Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

One Source Federal Credit Union

El Paso, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Gold Checking Monthly service charge$10Within the typical range ($4–$10 nationally)

ATM & CardVerified

Foreign Cards at OSFCU ATM$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$1 above the Texas median
Source
Nonproprietary ATM Withdrawal/Transfer$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Texas median
per item · Source
ATM Replacement Card Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
per item · Source
Debit Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
per item · Source

Wire TransfersVerified

Box Size: Fee: Domestic Wire Transfer Fee$30Above the typical range ($20–$25 nationally)
$5 above the national median$10 above the Texas median
per item · Source
Domestic Wire Transfer Fee$30Above the typical range ($20–$25 nationally)
$5 above the national median$10 above the Texas median
per item · Source
Outgoing Wires$12Below the typical range ($20–$25 nationally)
$13 below the national median$8 below the Texas median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #13773. canonical_hint=wire_domestic_outgoing; text_hash=aa6f5f6a5bbbec3825e522e05ec565fea94fc054fa5e99719c803f15018c3f39; excerpt="Annual Safe Deposit Boxes Fees | Outgoing Wires | $12.00 per transfer" · Source

Check ServicesVerified

Cashier’s Check$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Texas median
per item · Source
Cashier’s Check Cashing Fee (non-member)$7Above the typical range ($3–$6 nationally)
$2 above the national median$2 above the Texas median
per item · Source
Savings Accounts: Teller Checks$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Texas median
per item · Source
Money Order Fee$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Texas median
per item · Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
per item · Source
Check Cashing Fee (non-member)$3Below the typical range ($5–$10 nationally)
$2 below the national median$2 below the Texas median
per item · Source
Foreign Collection Item$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Texas median
per item · Source
Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Texas median
per item · Source
Photocopy of Cancelled Check$4Within the typical range ($2–$5 nationally)
$1 above the national median$1 above the Texas median
per item · Source

Account ServicesVerified

Notary service for non- members$5Within the typical range ($0–$5 nationally)
$2.50 above the national median$2 above the Texas median
per item · Source
Safe Deposit Box 10x10$58Within the typical range ($30–$70 nationally)
$13 above the national median$13 above the Texas median
Source
Safe Deposit Box 3x10$25Below the typical range ($30–$70 nationally)
$20 below the national median$20 below the Texas median
Source
Safe Deposit Box 5x10$36Within the typical range ($30–$70 nationally)
$9 below the national median$9 below the Texas median
Source

Other FeesVerified

Statement Copy Fee$3Within the typical range ($2–$5 nationally)
At the national medianAt the Texas median
per item · Source
Electronic Services Fees: Skip-a-Pay Fee/Deferment$25Within the typical range ($25–$100 nationally)
$12.50 below the national medianAt the Texas median
per item · Source
Skip-a-Pay Fee/Deferment$25Within the typical range ($25–$100 nationally)
$12.50 below the national medianAt the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Gold Checking Monthly service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3 above the Texas median	per month	—	Source
Silver Checking Monthly service charge	$8Within the typical range ($4–$10 nationally)	$2 above the national median$1 above the Texas median	per month	—	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Texas median	per month	—	Source
Account Reconciliation Fee	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$9.50 above the Texas median	—	—	Source
Account Research Fee	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$9.50 above the Texas median	per item	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$29Within the typical range ($25–$33 nationally)	$1 below the national median$1 below the Texas median	per item	—	Source
NSF Fee	$29
ATM & CardVerified
Foreign Cards at OSFCU ATM	$2.50Above the typical range ($1–$2.25 nationally)	$1 above the national median$1 above the Texas median	—	—	Source
Nonproprietary ATM Withdrawal/Transfer	$1
Wire TransfersVerified
Box Size: Fee: Domestic Wire Transfer Fee	$30Above the typical range ($20–$25 nationally)	$5 above the national median$10 above the Texas median	per item	—	Source
Domestic Wire Transfer Fee	$30
Check ServicesVerified
Cashier’s Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Texas median	per item	—	Source
Cashier’s Check Cashing Fee (non-member)	$7
Digital & ElectronicVerified
ACH/ECM Returned Item Fee	$29Within the typical range ($15–$30 nationally)	$4 above the national median$1 below the Texas median	per item	—	Source
Cash & DepositVerified
Coin Counter	8%	—	per month	—	Source
Return Deposited Item Fee	$29Above the typical range ($8–$25 nationally)	$14 above the national median$17 above the Texas median
Account ServicesVerified
Notary service for non- members	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median$2 above the Texas median	per item	—	Source
Safe Deposit Box 10x10	$58
Gift & Prepaid CardsVerified
Gift Card Fee	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$0.50 below the Texas median	per item	—	Source
Other FeesVerified
Statement Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Texas median	per item	—	Source
Electronic Services Fees: Skip-a-Pay Fee/Deferment	$25

Against Texas credit unions

Overdraft
$29.00
Of 122 others that publish it, 41 lower, 4 the same and 77 higher.
Monthly maintenance
$9.00
Of 73 others that publish it, 52 lower, 2 the same and 19 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$124.0M

Total deposits

$110.4M

Service charge income (year to date)

$323K

Fee income ratio

10.1%

Return on assets

-0.44%

Financial profile · Pro

Performance from regulator filings

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Based on 67,383 published fee entries from 3,621 institutions

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