vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$4.50 above the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
At the national medianAt the Texas median
$3 below the national median$3 below the Texas median
$3 below the national median$3 below the Texas median
$0.50 below the national median$0.50 below the Texas median
$0.50 below the national median$0.50 below the Texas median
per month · Source
$5 below the national median$2.50 below the Texas median
$10 below the national median$5 below the Texas median
$8 below the national median$3 below the Texas median
At the national medianAt the Texas median
$4 below the national median$4 below the Texas median
per day · Source
$3 below the national median$3 below the Texas median
$7.50 below the national median$9.50 below the Texas median
$1 below the national median$1 below the Texas median
$1 below the national median$1 below the Texas median
$4.49 above the national median$1.99 above the Texas median
per month · Source
$10 below the national median$7 below the Texas median
$20 below the national median$20 below the Texas median
per item · Source
$17 above the national median$17 above the Texas median
$2 below the national median$2 below the Texas median
$2 below the national median$2 below the Texas median
per item · Source
$2 below the national median$2 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Reconciliation ($5.00 minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft by ATM or Debit Card | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Texas median | — | — | Source |
| Check Returned or Honored for Non-Sufficient Funds | $30 | ||||
ATM & CardVerified | |||||
| ATM Balance Inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| ATM or Debit Card Maint.. Fee | $1 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing Domestic) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| Wire Transfer (incoming) | $2 | ||||
Check ServicesVerified | |||||
| Official Checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Official Checks made to members only (1 free per day) then | $1 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay. | $6.99Within the typical range ($0–$9.95 nationally) | $4.49 above the national median$1.99 above the Texas median | per month | — | Source |
Cash & DepositVerified | |||||
| Returned Deposit Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7 below the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Subpoena, IRS Levy (research, duplication) | $30Within the typical range ($30–$90 nationally) | $20 below the national median$20 below the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Account Reconciliation ($5.00 minimum) | $20Above the typical range ($2–$5 nationally) | $17 above the national median$17 above the Texas median | — | — | Source |
| Interim Statements (Account Print-Outs) | $1 | ||||
Overdraft
$30.00
Of 122 others that publish it, 49 lower, 39 the same and 34 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$58.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$58.2M
Total deposits
$50.4M
Service charge income (year to date)
$548K
Fee income ratio
27.8%
Return on assets
0.76%
Financial profile · Pro
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| At the national medianAt the Texas median |
| — |
| — |
| Source |
| Insufficient Funds to Pay Authorized Draft/ACH Debit | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Texas median | — | — | Source |
| ATM Terminal Transfer Fee or Overdraft Transfer Protection Fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| Overdraft Transfer from Savings | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| $0.50 below the national median$0.50 below the Texas median |
| per month |
| — |
| Source |
| Debit Card Replacement fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| $8 below the national median$3 below the Texas median |
| — |
| — |
| Source |
| $4 below the national median$4 below the Texas median |
| per day |
| — |
| Source |
| Teller Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Texas median | — | — | Source |
| Stop Payment Order | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$9.50 below the Texas median | — | — | Source |
| Temporary Checks (1 sheet free at account opening) additional | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Photocopy of Checks (2 free per month) additional | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| $2 below the national median$2 below the Texas median |
| — |
| — |
| Source |
| Photocopy per page | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | per item | — | Source |
| Statement Photocopies | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Texas median | — | — | Source |