vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Texas median
per month · Source
$12.50 above the national median$14.50 above the Texas median
$7.50 below the national median$5.50 below the Texas median
per item · Source
$7 above the national median$7 above the Texas median
per month · Source
At the national medianAt the Texas median
per month · Source
$10 below the national median$10 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$15 below the national median$15 below the Texas median
per item · Source
$10 below the national median$10 below the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$5 below the national median$5 below the Texas median
$1.50 above the national median$1.50 above the Texas median
per transaction · Source
At the national median$2.50 above the Texas median
per item · Source
$10 below the national median$7.50 below the Texas median
per item · Source
$5 above the national median$5 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$3 below the national median$3 below the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$4.50 above the national median$2.50 above the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
per transaction · Source
$3 above the national median$3 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$5 above the national median$5.02 above the Texas median
per transaction · Source
$5 below the national median$4.98 below the Texas median
At the national median$3 above the Texas median
per item · Source
$15 above the national median$18 above the Texas median
per item · Source
$10 below the national median$10 below the Texas median
per item · Source
$30 above the national median$30 above the Texas median
per year · Source
$15 below the national median$15 below the Texas median
per year · Source
$5 below the national median$5 below the Texas median
per year · Source
$20 below the national median$20 below the Texas median
per year · Source
$20 above the national median$20 above the Texas median
per year · Source
$10 below the national median$10 below the Texas median
per year · Source
$5 above the national median$5 above the Texas median
per year · Source
$50 above the national median$25 above the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$15 below the national median$12.50 below the Texas median
At the national medianAt the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$2.50 below the national median$10 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Texas median | per month | — | Source |
| Account Research Fee | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$14.50 above the Texas median | — | — | Source |
| Money Market Excess Withdrawal Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | per item | — | Source |
| Paper Statement Fee | $10Above the typical range ($2–$4.68 nationally) | $7 above the national median$7 above the Texas median | per month | — | Source |
| Printed Statement Mailing Fee | $3Within the typical range ($2–$4.68 nationally) | At the national medianAt the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $20Below the typical range ($25–$33 nationally) | $10 below the national median$10 below the Texas median | per item | — | Source |
| Occasional Overdraft Privilege Service (OOPS) Fee | $32 | ||||
ATM & CardVerified | |||||
| Out-of-Network ATM Services | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.50 above the Texas median | per transaction | — | Source |
| Debit Card Replacement Fee | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Cashier's Check Fee | $7 | ||||
Digital & ElectronicVerified | |||||
| Same Day ACH Origination | $15Within the typical range ($5–$20 nationally) | $5 above the national median$5.02 above the Texas median | per transaction | — | Source |
| Standard ACH Origination | $5 | ||||
Cash & DepositVerified | |||||
| Charge-Back Fee | $15Within the typical range ($8–$25 nationally) | At the national median$3 above the Texas median | per item | — | Source |
| Returned Deposit Item Fee | $30 | ||||
Account ServicesVerified | |||||
| Lost Key Fee | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Texas median | per item | — | Source |
| Safe Deposit Box 10 x 10 | $75 | ||||
Retirement & IRAVerified | |||||
| IRA Plan Early Termination Fee | $10Below the typical range ($25–$35 nationally) | $15 below the national median$12.50 below the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| MasterCard Gift Cards | $3.50Within the typical range ($3–$4.95 nationally) | At the national medianAt the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Loan Skip-a-Pay Extensions | $35 | ||||
Overdraft
$32.00
Of 122 others that publish it, 90 lower, 12 the same and 20 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
9 of 15
Published fees
42
Under review
0
Assets
$735.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$735.7M
Total deposits
$560.4M
Service charge income (year to date)
$1.5M
Fee income ratio
6.3%
Return on assets
0.11%
Financial profile · Pro
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| $2 above the national median$2 above the Texas median |
| per item |
| — |
| Source |
| Occasional Overdraft Privilege Service (OOPS) Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | per item | — | Source |
| NSF Fee | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Texas median | per item | — | Source |
| NSF Letter Mailed | $20Below the typical range ($25–$32 nationally) | $10 below the national median$10 below the Texas median | per item | — | Source |
| Returned Item Fee | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Overdraft Transfer (from savings or line of credit loan) | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| At the national median$2.50 above the Texas median |
| per item |
| — |
| Source |
| Rush Card Fee | $30Within the typical range ($30–$50 nationally) | $10 below the national median$7.50 below the Texas median | per item | — | Source |
| $2 above the national median$2 above the Texas median |
| per item |
| — |
| Source |
| Teller Check Fee | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | per item | — | Source |
| Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Stop Payment Fee | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2.50 above the Texas median | per item | — | Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per item | — | Source |
| Zelle Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | per transaction | — | Source |
| Temporary Check Fee | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | per item | — | Source |
| Cleared Check Inquiry/Copy Fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| $5 below the national median$4.98 below the Texas median |
| — |
| — |
| Source |
| $15 above the national median$18 above the Texas median |
| per item |
| — |
| Source |
| $30 above the national median$30 above the Texas median |
| per year |
| — |
| Source |
| Safe Deposit Box 2 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Texas median | per year | — | Source |
| Safe Deposit Box 3 x 10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Texas median | per year | — | Source |
| Safe Deposit Box 3 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Texas median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$20 above the Texas median | per year | — | Source |
| Safe Deposit Box 5 x 5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$10 below the Texas median | per year | — | Source |
| Safe Deposit Box 6 x 10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Texas median | per year | — | Source |
| Legal Process Fee | $100Within the typical range ($30–$100 nationally) | $50 above the national median$25 above the Texas median | — | — | Source |
| Verification of Deposit Requests | $5Within the typical range ($5–$15 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
| $2.50 below the national median$10 above the Texas median |
| — |
| — |
| Source |