vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.98 below the Georgia median
per month · Source
$4 above the national median$3.02 above the Georgia median
per month · Source
$15 above the national median$15 above the Georgia median
per year · Source
$7.50 below the national median$5 below the Georgia median
$7.50 above the national median$10 above the Georgia median
$7.50 below the national median$5 below the Georgia median
$12.50 below the national median$10 below the Georgia median
per item · Source
$2 above the national medianAt the Georgia median
per item · Source
At the national medianAt the Georgia median
$0.50 below the national medianAt the Georgia median
per transaction · Source
At the national medianAt the Georgia median
per item · Source
$10 below the national median$5 below the Georgia median
At the national medianAt the Georgia median
$20 below the national median$20 below the Georgia median
At the national medianAt the Georgia median
per item · Source
$1 below the national median$1 below the Georgia median
per item · Source
$4.50 above the national medianAt the Georgia median
per item · Source
$1 below the national median$1 below the Georgia median
per item · Source
At the national median$2.75 above the Georgia median
per item · Source
$1.50 below the national median$1 above the Georgia median
At the national medianAt the Georgia median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| MyAccess Plus Checking Monthly service Fee on balance below | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.98 below the Georgia median | per month | — | Source |
| Secured Checking Monthly Service Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.02 above the Georgia median | per month | — | Source |
| Dormant Account Fee after 24 months of inactivity (per year) | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Georgia median | per year | — | Source |
| Account Research and Balancing Fee (hourly charge) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Georgia median | — | — | Source |
| Christmas & Vacation Club Account Excessive Withdrawal | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
| Money Market Account Excessive Withdrawal Fee after 6 per month (checks, transfers, cash, online ) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Georgia median | — | — | Source |
| Savings Account Excess Withdrawal Fee for each withdrawal | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft and Non-Sufficient Funds (NSF) (per check) | $32Within the typical range ($25–$33 nationally) | $2 above the national medianAt the Georgia median | per item | — | Source |
| Overdraft Transfer Fee from Savings or Line of Credit | $5 | ||||
ATM & CardVerified | |||||
| ATM Transaction Fee with Savings only (per transaction) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Georgia median | per transaction | — | Source |
| ATM/Debit Card Replacement Fee (per card) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) Domestic | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Georgia median | — | — | Source |
| Wire Transfer (Incoming) Domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier Checks (per check) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Georgia median | per item | — | Source |
| Money Orders; $1,000 maximum check (per check) | $1 | ||||
Cash & DepositVerified | |||||
| Deposited Items Returned (per check) | $15Within the typical range ($8–$25 nationally) | At the national median$2.75 above the Georgia median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service (non-member) | $1Within the typical range ($0–$5 nationally) | $1.50 below the national median$1 above the Georgia median | — | — | Source |
| Garnishments, Executions, Levies (per occurrence) | $50 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 166 others that publish it, 117 lower, 15 the same and 34 higher.
Monthly maintenance
$7.50
Of 92 others that publish it, 54 lower, 3 the same and 35 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
11 of 15
Published fees
21
Under review
0
Assets
$258.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$258.5M
Total deposits
$225.2M
Service charge income (year to date)
$1.4M
Fee income ratio
15.6%
Return on assets
0.85%
Financial profile · Pro
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| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| At the national medianAt the Georgia median |
| per item |
| — |
| Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| Wire Transfer (Outgoing) International | $30Below the typical range ($40–$50 nationally) | $20 below the national median$20 below the Georgia median | — | — | Source |
| $1 below the national median$1 below the Georgia median |
| per item |
| — |
| Source |
| Stop Payment (per check) | $32Above the typical range ($20–$30 nationally) | $4.50 above the national medianAt the Georgia median | per item | — | Source |
| Check Copy, Account Photocopy or Printout (per page) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Georgia median | per item | — | Source |
| At the national medianAt the Georgia median |
| per item |
| — |
| Source |