vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$7.23 below the Indiana median
per month · Source
$4 below the national median$5.23 below the Indiana median
per month · Source
At the national medianAt the Indiana median
per month · Source
$17.50 above the national median$17 above the Indiana median
$5 above the national median$5 above the Indiana median
$5 above the national median$5 above the Indiana median
$5 below the national median$5 below the Indiana median
$1 above the national median$0.50 above the Indiana median
$2.50 above the national median$2 above the Indiana median
At the national medianAt the Indiana median
$10 above the national median$15 above the Indiana median
$5 above the national median$10 above the Indiana median
$20 below the national median$20 below the Indiana median
At the national medianAt the Indiana median
$1 above the national median$1 above the Indiana median
$7.50 above the national median$5 above the Indiana median
per item · Source
At the national median$0.37 above the Indiana median
per item · Source
At the national medianAt the Indiana median
$25 above the national median$20 above the Indiana median
At the national medianAt the Indiana median
$5 below the national median$1 below the Indiana median
$5 below the national medianAt the Indiana median
$2.50 below the national median$1.50 below the Indiana median
$80 above the national median$85 above the Indiana median
$50 above the national median$75 above the Indiana median
$15 below the national median$5 above the Indiana median
$10 below the national median$15 below the Indiana median
$0.45 above the national median$0.10 above the Indiana median
per item · Source
$2.50 below the national median$2.50 below the Indiana median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Free Checking has no monthly service fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.23 below the Indiana median | per month | — | Source |
| Monthly fee (Connect Checking) | $2Below the typical range ($4–$10 nationally) | $4 below the national median$5.23 below the Indiana median | per month | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | per month | — | Source |
| Account Research | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$17 above the Indiana median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee - Paid Item | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Indiana median | — | — | Source |
| Return Item Fee | $35 | ||||
ATM & CardVerified | |||||
| ATM Surcharge | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$0.50 above the Indiana median | — | — | Source |
| Centier ATM fee to non-Clients | $4 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Domestic) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Indiana median | — | — | Source |
| Wire Transfer (Foreign) | $30 | ||||
Check ServicesVerified | |||||
| Official Check - sold to clients only | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Money Order - sold to clients only | $3 | ||||
Cash & DepositVerified | |||||
| Coin Counting | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Chargeback Fee | $10 | ||||
Account ServicesVerified | |||||
| Notary Fee – available to clients only | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.50 below the Indiana median | — | — | Source |
| Safe Deposit Box | $125 | ||||
Lending FeesVerified | |||||
| Late Payment fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Indiana median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card – sold to clients only | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national median$0.10 above the Indiana median | per item | — | Source |
Other FeesVerified | |||||
| Photocopies | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$2.50 below the Indiana median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 116 others that publish it, 86 lower, 23 the same and 7 higher.
Monthly maintenance
$1.00
Of 67 others that publish it, 2 lower, 2 the same and 63 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
29
Under review
0
Assets
$10.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$10.4B
Total deposits
$8.8B
Service charge income
$3.7M
Fee income ratio
3.6%
Return on assets
1.63%
Branches
63
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Indiana median |
| — |
| — |
| Source |
| Overdraft Transfer service (Smart Choice Checking) | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$5 below the Indiana median | — | — | Source |
| $2.50 above the national median$2 above the Indiana median |
| — |
| — |
| Source |
| ATM/Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | — | — | Source |
| ATM/Debit Card Rush Order (2 Days) | $50Within the typical range ($30–$50 nationally) | $10 above the national median$15 above the Indiana median | — | — | Source |
| $20 below the national median$20 below the Indiana median |
| — |
| — |
| Source |
| $1 above the national median$1 above the Indiana median |
| — |
| — |
| Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Indiana median | per item | — | Source |
| Counter Check | $2Within the typical range ($1–$4 nationally) | At the national median$0.37 above the Indiana median | per item | — | Source |
| On-Us Check Cashing Fee – non-Clients | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Indiana median | — | — | Source |
| Collection Item | $45Above the typical range ($10–$25 nationally) | $25 above the national median$20 above the Indiana median | — | — | Source |
| $5 below the national median$1 below the Indiana median |
| — |
| — |
| Source |
| Night Deposit Key Replacement | $5Within the typical range ($5–$20 nationally) | $5 below the national medianAt the Indiana median | — | — | Source |
| $80 above the national median$85 above the Indiana median |
| — |
| — |
| Source |
| Levy Fee | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$75 above the Indiana median | — | — | Source |
| Subpoena Fee | $35Within the typical range ($30–$100 nationally) | $15 below the national median$5 above the Indiana median | — | — | Source |