vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$15 above the Michigan median
$2 above the national median$2 above the Michigan median
per month · Source
$12.50 above the national median$10 above the Michigan median
$20 below the national median$19 below the Michigan median
$30 below the national median$29 below the Michigan median
$5 below the national median$3 below the Michigan median
At the national median$0.25 below the Michigan median
per item · Source
At the national median$0.25 below the Michigan median
$3 below the national median$0.50 below the Michigan median
At the national medianAt the Michigan median
per item · Source
$5 above the national median$10 above the Michigan median
per item · Source
$10 below the national median$5 below the Michigan median
per item · Source
$5 below the national median$5 above the Michigan median
per item · Source
$1 below the national median$1 above the Michigan median
At the national medianAt the Michigan median
$7.50 above the national median$8 above the Michigan median
$1 below the national median$1 below the Michigan median
per item · Source
$5 above the national median$5 above the Michigan median
At the national median$10 above the Michigan median
$2.50 below the national median$3 below the Michigan median
At the national medianAt the Michigan median
$15 below the national median$15 below the Michigan median
$7.50 above the national median$5 above the Michigan median
At the national median$4 below the Michigan median
$10 below the national median$14 below the Michigan median
$15 above the national median$11 above the Michigan median
$20 below the national median$24 below the Michigan median
$45 above the national median$41 above the Michigan median
$25 above the national median$25 above the Michigan median
At the national median$5 below the Michigan median
$0.50 above the national median$0.02 above the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| New Deposit Account closed within 90 Days | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$15 above the Michigan median | — | — | Source |
| Dormant Account Fee | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Michigan median | per month | — | Source |
| Account Balancing Assistance ($30 Min) | $30Above the typical range ($11–$25 nationally) | $12.50 above the national median$10 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (items paid) | $10Below the typical range ($25–$33 nationally) | $20 below the national median$19 below the Michigan median | — | — | Source |
| NSF Fees (Items Returned) | $0 | ||||
ATM & CardVerified | |||||
| Foreign ATM | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.25 below the Michigan median | per item | — | Source |
| Foreign ATM Cash Withdrawal | $1.50 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wires | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Incoming Domestic Wires | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Checks | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 above the Michigan median | — | — | Source |
| Personal Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3 below the Michigan median | — | — | Source |
| Mobile Deposit | $0 | ||||
Cash & DepositVerified | |||||
| Chargeback (Returned Deposited Item) | $0Below the typical range ($8–$25 nationally) | $15 below the national median$15 below the Michigan median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service (non-customer) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| 3x10 & 4x10 Inch | $45 | ||||
Lending FeesVerified | |||||
| Late Charge | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Prepaid Gift Cards | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.02 above the Michigan median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$10.00
Of 113 others that publish it, 3 lower, 3 the same and 107 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$10
Headline fees published
11 of 15
Published fees
31
Under review
0
Assets
$833.6M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$833.6M
Total deposits
$720.2M
Service charge income
$120K
Fee income ratio
1.3%
Return on assets
0.78%
Branches
9
Service charge income by quarter
Financial profile · Pro
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| $30 below the national median$29 below the Michigan median |
| — |
| — |
| Source |
| Savings Overdraft Transfer | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the Michigan median | — | — | Source |
| At the national median$0.25 below the Michigan median |
| — |
| — |
| Source |
| Debit Card Replacement | $7Within the typical range ($5–$10 nationally) | $3 below the national median$0.50 below the Michigan median | — | — | Source |
| $5 above the national median$10 above the Michigan median |
| per item |
| — |
| Source |
| Outgoing International Wires | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Michigan median | per item | — | Source |
| Incoming International Wires | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 above the Michigan median | per item | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$8 above the Michigan median | — | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
| Check Cashing Fee (non-customer, not on us) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Michigan median | — | — | Source |
| Collection Fee (not deposited at WSB) | $20Within the typical range ($10–$25 nationally) | At the national median$10 above the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| At the national median$4 below the Michigan median |
| — |
| — |
| Source |
| 3x4, 3x5, 5x5 Inch | $35Within the typical range ($30–$70 nationally) | $10 below the national median$14 below the Michigan median | — | — | Source |
| 5x10 & 6x10 Inch | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | — | — | Source |
| Lost Key | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | — | — | Source |
| Safe Deposit Box 10.5x10.5 Inch | $90Above the typical range ($30–$70 nationally) | $45 above the national median$41 above the Michigan median | — | — | Source |
| Garnishments, Levies and Liens | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |