vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$2.75 below the Massachusetts median
per month · Source
$2.50 above the national median$5 above the Massachusetts median
At the national medianAt the Massachusetts median
per month · Source
$32.50 above the national median$25 above the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
per item · Source
$3 above the national median$3 above the Massachusetts median
per item · Source
$25 below the national median$25 below the Massachusetts median
per item · Source
$1 above the national median$1 above the Massachusetts median
per item · Source
$1 below the national median$1 below the Massachusetts median
$0.50 below the national median$0.50 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$10 below the national median$5 below the Massachusetts median
$3 above the national median$2 above the Massachusetts median
per item · Source
$3 above the national median$2 above the Massachusetts median
per item · Source
$2.50 above the national median$3.75 above the Massachusetts median
$1 above the national median$1.25 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$15 above the national median$15 above the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
per item · Source
$7.86 below the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
$255 above the national median$235 above the Massachusetts median
$15 below the national median$35 below the Massachusetts median
$100 above the national median$100 above the Massachusetts median
At the national median$10 above the Massachusetts median
$25 above the national median$25 above the Massachusetts median
per item · Source
$1 below the national median$3 below the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $4Within the typical range ($4–$10 nationally) | $2 below the national median$2.75 below the Massachusetts median | per month | — | Source |
| Early Closeout Fee (closed within 6 months of opening) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Massachusetts median | — | — | Source |
| Dormant Account Fee – per month (12 months of no activity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per month | — | Source |
| Research Fee – hourly (1/2 hour minimum) | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$25 above the Massachusetts median | — | — | Source |
| Return Mail Fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds (“NSF”) Charge – per item | $33Above the typical range ($25–$32 nationally) | $3 above the national median$3 above the Massachusetts median | per item | — | Source |
| Rent Assessment Transaction – annual fee: NSF/UCF fee being assessed. 18-65” Account Types will be charged | $5 | ||||
ATM & CardVerified | |||||
| ATM Inquiry Service Charge | $0.50Below the typical range ($1–$2.25 nationally) | $1 below the national median$1 below the Massachusetts median | — | — | Source |
| ATM Withdrawal Service Charge | $1 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire – Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Incoming Wire – Domestic | $15 | ||||
Check ServicesVerified | |||||
| Checks: Official Check/Money Order Fee | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2 above the Massachusetts median | per item | — | Source |
| Official Check/Money Order Fee | $5 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned Unpaid – per item | $7.14Below the typical range ($8–$25 nationally) | $7.86 below the national medianAt the Massachusetts median | per item | — | Source |
| Night Depository Replacement Key | $10 | ||||
Account ServicesVerified | |||||
| Safe Deposit Drill Fee – per box | $300Above the typical range ($30–$70 nationally) | $255 above the national median$235 above the Massachusetts median | — | — | Source |
| Safe Deposit Lost Key | $30 | ||||
Lending FeesVerified | |||||
| Late Charge Assessment | $20Within the typical range ($10–$25 nationally) | At the national median$10 above the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Outgoing Transfer fee – per transfer | $50Above the typical range ($25–$35 nationally) | $25 above the national median$25 above the Massachusetts median | per item | — | Source |
Other FeesVerified | |||||
| Photocopies / Fax Request | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Massachusetts median | per item | — | Source |
| Statement Copies – per statement | $5 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
10 of 15
Published fees
30
Under review
0
Assets
$448.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$448.7M
Total deposits
$383.2M
Service charge income
$205K
Fee income ratio
5.6%
Return on assets
0.63%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| $25 below the national median$25 below the Massachusetts median |
| per item |
| — |
| Source |
| OD Protection Transfer fee – per transfer | $6Above the typical range ($2.50–$5 nationally) | $1 above the national median$1 above the Massachusetts median | per item | — | Source |
| $0.50 below the national median$0.50 below the Massachusetts median |
| — |
| — |
| Source |
| Replacement Debit Card Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Outgoing Wire – Foreign | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Massachusetts median | — | — | Source |
| $3 above the national median$2 above the Massachusetts median |
| per item |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Temporary Checks – per page | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1.25 above the Massachusetts median | per item | — | Source |
| Domestic Check Collection fee – per item | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Foreign Check Collection – per item | $35Above the typical range ($10–$25 nationally) | $15 above the national median$15 above the Massachusetts median | per item | — | Source |
| Check Copies – per check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | per item | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $15 below the national median$35 below the Massachusetts median |
| — |
| — |
| Source |
| Tax Levy Fee – per account | $150Above the typical range ($30–$90 nationally) | $100 above the national median$100 above the Massachusetts median | — | — | Source |
| $2 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |