vs. U.S. typical range:LowerTypicalHigher
$1.05 below the national median$1.55 below the Massachusetts median
per month · Source
$3 below the national median$3.50 below the Massachusetts median
per month · Source
$1 below the national median$1.50 below the Massachusetts median
per month · Source
$4 above the national median$3.50 above the Massachusetts median
per month · Source
$9 above the national median$8.50 above the Massachusetts median
per month · Source
$2.50 below the national medianAt the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #7843. canonical_hint=dormant_account; text_hash=2a2cdbf826c8afbec5233c66932be484df3adc2e4cc34060c355cf0051e0c41f; excerpt="Inactivity Fee | $ 5.00" · Source
$12.50 below the national median$20 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
per day · Source
$3.50 above the national median$3.50 above the Massachusetts median
$0.50 below the national median$0.50 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
per month · Source
$3 above the national median$2 above the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$1 above the national median$1.25 above the Massachusetts median
per item · Source
$2.45 above the national median$4.95 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
$8.16 below the national median$0.30 below the Massachusetts median
$8.16 below the national median$0.30 below the Massachusetts median
per month · Source
$5 above the national median$5 above the Massachusetts median
per year · Source
$30 below the national median$50 below the Massachusetts median
per year · Source
$20 below the national median$40 below the Massachusetts median
$110 above the national median$90 above the Massachusetts median
per month · Source
$10 below the national median$30 below the Massachusetts median
$25 above the national median$5 above the Massachusetts median
At the national median$20 below the Massachusetts median
$65 above the national median$45 above the Massachusetts median
$10 above the national median$10 below the Massachusetts median
$10 below the national median$30 below the Massachusetts median
per year · Source
$50 above the national median$50 above the Massachusetts median
$5 below the national median$2.50 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Service Charge | $4.95Within the typical range ($4–$10 nationally) | $1.05 below the national median$1.55 below the Massachusetts median | per month | — | Source |
| Monthly Maintenance Service Charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$3.50 below the Massachusetts median | per month | — | Source |
| Monthly Maintenance Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.50 below the Massachusetts median | per month | — | Source |
| Monthly Maintenance Service Charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.50 above the Massachusetts median | per month | — | Source |
| Monthly Maintenance Service Charge | $15Above the typical range ($4–$10 nationally) | $9 above the national median$8.50 above the Massachusetts median | per month | — | Source |
| Club Account Early Withdrawal Fee | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Massachusetts median | per month | — | Source |
| Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #7843. canonical_hint=dormant_account; text_hash=2a2cdbf826c8afbec5233c66932be484df3adc2e4cc34060c355cf0051e0c41f; excerpt="Inactivity Fee | $ 5.00" | Source |
| Return Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds Charge –item paid | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Insufficient Funds Charge –item returned | $30 | ||||
ATM & CardVerified | |||||
| ATM Bank CheCks Treasurer’s Check | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.50 above the Massachusetts median | — | — | Source |
| ATM Service Charge | $1 | ||||
Check ServicesVerified | |||||
| Bank CheCks Treasurer’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Treasurer’s Check | $5 | ||||
Digital & ElectronicVerified | |||||
| O nline Banking Online Bill Payment – Monthly Maintenance Service Charge | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$4.95 above the Massachusetts median | per month | — | Source |
Cash & DepositVerified | |||||
| COin MaChine use CSB Customers | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Cash Advance | $5 | ||||
Account ServicesVerified | |||||
| Bag Replacement/Lost Key | $15Below the typical range ($30–$70 nationally) | $30 below the national median$50 below the Massachusetts median | per year | — | Source |
| Box Closed - lost key replacement | $25 | ||||
Lending FeesVerified | |||||
| Late Fee (per month) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$2.50 above the Massachusetts median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
37
Under review
0
Assets
$744.7M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$744.7M
Total deposits
$581.6M
Service charge income
$127K
Fee income ratio
2.3%
Return on assets
0.47%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Continuous Overdraft Fee | $5Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | per day | — | Source |
| $0.50 below the national median$0.50 below the Massachusetts median |
| — |
| — |
| Source |
| ATM/Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| per month |
| — |
| Source |
| Money Order | $5Above the typical range ($1.50–$3 nationally) | $3 above the national median$2 above the Massachusetts median | — | — | Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Temporary Checks (per sheet) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1.25 above the Massachusetts median | per item | — | Source |
| At the national median |
| — |
| — |
| Source |
| Return Deposited Item | $6.84Below the typical range ($8–$25 nationally) | $8.16 below the national median$0.30 below the Massachusetts median | — | — | Source |
| Return Deposited Item++ | $6.84Below the typical range ($8–$25 nationally) | $8.16 below the national median$0.30 below the Massachusetts median | per month | — | Source |
| nighT DepOsiTOry serviCes Night Deposit Service Annual Fee | $15Within the typical range ($5–$20 nationally) | $5 above the national median$5 above the Massachusetts median | per year | — | Source |
| $20 below the national median$40 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 10” x 10” | $155Above the typical range ($30–$70 nationally) | $110 above the national median$90 above the Massachusetts median | per month | — | Source |
| Safe Deposit Box 2” x 5” | $35Within the typical range ($30–$70 nationally) | $10 below the national median$30 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 3” x 10” | $70Within the typical range ($30–$70 nationally) | $25 above the national median$5 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 3” x 5” | $45Within the typical range ($30–$70 nationally) | At the national median$20 below the Massachusetts median | — | — | Source |
| Safe Deposit Box 5” x 10” | $110Above the typical range ($30–$70 nationally) | $65 above the national median$45 above the Massachusetts median | — | — | Source |
| Safe Deposit Box 5” x 5” | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 below the Massachusetts median | — | — | Source |
| saFe DepOsiT serviCes Annual Box Rentals 2” x 5” | $35Within the typical range ($30–$70 nationally) | $10 below the national median$30 below the Massachusetts median | per year | — | Source |
| Levy Processing/Account Attachment | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the Massachusetts median | — | — | Source |