vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.98 below the Michigan median
per month · Source
$7.50 below the national medianAt the Michigan median
$7.50 above the national median$5 above the Michigan median
$12.50 below the national median$15 below the Michigan median
per month · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #10540. canonical_hint=account_research; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="OVERDRAFT & RETURNED ITEM FEES | • Return/Bad Address Fee - $5.00/monthly" · Source
$1 below the national median$0.50 below the Michigan median
per month · Source
At the national median$0.50 above the Michigan median
per month · Source
At the national median$1 above the Michigan median
per item · Source
$2 below the national median$0.50 below the Michigan median
per item · Source
At the national median$0.35 below the Michigan median
per item · Source
$0.25 above the national median$0.10 below the Michigan median
per item · Source
$5 below the national medianAt the Michigan median
per month · Source
$5 below the national medianAt the Michigan median
At the national medianAt the Michigan median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #10540. canonical_hint=wire_domestic_outgoing; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="MISCELLANEOUS ACCOUNT FEES | • Wire Transfer - Domestic - $25.00/item" · Source
$5 below the national medianAt the Michigan median
per item · Source
$2 below the national medianAt the Michigan median
$2.80 below the national median$0.80 below the Michigan median
$8 above the national median$8 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$2.50 above the national median$3 above the Michigan median
$2.50 above the national median$3 above the Michigan median
per item · Source
$2 above the national median$2 above the Michigan median
per item · per 4 checks · Institution’s schedule
At the national medianAt the Michigan median
$14 below the national median$4 below the Michigan median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #10540. canonical_hint=check_cashing; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="• Foreign Check Fee - $6.00/item | • Cashier’s Check Fee - $3.00" · Source
$12 above the national median$11.50 above the Michigan median
At the national median$0.50 below the Michigan median
$230 above the national median$226 above the Michigan median
$25 below the national median$29 below the Michigan median
$55 above the national median$51 above the Michigan median
$10 above the national median$6 above the Michigan median
$5 below the national median$9 below the Michigan median
$25 above the national median$21 above the Michigan median
$50 above the national median$50 above the Michigan median
$5 above the national medianAt the Michigan median
$1 below the national median$1 below the Michigan median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #10540. canonical_hint=document_reproduction; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="• History Inquiry Copy Fee - $2.00/page | MONEY ORDERS" · Source
At the national medianAt the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Fresh Start Checking Monthly Service Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.98 below the Michigan median | per month | — | Source |
| Account Closing Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Michigan median | — | — | Source |
| Account Research Fee (minimum 1 hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Return/Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Michigan median | per month | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #10540. canonical_hint=account_research; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="OVERDRAFT & RETURNED ITEM FEES | • Return/Bad Address Fee - $5.00/monthly" | Source |
| Fresh Start Monthly Paper Statement Fee | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$0.50 below the Michigan median | per month | — | Source |
| Monthly Paper Statement Fee | $3Within the typical range ($2–$4.95 nationally) | At the national median$0.50 above the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Returned Item 4 | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
| Overdraft Transfer Fee+ | $3 | ||||
ATM & CardVerified | |||||
| ATM Balance Inquiries | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.35 below the Michigan median | per item | — | Source |
| Non-CO-OP ATM Transactions | $1.75 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | per item | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #10540. canonical_hint=wire_domestic_outgoing; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="MISCELLANEOUS ACCOUNT FEES | • Wire Transfer - Domestic - $25.00/item" | Source |
Check ServicesVerified | |||||
| Cashier’s Check Fee | $3Within the typical range ($3–$6 nationally) | $2 below the national medianAt the Michigan median | — | — | Source |
| Fresh Start Checking Cashier’s Check Fee | $2.20 | ||||
Account ServicesVerified | |||||
| Lock Drill Fee | $275Above the typical range ($30–$70 nationally) | $230 above the national median$226 above the Michigan median | — | — | Source |
| Lost/Replacement Key Fee | $20 | ||||
Lending FeesVerified | |||||
| Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
Other FeesVerified | |||||
| History Inquiry Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | per item | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #10540. canonical_hint=document_reproduction; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="• History Inquiry Copy Fee - $2.00/page | MONEY ORDERS" | Source |
Monthly maintenance
$5.00
Of 28 others that publish it, 11 lower, 3 the same and 14 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
9 of 15
Published fees
35
Under review
0
Assets
$470.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$470.1M
Total deposits
$361.8M
Service charge income (year to date)
$1.5M
Fee income ratio
8.5%
Return on assets
0.66%
Financial profile · Pro
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| $2 below the national median$0.50 below the Michigan median |
| per item |
| — |
| Source |
| $0.25 above the national median$0.10 below the Michigan median |
| per item |
| — |
| Source |
| ATM/Debit Card Replacement - Rush Delivery | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the Michigan median | per month | — | Source |
| Visa Replacement Card, Rush Delivery | $35Within the typical range ($30–$50 nationally) | $5 below the national medianAt the Michigan median | — | — | Source |
| Wire Transfer - Foreign |
| $45Within the typical range ($40–$50 nationally) |
| $5 below the national medianAt the Michigan median |
| per item |
| — |
| Source |
| $2.80 below the national median$0.80 below the Michigan median |
| — |
| — |
| Source |
| Money Order Research Fee | $10Above the typical range ($1.50–$3 nationally) | $8 above the national median$8 above the Michigan median | per item | — | Source |
| Money Orders | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| Stop Payment on Series (3 or more) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | per item | — | Source |
| Temporary Check Fee | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Michigan median | per item | per 4 checks | Institution’s schedule |
| Check Cashing Fee 5+ | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Foreign Check Fee | $6Below the typical range ($10–$25 nationally) | $14 below the national median$4 below the Michigan median | per item | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #10540. canonical_hint=check_cashing; text_hash=532bba850710d164ce44d873c24b8fa1adb6a4329c68a8e94bdd7e57314c9a57; excerpt="• Foreign Check Fee - $6.00/item | • Cashier’s Check Fee - $3.00" | Source |
| Draft Copies | $15Above the typical range ($2–$5 nationally) | $12 above the national median$11.50 above the Michigan median | — | — | Source |
| Draft Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national median$0.50 below the Michigan median | — | — | Source |
| $25 below the national median$29 below the Michigan median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | — | — | Source |
| Safe Deposit Box 3x10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$6 above the Michigan median | — | — | Source |
| Safe Deposit Box 3x5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | — | — | Source |
| Safe Deposit Box 5x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$21 above the Michigan median | — | — | Source |
| Garnishment and Levy Processing | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the Michigan median | — | — | Source |
| Statement Copy Fee |
| $3Within the typical range ($2–$5 nationally) |
| At the national medianAt the Michigan median |
| per item |
| — |
| Source |