vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5 below the New York median
$4 above the national median$5 above the New York median
per month · Source
$6 below the national median$5 below the New York median
per month · Source
$2 above the national median$3 above the New York median
per month · Source
$9 above the national median$10 above the New York median
per month · Source
$3 below the national median$2 below the New York median
per month · Source
$1 above the national median$2 above the New York median
per month · Source
$1.05 below the national median$0.05 below the New York median
per month · Source
$2 above the national median$3 above the New York median
per day · Source
$7.50 below the national median$5 below the New York median
At the national median$4.50 below the New York median
$2.50 below the national median$7 below the New York median
$7.50 below the national median$7.50 below the New York median
At the national median$0.75 above the New York median
per month · Source
$1 below the national median$0.25 below the New York median
per month · Source
At the national median$0.75 above the New York median
$2 above the national median$2 above the New York median
$2 above the national median$7 above the New York median
$15 above the national median$15 above the New York median
$2 below the national median$2 below the New York median
$0.50 below the national median$0.50 below the New York median
At the national medianAt the New York median
$5 below the national median$5 below the New York median
At the national median$5 above the New York median
$12.50 below the national median$10 below the New York median
$0.50 above the national median$3 above the New York median
$1 below the national median$1 below the New York median
per item · Source
$5 above the national median$5 above the New York median
$2 above the national medianAt the New York median
$2.50 below the national median$2.50 below the New York median
$10 above the national median$5 above the New York median
At the national median$10 below the New York median
$105 above the national median$95 above the New York median
$35 below the national median$45 below the New York median
$30 below the national median$40 below the New York median
per item · Source
$50 above the national median$25 above the New York median
$50 above the national median$50 above the New York median
At the national medianAt the New York median
$2 below the national median$2 below the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Maintenance fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the New York median | — | — | Source |
| Maintenance fee (monthly - for Accounts with daily minimum balances below $1,000) | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the New York median | per month | — | Source |
| Maintenance fee (monthly) | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the New York median | per month | — | Source |
| Maintenance fee (monthly) | $8Within the typical range ($4–$10 nationally) | $2 above the national median$3 above the New York median | per month | — | Source |
| Maintenance fee (monthly) | $15Above the typical range ($4–$10 nationally) | $9 above the national median$10 above the New York median | per month | — | Source |
| Maintenance fee (monthly) | $3Below the typical range ($4–$10 nationally) | $3 below the national median$2 below the New York median | per month | — | Source |
| Maintenance fee (monthly) | $7Within the typical range ($4–$10 nationally) | $1 above the national median$2 above the New York median | per month | — | Source |
| Maintenance fee (monthly) | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$0.05 below the New York median | per month | — | Source |
| Maintenance fee (quarterly - for accounts with daily minimum balances below $100) | $8Within the typical range ($4–$10 nationally) | $2 above the national median$3 above the New York median | per day | — | Source |
| Early closeout fee (for Accounts closed within 90 days of opening date) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the New York median | — | — | Source |
| Dormant Checking Account | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | — | — | Source |
| Dormant Savings Account | $2.50Below the typical range ($5–$10 nationally) | $2.50 below the national median$7 below the New York median | — | — | Source |
| Savings Account Excess Transfer | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the New York median | — | — | Source |
| Paper Statement fee (if mailed monthly) | $3Within the typical range ($2–$4.93 nationally) | At the national median$0.75 above the New York median | per month | — | Source |
| Paper Statement fee (if mailed monthly) | $2Within the typical range ($2–$4.93 nationally) | $1 below the national median$0.25 below the New York median | per month | — | Source |
| Paper Statement fee (if mailed quarterly) | $3Within the typical range ($2–$4.93 nationally) | At the national median$0.75 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (applies to transactions created by check, ACH or Recurring Debit Card Transactions) | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the New York median | — | — | Source |
| Insufficient funds fee (applies to transactions created by check, ACH or Recurring Debit Card Transactions) | |||||
ATM & CardVerified | |||||
| Network Access/Balance Inquiry (other banks’ ATMs) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | — | — | Source |
| Debit/ATM Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| Foreign Wire Transfer | $50 | ||||
Check ServicesVerified | |||||
| Online Stop Payment | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the New York median | — | — | Source |
| Stop Payment | $28 | ||||
Digital & ElectronicVerified | |||||
| Internet Banking Bill Payment Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2.50 below the New York median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 2 x 5 | $45Within the typical range ($30–$70 nationally) | At the national median$10 below the New York median | — | — | Source |
| Safe Deposit Box Drilling | $150 | ||||
Retirement & IRAVerified | |||||
| IRA Trustee Transfer Fee | $75Above the typical range ($25–$35 nationally) | $50 above the national median$50 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $3Within the typical range ($2–$5 nationally) | At the national medianAt the New York median | — | — | Source |
| Photocopy | $1 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 40 others that publish it, 16 lower, 2 the same and 22 higher.
Monthly maintenance
$7.00
Of 32 others that publish it, 14 lower, 1 the same and 17 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
11 of 15
Published fees
39
Under review
0
Assets
$4.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.5B
Total deposits
$3.7B
Service charge income
$540K
Fee income ratio
1.2%
Return on assets
0.99%
Branches
38
Service charge income by quarter
Financial profile · Pro
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| $32Within the typical range ($25–$32 nationally) |
| $2 above the national median$7 above the New York median |
| — |
| — |
| Source |
| Sustained Overdraft | $20Above the typical range ($5–$15 nationally) | $15 above the national median$15 above the New York median | — | — | Source |
| Transfer to Checking to Cover Overdraft (fee is charged to funding account) | $3Within the typical range ($2.50–$5 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| At the national medianAt the New York median |
| — |
| — |
| Source |
| At the national median$5 above the New York median |
| — |
| — |
| Source |
| $0.50 above the national median$3 above the New York median |
| — |
| — |
| Source |
| Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Foreign Check Collection | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
| Photocopy of Check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | — | — | Source |
| $105 above the national median$95 above the New York median |
| — |
| — |
| Source |
| Safe Deposit Box Late Payment | $10Below the typical range ($30–$70 nationally) | $35 below the national median$45 below the New York median | — | — | Source |
| Safe Deposit Replacement Key | $15Below the typical range ($30–$70 nationally) | $30 below the national median$40 below the New York median | per item | — | Source |
| Legal Levy, Lien, Restraining Notice | $100Above the typical range ($30–$88.13 nationally) | $50 above the national median$25 above the New York median | — | — | Source |
| $2 below the national median$2 below the New York median |
| — |
| — |
| Source |