vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2 below the Texas median
per month · Source
$14 above the national median$13 above the Texas median
per month · Source
$3 above the national median$2.50 above the Texas median
per month · Source
$2 above the national median$1.50 above the Texas median
per month · Source
$7.50 above the national median$10 above the Texas median
$7.50 below the national median$5 below the Texas median
per item · except for withdrawals made between November 1st & December 31st · Institution’s schedule
$7.50 below the national median$5 below the Texas median
per transaction · Source
$12.50 above the national median$14.50 above the Texas median
$12.50 below the national median$10.50 below the Texas median
$3 above the national median$3 above the Texas median
$5 above the national median$5 above the Texas median
per item · Source
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
per item · Source
$0.50 above the national median$0.50 above the Texas median
per item · Source
$5 above the national median$10 above the Texas median
$5 above the national median$5 above the Texas median
At the national medianAt the Texas median
per item · Source
$1 above the national median$1 above the Texas median
per item · Source
$2.50 above the national median$0.50 above the Texas median
$17.50 below the national median$19.50 below the Texas median
$2.50 above the national median$0.50 above the Texas median
At the national medianAt the Texas median
per item · 4 check to a page, per page · Institution’s schedule
At the national medianAt the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$25 above the national median$25 above the Texas median
per item · Source
$2 above the national median$2 above the Texas median
per item · Source
$2.50 above the national median$15 above the Texas median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Direct Spending monthly service fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2 below the Texas median | per month | — | Source |
| Empower Checking monthly service fee | $20Above the typical range ($4–$10 nationally) | $14 above the national median$13 above the Texas median | per month | — | Source |
| Money Market minimum balance fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$2.50 above the Texas median | per month | — | Source |
| Prime Spending minimum balance fee or direct deposit | $9Within the typical range ($5–$10 nationally) | $2 above the national median$1.50 above the Texas median | per month | — | Source |
| Account closed within first 180 days | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Texas median | — | — | Source |
| Holiday Club early withdrawal fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | per item | except for withdrawals made between November 1st & December 31st | Institution’s schedule |
| Holiday Club early withdrawal fee (except for withdrawals | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$5 below the Texas median | per transaction | — | Source |
| Account balancing assistance /research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$14.50 above the Texas median | — | — | Source |
| Undeliverable mail (Returned mail / Bad address) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10.50 below the Texas median | — | — | Source |
| Paper Statement Fee | $6Above the typical range ($2–$4.95 nationally) | $3 above the national median$3 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft paid | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | per item | — | Source |
| Non-Sufficient Funds | $35 | ||||
ATM & CardVerified | |||||
| ATM withdrawal (Out of network) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Texas median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (domestic outgoing) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Texas median | — | — | Source |
| Wire Transfer (International outgoing) | $55 | ||||
Check ServicesVerified | |||||
| Corporate Check (payable to 3rd parties) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Money Order | $3 | ||||
Account ServicesVerified | |||||
| Account levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Texas median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| Skip-a-Payment | $40 | ||||
Overdraft
$35.00
Of 122 others that publish it, 108 lower, 13 the same and 1 higher.
Monthly maintenance
$12.50
Of 73 others that publish it, 71 lower, 1 the same and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
27
Under review
0
Assets
$555.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$555.2M
Total deposits
$495.2M
Service charge income (year to date)
$3.1M
Fee income ratio
10.8%
Return on assets
3.26%
Financial profile · Pro
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| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| $1 above the national median$1 above the Texas median |
| per item |
| — |
| Source |
| Corporate Check Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Money Order Stop Payment | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$19.50 below the Texas median | — | — | Source |
| Stop Payment ACH, Bill Pay or Draft | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Temporary draft checks | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Texas median | per item | 4 check to a page, per page | Institution’s schedule |
| Check Cashing for non-member on member account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Account activity printout / draft copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | per item | — | Source |
| $2.50 above the national median$15 above the Texas median |
| per item |
| — |
| Source |