Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Mega Bank

San Gabriel, CaliforniaBankSan Francisco Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Maintenance$15Above the typical range ($4–$10 nationally)

$9 above the national median$9.50 above the California median

Account Closed Fee All Checking & Savings Within 90 days$15

$2.50 below the national medianAt the California median

Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2822. canonical_hint=early_closure; text_hash=c9245946c1e25f8c16408c0eb5df1af47fd998a70b3f6955876d4ff970f90a6d; excerpt="Account Closed Fee All Checking & Savings Within 90 days | $15.00" · Source

Account Closed Fee All Checking & Savings Within 90 days$5

$12.50 below the national median$10 below the California median

Research: Labor Per Hour$40

$22.50 above the national median$20 above the California median

per item · plus $0.50 per copy (min $40.00) · Institution’s schedule

Overdraft & NSFVerified

Non-Sufficient Funds: Unpaid Item Escheatment Notice$25Within the typical range ($25–$32 nationally)
$5 below the national median$2 above the California median
per item · Source

Wire TransfersVerified

Outgoing Wire: Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the California median
Source
Wire Origination: Outgoing Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the California median
per item · Institution’s schedule
Wire Transfer: Cancellation$10Below the typical range ($20–$25 nationally)
$15 below the national median$15 below the California median
per item · Institution’s schedule
Wire Transfer: Outgoing Domestic$25Within the typical range ($20–$25 nationally)
At the national medianAt the California median
per item · Institution’s schedule
Wire Transfer: Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the California median
per item · Institution’s schedule
Outgoing Wire: International$25Below the typical range ($40–$50 nationally)
$25 below the national median$20 below the California median
Source
Wire Transfer: Outgoing International$30Below the typical range ($40–$50 nationally)
$20 below the national median$15 below the California median
Source

Check ServicesVerified

Stop Payment (ACH)$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$2.50 below the California median
per item · Automatic Clearing House Item - Debit Item · Institution’s schedule
Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$2.50 below the California median
Source
Stop Payment (New or Renewal): On-Line Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$7.50 below the California median
Source
Stop Payment (New or Renewal): Range of Checks$50Above the typical range ($20–$30 nationally)
$22.50 above the national median$27.50 above the California median
Source
Stop Payment (On-Line)$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$7.50 below the California median
per item · Institution’s schedule
Stop Payment (Range of Checks)$50Above the typical range ($20–$30 nationally)
$22.50 above the national median$27.50 above the California median
per item · Institution’s schedule
Counter Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median$2 below the California median
per item · Source
Cashing On-Us Check for Non-Customer$5Within the typical range ($5–$10 nationally)
At the national median$0.50 below the California median
per item · Source
Research: Copy of Image Check$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the California median
per item · Source

Digital & ElectronicVerified

ACH Origination Service: ACH or Tax Payment Template Set Up$5Within the typical range ($5–$20 nationally)
$5 below the national medianAt the California median
one time · Institution’s schedule
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank$5Within the typical range ($5–$20 nationally)
$5 below the national medianAt the California median
Source
ACH Origination Service: ACH Transfer$0.10Below the typical range ($5–$20 nationally)
$9.90 below the national median$4.90 below the California median
per item · Institution’s schedule
Normal Personal /Business Bill Pay$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$5 below the California median
Source
Personal Same-Day Bill Pay$12Above the typical range ($0–$9.95 nationally)
$9.50 above the national median$7 above the California median
per item · Institution’s schedule
Business Mobile Deposit$0Within the typical range ($0–$0 nationally)
At the national median$1.25 below the California median
Source

Cash & DepositVerified

Deposited Check Returned$10Within the typical range ($8–$25 nationally)
$5 below the national median$8 below the California median
Source
Night Depository: Key Deposit$25Above the typical range ($5–$20 nationally)
$15 above the national median$2.50 above the California median
Source

Account ServicesVerified

Notary Bank Document Only$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$15 below the California median
Source
Key Replacement: Surrendered box$25Below the typical range ($30–$70 nationally)
$20 below the national median$50 below the California median
Source
Safe Deposit Box 10X10$150Above the typical range ($30–$70 nationally)
$105 above the national median$75 above the California median
Source
Safe Deposit Box 5X10$75Above the typical range ($30–$70 nationally)
$30 above the national medianAt the California median
Source
Safe Deposit Box 5X5$40Within the typical range ($30–$70 nationally)
$5 below the national median$35 below the California median
Source
Safe Deposit Box: 10X10$150Above the typical range ($30–$70 nationally)
$105 above the national median$75 above the California median
per year · Institution’s schedule
Legal Process$75Within the typical range ($30–$100 nationally)
$25 above the national median$25 above the California median
Source
Verification of Deposit/Loan$10Within the typical range ($5–$15 nationally)
At the national medianAt the California median
per item · Institution’s schedule

Other FeesVerified

Special Mailing Service: Foreign Mail Service$10Below the typical range ($20–$40 nationally)
$20 below the national median$17.50 below the California median
per month · Institution’s schedule
Special Mailing Service: Hold Main Service$10Below the typical range ($20–$40 nationally)
$20 below the national median$17.50 below the California median
per month · Institution’s schedule

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Maintenance	$15Above the typical range ($4–$10 nationally)	$9 above the national median$9.50 above the California median	per month	—	Source
Account Closed Fee All Checking & Savings Within 90 days	$15Within the typical range ($10–$25 nationally)	$2.50 below the national medianAt the California median	—	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2822. canonical_hint=early_closure; text_hash=c9245946c1e25f8c16408c0eb5df1af47fd998a70b3f6955876d4ff970f90a6d; excerpt="Account Closed Fee All Checking & Savings Within 90 days \| $15.00"	Source
Account Closed Fee All Checking & Savings Within 90 days	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$10 below the California median	—	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2822. canonical_hint=early_closure; text_hash=c9245946c1e25f8c16408c0eb5df1af47fd998a70b3f6955876d4ff970f90a6d; excerpt="Account Closed Fee All Checking & Savings Within 90 days \| $5.00"	Source
Research: Labor Per Hour	$40Above the typical range ($11–$25 nationally)	$22.50 above the national median$20 above the California median	per item	plus $0.50 per copy (min $40.00)	Institution’s schedule
Overdraft & NSFVerified
Non-Sufficient Funds: Unpaid Item Escheatment Notice	$25Within the typical range ($25–$32 nationally)	$5 below the national median$2 above the California median	per item	—	Source
Wire TransfersVerified
Outgoing Wire: Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the California median	—	—	Source
Wire Origination: Outgoing Domestic	$20
Check ServicesVerified
Stop Payment (ACH)	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$2.50 below the California median	per item	Automatic Clearing House Item - Debit Item	Institution’s schedule
Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item	$20
Digital & ElectronicVerified
ACH Origination Service: ACH or Tax Payment Template Set Up	$5Within the typical range ($5–$20 nationally)	$5 below the national medianAt the California median	one time	—	Institution’s schedule
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank	$5
Cash & DepositVerified
Deposited Check Returned	$10Within the typical range ($8–$25 nationally)	$5 below the national median$8 below the California median	—	—	Source
Night Depository: Key Deposit	$25
Account ServicesVerified
Notary Bank Document Only	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$15 below the California median	—	—	Source
Key Replacement: Surrendered box	$25
Other FeesVerified
Special Mailing Service: Foreign Mail Service	$10Below the typical range ($20–$40 nationally)	$20 below the national median$17.50 below the California median	per month	—	Institution’s schedule
Special Mailing Service: Hold Main Service	$10

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

39 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$506.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$506.7M

Total deposits

$426.1M

Service charge income

$9K

Fee income ratio

0.16%

Return on assets

1.41%

Branches

Service charge income by quarter

Q2 2026$9K

Q1 2026$9K

Q4 2025$9K

Q3 2025$10K

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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