vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$6.25 below the New York median
At the national median$4.50 below the New York median
per month · Source
$12.50 below the national median$12.50 below the New York median
$1 below the national median$1 below the New York median
per transaction · Source
$0.50 below the national median$0.50 below the New York median
per transaction · Source
$3 below the national median$3 below the New York median
$20 above the national median$20 above the New York median
At the national medianAt the New York median
$10 above the national median$10 above the New York median
$5 below the national medianAt the New York median
At the national medianAt the New York median
$0.50 below the national median$0.50 below the New York median
per item · Source
$7.50 below the national median$5 below the New York median
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$5 above the national median$4 above the New York median
per item · Source
$12 above the national median$10 above the New York median
$7.50 below the national median$2.50 below the New York median
$9.82 below the national median$4.82 below the New York median
per item · Source
$240 above the national median$245 above the New York median
per year · Source
$10 above the national median$15 above the New York median
$15 below the national median$15 below the New York median
$2.50 above the national median$2.50 above the New York median
per month · Source
$5 below the national median$10 below the New York median
$50 above the national medianAt the New York median
$1.50 above the national median$1.05 above the New York median
$7 above the national median$7 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee - For accounts opened less than 180 days | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$6.25 below the New York median | — | — | Source |
| Inactivity Fee - Monthly fee assessed to Checking Accounts after one year of inactivity | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
ATM & CardVerified | |||||
| ATM Funds Transfer Fees processed at any non-proprietary ATM not owned by WSB | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1 below the New York median | per transaction | — | Source |
| ATM Withdrawal Fees processed at any non-proprietary ATM not owned by WSB | $1 | ||||
Wire TransfersVerified | |||||
| Cutoff time for outgoing wires is 11:00 a.m. | $45Above the typical range ($20–$25 nationally) | $20 above the national median$20 above the New York median | — | — | Source |
| Wire Transfer (outgoing domestic) Account Customers Only. Cutoff time for outgoing wires is 3:30 p.m. | $25 | ||||
Check ServicesVerified | |||||
| Cashier's Check - Issued to active account customers only | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Money Orders - Money Orders issued to active account customers only | $1.50 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination (per batch) | $2.50Below the typical range ($5–$20 nationally) | $7.50 below the national median$2.50 below the New York median | — | — | Source |
| ACH Origination (per item) | $0.18 | ||||
Cash & DepositVerified | |||||
| Deposit Item Returned Unpaid | $10Within the typical range ($8–$25 nationally) | $5 below the national median$10 below the New York median | — | — | Source |
Account ServicesVerified | |||||
| Legal Processing Fee | $100Within the typical range ($30–$100 nationally) | $50 above the national medianAt the New York median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.05 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Account Research - Reproduction of checks, statements and duplicate copies of documents requested | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the New York median | — | — | Source |
Fee change alerts
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Headline fees published
8 of 15
Published fees
27
Under review
0
Assets
$152.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$152.3M
Total deposits
$98.5M
Service charge income
$0
Fee income ratio
0.00%
Return on assets
2.70%
Branches
1
Service charge income by quarter
Financial profile · Pro
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| $0.50 below the national median$0.50 below the New York median |
| per transaction |
| — |
| Source |
| Replacement ATM/Debit Card Money Orders Issued to active account customers only | $7Within the typical range ($5–$10 nationally) | $3 below the national median$3 below the New York median | — | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| Wire Transfer (incoming) | $20Above the typical range ($5–$15 nationally) | $10 above the national median$10 above the New York median | — | — | Source |
| Wire Transfer (outgoing international) Account Customers Only. Cutoff time for outgoing wires is 11:00 a.m. | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the New York median | — | — | Source |
| $0.50 below the national median$0.50 below the New York median |
| per item |
| — |
| Source |
| Stop Payment Order | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$5 below the New York median | — | — | Source |
| Counter Checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the New York median | per item | — | Source |
| Check Cashing Fee - For non-customer | $5Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | per item | — | Source |
| Canadian Check Processing Fee Customers only | $25Within the typical range ($10–$25 nationally) | $5 above the national median$4 above the New York median | per item | — | Source |
| Check Image CD | $15Above the typical range ($2–$5 nationally) | $12 above the national median$10 above the New York median | — | — | Source |
| $9.82 below the national median$4.82 below the New York median |
| per item |
| — |
| Source |
| ACH Origination Security Administration (annually) | $250Above the typical range ($5–$20 nationally) | $240 above the national median$245 above the New York median | per year | — | Source |
| ACH Origination Tokens (First four tokens are free) | $20Within the typical range ($5–$20 nationally) | $10 above the national median$15 above the New York median | — | — | Source |
| ACH Origination - Item Returned Unpaid | $10Below the typical range ($15–$30 nationally) | $15 below the national median$15 below the New York median | — | — | Source |
| Digital Banking Bill Payment Inactivity Fee Monthly fee | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$2.50 above the New York median | per month | — | Source |