vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.50 below the Alabama median
per month · Source
At the national median$0.49 below the Alabama median
per month · Source
$12.50 below the national median$10 below the Alabama median
per month · Source
At the national medianAt the Alabama median
At the national medianAt the Alabama median
$5 below the national median$5 below the Alabama median
$10 above the national median$7.50 above the Alabama median
$15 below the national median$15 below the Alabama median
Knox extract.rules v21 categorized a line held for review from Rosetta artifact #2742. canonical_hint=wire_intl_outgoing; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="International Wire Transfer Fee | $35.00" · Source
$3 below the national median$3 below the Alabama median
per item · Source
At the national medianAt the Alabama median
per item · Source
$28.95 above the national median$28.88 above the Alabama median
per item · Institution’s schedule
$1 below the national median$1 below the Alabama median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=counter_check; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="In-House Counter Check Fee | $1.00 for four (4) checks" · Source
$2 below the national median$3.25 below the Alabama median
$1 below the national medianAt the Alabama median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=check_image; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="Share Draft Copy Fee | $2.00 each" · Source
$32.45 above the national median$30.73 above the Alabama median
$27.45 above the national median$25.73 above the Alabama median
$4.45 above the national median$2.73 above the Alabama median
per item · Institution’s schedule
At the national median$1.50 above the Alabama median
per item · Source
$50 above the national median$50 above the Alabama median
$0.55 below the national median$0.05 below the Alabama median
$2.75 below the national median$1.75 below the Alabama median
per item · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=document_reproduction; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="Copy Fee | $0.25 each" · Source
$12.50 below the national median$10 below the Alabama median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=other_lending_fee; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="Skip a Payment Fee (when applicable) | $25.00" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| NSPIRE Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.50 below the Alabama median | per month | — | Source |
| Dormant/Inactive Account Fee 1 | $5Within the typical range ($5–$10 nationally) | At the national median$0.49 below the Alabama median | per month | — | Source |
| Returned Mail/Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Alabama median | — | — | Source |
| Returned Item Fee - Share Draft | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Alabama median | — | — | Source |
Wire TransfersVerified | |||||
| Incoming Wires | $20Above the typical range ($5–$15 nationally) | $10 above the national median$7.50 above the Alabama median | — | — | Source |
| International Wire Transfer Fee | $35 | ||||
Check ServicesVerified | |||||
| Cashier's Check Fee | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Alabama median | per item | — | Source |
| Money Order Fee | $2 | ||||
Digital & ElectronicVerified | |||||
| Overnight Rush Fee (Bill Pay) | $34.95Above the typical range ($0–$9.95 nationally) | $32.45 above the national median$30.73 above the Alabama median | — | — | Source |
| Second-Day Rush Check Fee (Bill Pay) | $29.95 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item Fee | $15Within the typical range ($8–$25 nationally) | At the national median$1.50 above the Alabama median | per item | — | Source |
Account ServicesVerified | |||||
| Garnishments | $100Above the typical range ($30–$89.38 nationally) | $50 above the national median$50 above the Alabama median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$0.05 below the Alabama median | — | — | Source |
Other FeesVerified | |||||
| Copy Fee | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Alabama median | per item | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=document_reproduction; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="Copy Fee | $0.25 each" | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
22
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.2B
Total deposits
$999.6M
Service charge income (year to date)
$6.6M
Fee income ratio
14.1%
Return on assets
0.65%
Financial profile · Pro
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| At the national medianAt the Alabama median |
| — |
| — |
| Source |
| $15 below the national median$15 below the Alabama median |
| — |
| Knox extract.rules v21 categorized a line held for review from Rosetta artifact #2742. canonical_hint=wire_intl_outgoing; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="International Wire Transfer Fee | $35.00" |
| Source |
| At the national medianAt the Alabama median |
| per item |
| — |
| Source |
| Second-Day Rush Check Fee (Bill Pay) | $29.95Above the typical range ($0–$15 nationally) | $28.95 above the national median$28.88 above the Alabama median | per item | — | Institution’s schedule |
| In-House Counter Check Fee | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Alabama median | — | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=counter_check; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="In-House Counter Check Fee | $1.00 for four (4) checks" | Source |
| Check Cashing Fee (when applicable) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$3.25 below the Alabama median | — | — | Source |
| Share Draft Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Alabama median | per item | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=check_image; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="Share Draft Copy Fee | $2.00 each" | Source |
| $27.45 above the national median$25.73 above the Alabama median |
| — |
| — |
| Source |
| Second-Day Rush Electronic (Bill Pay) | $6.95Within the typical range ($0–$9.95 nationally) | $4.45 above the national median$2.73 above the Alabama median | per item | — | Institution’s schedule |
| $25Within the typical range ($25–$100 nationally) |
| $12.50 below the national median$10 below the Alabama median |
| — |
| Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2742. canonical_hint=other_lending_fee; text_hash=98c8db38fc19d1865db9a704d41e50750d321b7b5c53d6fa1cee481ac6f8836d; excerpt="Skip a Payment Fee (when applicable) | $25.00" |
| Source |