vs. U.S. typical range:LowerTypicalHigher
$19 above the national median$17.75 above the Florida median
per month · Source
$0.05 below the national median$1.30 below the Florida median
per month · Waived with $1,500 combined savings and checking balance or $15,000 loan balances · Institution’s schedule
$0.95 above the national median$0.30 below the Florida median
per month · When balance less than $200 · Institution’s schedule
At the national median$5 below the Florida median
per month · accounts inactive for 15 months · Institution’s schedule
$7.50 below the national median$5 below the Florida median
per month · Source
$11.50 below the national median$9 below the Florida median
$12.50 below the national median$10 below the Florida median
per item · Institution’s schedule
$12.50 below the national median$10 below the Florida median
per item · Source
$2.50 below the national medianAt the Florida median
per item · Institution’s schedule
$5 above the national median$3 above the Florida median
$5 above the national median$3 above the Florida median
per item · Source
$5 above the national median$5 above the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per day · Source
$3.50 above the national median$3 above the Florida median
per month · Source
$0.50 above the national medianAt the Florida median
per item · Source
$0.50 above the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per item · Source
At the national median$1.25 above the Florida median
At the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per item · Source
At the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per item · Source
At the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per item · Source
$5 below the national median$2.50 below the Florida median
per item · Institution’s schedule
$5 below the national median$2.50 below the Florida median
per item · Source
At the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
per item · Source
$2 above the national median$2 above the Florida median
$2 above the national median$2 above the Florida median
per item · Institution’s schedule
$7.50 above the national median$5 above the Florida median
per item · Institution’s schedule
$7.50 above the national median$5 above the Florida median
$3 above the national median$3 above the Florida median
$2 below the national median$2 below the Florida median
$2 below the national median$2 below the Florida median
per item · 2 Free; For single service accounts with balance under $200 · Institution’s schedule
At the national medianAt the Florida median
per item · Institution’s schedule
At the national medianAt the Florida median
$1 below the national median$2 below the Florida median
per item · Institution’s schedule
$1 below the national median$2 below the Florida median
per item · Source
$9 above the national median$8 above the Florida median
per item · Source
$5 below the national median$3.48 below the Florida median
per item · Institution’s schedule
$10 above the national median$5 above the Florida median
per item · Source
—
—
At the national median$5 below the Florida median
per item · Source
$20 above the national median$15 above the Florida median
per item · Source
$7.50 above the national median$5 above the Florida median
per item · Source
$70 above the national median$57.50 above the Florida median
$20 above the national median$7.50 above the Florida median
$5 below the national median$17.50 below the Florida median
$45 above the national median$32.50 above the Florida median
$70 above the national median$57.50 above the Florida median
per year · Institution’s schedule
$20 above the national median$7.50 above the Florida median
per year · Institution’s schedule
$5 below the national median$17.50 below the Florida median
per year · Institution’s schedule
$45 above the national median$32.50 above the Florida median
per year · Institution’s schedule
$20 below the national median$32.50 below the Florida median
per item · Institution’s schedule
$25 below the national median$37.50 below the Florida median
per item · Institution’s schedule
$50 above the national medianAt the Florida median
per item · Institution’s schedule
$50 above the national medianAt the Florida median
per item · Source
$5 above the national median$0.50 below the Florida median
per item · Institution’s schedule
$15 above the national median$12.50 above the Florida median
$9 above the national median$6.50 above the Florida median
$15 above the national median$12.50 above the Florida median
per item · Institution’s schedule
$15 above the national median$12.50 above the Florida median
per item · Source
$17 below the national median$10 below the Florida median
one time · Institution’s schedule
$5 below the national median$5 below the Florida median
per item · waived if transferred to TBF Advisors · Institution’s schedule
$1 below the national median$1.18 below the Florida median
per item · Source
At the national median$0.18 below the Florida median
per item · Institution’s schedule
At the national median$0.18 below the Florida median
per item · Source
$22.50 below the national median$35 below the Florida median
$17.50 below the national median$30 below the Florida median
$2.50 below the national median$15 below the Florida median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee with minimum balance (Waived with monthly balance above $50,000) | $25Above the typical range ($4–$10 nationally) | $19 above the national median$17.75 above the Florida median | per month | — | Source |
| Rewards Checking Monthly Maintenance Fee | $5.95Within the typical range ($4–$10 nationally) | $0.05 below the national median$1.30 below the Florida median | per month | Waived with $1,500 combined savings and checking balance or $15,000 loan balances | Institution’s schedule |
| Single Service Account Monthly Fee | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$0.30 below the Florida median | per month | When balance less than $200 | Institution’s schedule |
| Inactive Fee | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Florida median | per month | accounts inactive for 15 months | Institution’s schedule |
| Bad Address Monthly Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Florida median | per month | — | Source |
| Excessive Transfers | $6Below the typical range ($12–$25 nationally) | $11.50 below the national median$9 below the Florida median | — | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Florida median | per item | — | Institution’s schedule |
| Returned Mail (each) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Florida median | per item | — | Source |
| Special Handling for same day requests (Documents & Research) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Florida median | per item | — | Institution’s schedule |
Overdraft & NSFVerified | |||||
| Share Fee -Authorized Paid NSF Debit or ATM Transaction | $35Above the typical range ($25–$33 nationally) | $5 above the national median$3 above the Florida median | — | — | Source |
| Share Fee (Paid NSF ACH or Check Transaction) (each) | $35 | ||||
ATM & CardVerified | |||||
| ATM /Debit Card Monthly Fee for Share Account Access (if no checking account) | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3 above the Florida median | per month | — | Source |
| ATM Withdrawal/Inquiry all other networks | $2 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Funds/Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Florida median | per item | — | Institution’s schedule |
| Outgoing Domestic Funds/Wire Transfer (each) | $25 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Florida median | per item | — | Institution’s schedule |
| Official Check (each) | $5 | ||||
Digital & ElectronicVerified | |||||
| Reoccurring Outgoing ACH | $5Within the typical range ($5–$20 nationally) | $5 below the national median$3.48 below the Florida median | per item | — | Institution’s schedule |
| Share Fee (ACH or Check Returned NSF) (each) | $35 | ||||
Cash & DepositVerified | |||||
| Coin Machine (member- ) | 6% | — | — | — | Source |
| Coin Machine (non-member- ) | 10%($25 maximum) | — | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (non-member - per signature) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Florida median | per item | — | Source |
| Safe Deposit Box 10" x 10" | $115 | ||||
Lending FeesVerified | |||||
| Credit Card Late Payment: (Subsequent occurrence within 6 months) | $35Above the typical range ($10–$25 nationally) | $15 above the national median$12.50 above the Florida median | — | — | Source |
| Credit Card Late Payment: First occurrence | $29 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Outgoing | $20Below the typical range ($25–$35 nationally) | $5 below the national median$5 below the Florida median | per item | waived if transferred to TBF Advisors | Institution’s schedule |
Vehicle & TitleVerified | |||||
| Request for copy of Vehicle Title Fee | $15Within the typical range ($15–$49.34 nationally) | $10 below the national median | — | — | Source |
Other FeesVerified | |||||
| Check Photocopy (each) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.18 below the Florida median | per item | — | Source |
| Fax | $3 | ||||
Overdraft
$35.00
Of 41 others that publish it, 28 lower, 10 the same and 3 higher.
Monthly maintenance
$6.95
Of 26 others that publish it, 15 lower and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
72
Under review
0
Assets
$493.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$493.9M
Total deposits
$418.0M
Service charge income (year to date)
$1.3M
Fee income ratio
8.3%
Return on assets
0.47%
Financial profile · Pro
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| $5 above the national median$3 above the Florida median |
| per item |
| — |
| Source |
| Share Fee (ACH or Check Returned NSF) | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Florida median | per item | — | Institution’s schedule |
| Negative Balance Fee (per day Applies on 5th day account negative, maximum 14 days) | $5Within the typical range ($5–$15.50 nationally) | At the national medianAt the Florida median | per day | — | Source |
| $0.50 above the national medianAt the Florida median |
| per item |
| — |
| Source |
| ATM Withdrawal/Inquiry on all other networks | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Florida median | per item | — | Institution’s schedule |
| ATM or MasterMoney Debit Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | per item | — | Institution’s schedule |
| ATM or MasterMoney Debit Replacement Card (each) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | per item | — | Source |
| Expedite Debit Card | $40Within the typical range ($30–$50 nationally) | At the national median$1.25 above the Florida median | — | — | Source |
| At the national medianAt the Florida median |
| per item |
| — |
| Source |
| Incoming Domestic Funds/Wire Transfer | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Florida median | per item | — | Institution’s schedule |
| Incoming Domestic Funds/Wire Transfer (each) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Florida median | per item | — | Source |
| Outgoing International Funds/Wire Transfer | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Florida median | per item | — | Institution’s schedule |
| Outgoing International Funds/Wire Transfer (each) | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Florida median | per item | — | Source |
| Incoming International Funds/Wire Transfer | $15Within the typical range ($10–$25 nationally) | $5 below the national median$2.50 below the Florida median | per item | — | Institution’s schedule |
| Incoming International Funds/Wire Transfer (each) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$2.50 below the Florida median | per item | — | Source |
| At the national medianAt the Florida median |
| per item |
| — |
| Source |
| Money Order | $4Above the typical range ($1.50–$3 nationally) | $2 above the national median$2 above the Florida median | — | — | Source |
| Money Orders (in the amount of $1,000 or less) | $4Above the typical range ($1.50–$3 nationally) | $2 above the national median$2 above the Florida median | per item | — | Institution’s schedule |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Florida median | per item | — | Institution’s schedule |
| Stop Payments | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Florida median | — | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Florida median | — | — | Source |
| Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under $200) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Florida median | — | — | Source |
| Check Cashing/Withdrawals in person (Single Service Accounts) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Florida median | per item | 2 Free; For single service accounts with balance under $200 | Institution’s schedule |
| On-Us Check Cashing (for non-members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | per item | — | Institution’s schedule |
| On-Us" Check Cashing (for non-members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | — | — | Source |
| Check Photocopy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Florida median | per item | — | Institution’s schedule |
| Check Photocopy (each) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Florida median | per item | — | Source |
| Official Check Copy (each) | $12Above the typical range ($2–$5 nationally) | $9 above the national median$8 above the Florida median | per item | — | Source |
| $10 above the national median$5 above the Florida median |
| per item |
| — |
| Source |
| Check Deposit Returned NSF (each) | $15Within the typical range ($8–$25 nationally) | At the national median$5 below the Florida median | per item | — | Source |
| Check Deposit Returned NSF Self to Self (each) | $35Above the typical range ($8–$25 nationally) | $20 above the national median$15 above the Florida median | per item | — | Source |
| $70 above the national median$57.50 above the Florida median |
| — |
| — |
| Source |
| Safe Deposit Box 3" x 10" | $65Within the typical range ($30–$70 nationally) | $20 above the national median$7.50 above the Florida median | — | — | Source |
| Safe Deposit Box 3" x 5" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$17.50 below the Florida median | — | — | Source |
| Safe Deposit Box 5" x 10" | $90Above the typical range ($30–$70 nationally) | $45 above the national median$32.50 above the Florida median | — | — | Source |
| Safe Deposit Box Rental 10" x 10" | $115Above the typical range ($30–$70 nationally) | $70 above the national median$57.50 above the Florida median | per year | — | Institution’s schedule |
| Safe Deposit Box Rental 3" x 10" | $65Within the typical range ($30–$70 nationally) | $20 above the national median$7.50 above the Florida median | per year | — | Institution’s schedule |
| Safe Deposit Box Rental 3" x 5" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$17.50 below the Florida median | per year | — | Institution’s schedule |
| Safe Deposit Box Rental 5" x 10" | $90Above the typical range ($30–$70 nationally) | $45 above the national median$32.50 above the Florida median | per year | — | Institution’s schedule |
| Safe Deposit Late Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$32.50 below the Florida median | per item | — | Institution’s schedule |
| Safe Deposit Replacement Key | $20Below the typical range ($30–$70 nationally) | $25 below the national median$37.50 below the Florida median | per item | — | Institution’s schedule |
| Garnish/Levy | $100Above the typical range ($30–$90 nationally) | $50 above the national medianAt the Florida median | per item | — | Institution’s schedule |
| Garnish/Levy (each) | $100Above the typical range ($30–$90 nationally) | $50 above the national medianAt the Florida median | per item | — | Source |
| Signature Guarantee (member - per signature) | $15Within the typical range ($5–$15 nationally) | $5 above the national median$0.50 below the Florida median | per item | — | Institution’s schedule |
| $9 above the national median$6.50 above the Florida median |
| — |
| — |
| Source |
| Skip A Payment | $35Above the typical range ($10–$25 nationally) | $15 above the national median$12.50 above the Florida median | per item | — | Institution’s schedule |
| Skip A Payment (each) | $35Above the typical range ($10–$25 nationally) | $15 above the national median$12.50 above the Florida median | per item | — | Source |
| Loan Modification | $15Below the typical range ($20.08–$71.25 nationally) | $17 below the national median$10 below the Florida median | one time | — | Institution’s schedule |
| At the national median$0.18 below the Florida median |
| per item |
| — |
| Institution’s schedule |
| Statement Copy (each) | $3Within the typical range ($2–$5 nationally) | At the national median$0.18 below the Florida median | per item | — | Source |
| Loan Modification | $15Below the typical range ($25–$100 nationally) | $22.50 below the national median$35 below the Florida median | — | — | Source |
| Loan Processing | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$30 below the Florida median | — | — | Source |
| Skip A Payment (each) | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$15 below the Florida median | per item | — | Source |