vs. U.S. typical range:LowerTypicalHigher
$0.95 above the national median$0.97 above the Michigan median
per month · Source
$12.50 above the national median$11.25 above the Michigan median
$12.50 above the national median$11.25 above the Michigan median
$20 below the national median$19 below the Michigan median
per item · Source
At the national median$0.35 below the Michigan median
$5 below the national median$2.50 below the Michigan median
per item · Source
—
$5 below the national median$5 below the Michigan median
per item · Source
$20 below the national median$15 below the Michigan median
per item · Source
$4 below the national median$2 below the Michigan median
per item · Source
$1 below the national median$1.50 below the Michigan median
per item · Source
$4 above the national median$4 above the Michigan median
per item · Source
$17.45 above the national median$16.95 above the Michigan median
per item · Source
$12.45 above the national median$11.95 above the Michigan median
per item · Source
$2.45 above the national median$1.95 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$35 below the national median$39 below the Michigan median
$25 above the national median$21 above the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$25 below the national median$29 below the Michigan median
per year · Source
$5 below the national median$9 below the Michigan median
per year · Source
$155 above the national median$151 above the Michigan median
At the national medianAt the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Benefits Plus Checking Monthly service charge | $6.95Within the typical range ($4–$10 nationally) | $0.95 above the national median$0.97 above the Michigan median | per month | — | Source |
| Account Reconciliation & Research (minimum of $15.00) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$11.25 above the Michigan median | — | — | Source |
| Account Reconciliation & Research (minimum of ) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$11.25 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Overdraft (per item) | $10Below the typical range ($25–$33 nationally) | $20 below the national median$19 below the Michigan median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Transactions & Inquiries | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.35 below the Michigan median | — | — | Source |
| Replacement ATM, Debit, or Credit Card | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Michigan median | per item | — | Source |
| International Wire | $30 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $1Below the typical range ($3–$6 nationally) | $4 below the national median$2 below the Michigan median | per item | — | Source |
| Statement/Document/Check Copy | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Returned Origination (Returned because invalid account #, account closed, or NSF) | $29Within the typical range ($15–$30 nationally) | $4 above the national median$4 above the Michigan median | per item | — | Source |
| Bill Pay Rush Payment: Overnight Check Delivery | $19.95 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item (Check, ACH, or other item which has been returned) | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Replacement Key | $10Below the typical range ($30–$70 nationally) | $35 below the national median$39 below the Michigan median | — | — | Source |
| Safe Deposit Box 10 x 10 | $70 | ||||
Overdraft
$10.00
Of 78 others that publish it, 2 lower, 2 the same and 74 higher.
Monthly maintenance
$6.95
Of 28 others that publish it, 17 lower and 11 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$10
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$1.7B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.7B
Total deposits
$1.4B
Service charge income (year to date)
$3.8M
Fee income ratio
6.7%
Return on assets
0.90%
Financial profile · Pro
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| $5 below the national median$2.50 below the Michigan median |
| per item |
| — |
| Source |
| ATM/Debit Card Foreign Transaction Fee (For transactions outside the U.S.) | 3%of the transaction | — | — | — | Source |
| $20 below the national median$15 below the Michigan median |
| per item |
| — |
| Source |
| $1 below the national median$1.50 below the Michigan median |
| per item |
| — |
| Source |
| $17.45 above the national median$16.95 above the Michigan median |
| per item |
| — |
| Source |
| Bill Pay Rush Payment: Second Day Check Delivery | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$11.95 above the Michigan median | per item | — | Source |
| Bill Pay Rush Payment: Second Day Electronic Delivery | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$1.95 above the Michigan median | per item | — | Source |
| $25 above the national median$21 above the Michigan median |
| per year |
| — |
| Source |
| Safe Deposit Box 3 x 10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| Safe Deposit Box 3 x 5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$29 below the Michigan median | per year | — | Source |
| Safe Deposit Box 5 x 10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | per year | — | Source |
| Safe Deposit Box Drill Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$151 above the Michigan median | — | — | Source |
| Processing Garnishment, Levy, Court Order | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Michigan median | per item | — | Source |