |
| — |
| Source |
| $15 above the national median$15 above the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 3x10 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | per year | — | Source |
| Safe Deposit Box 3x5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$30 below the Texas median | per year | — | Source |
| Safe Deposit Box 5x10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Texas median | per year | — | Source |
| Safe Deposit Box 5x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Garnishments/Levy’s | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Texas median | per item | — | Source |
| $12.50 below the national medianAt the Texas median |
| — |
| — |
| Source |