vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.50 below the California median
per month · Source
$9 above the national median$9.50 above the California median
per month · Source
$2.50 above the national median$5 above the California median
per item · Source
$32.50 above the national median$30 above the California median
$12.50 below the national median$15 below the California median
per year · Source
$2 above the national median$2.50 above the California median
per month · Source
$16 below the national median$11 below the California median
per item · Source
$16 below the national median$9 below the California median
per item · Source
At the national median$2 above the California median
per item · Source
$5 below the national median$5 below the California median
per item · Source
$5 below the national median$7.50 below the California median
per item · Source
$10 above the national median$10 above the California median
At the national medianAt the California median
per month · Source
At the national medianAt the California median
$22.50 below the national median$17.50 below the California median
per item · Source
$3 above the national median$2 above the California median
per item · Source
$3 above the national median$2 above the California median
per item · free at account opening; per sheet · Institution’s schedule
$5 above the national median$4.50 above the California median
per item · Source
$2 above the national median$2 above the California median
per item · Source
$3 below the national median$3 below the California median
$22.50 above the national median$20 above the California median
per item · Source
$12.50 above the national medianAt the California median
At the national median$5 above the California median
$5 above the national median$5 above the California median
At the national medianAt the California median
$3 below the national median$4.25 below the California median
$2 above the national median$0.75 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Interest Checking monthly service fee (per month) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the California median | per month | — | Source |
| Opportunity Checking monthly service fee (per month) | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9.50 above the California median | per month | — | Source |
| Closed account | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the California median | per item | — | Source |
| Account research and/or reconciliation (per hour) | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$30 above the California median | — | — | Source |
| Returned mail/bad address (annually) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the California median | per year | — | Source |
| Paper statement fee (per month) | $5Above the typical range ($2–$4.50 nationally) | $2 above the national median$2.50 above the California median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (per item) | $14Below the typical range ($25–$33 nationally) | $16 below the national median$11 below the California median | per item | — | Source |
| NSF fee (per item) | $14 | ||||
ATM & CardVerified | |||||
| Replacement ATM/check card fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the California median | per item | — | Source |
| Rush ATM/check card fee | $35 | ||||
Wire TransfersVerified | |||||
| Outgoing wire (domestic only) | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the California median | — | — | Source |
| Incoming wire | $10 | ||||
Check ServicesVerified | |||||
| Corporate/cashier’s check withdrawal payable to third party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Stop payment order on personal checks, ACH or bill pay (per item) | $5 | ||||
Digital & ElectronicVerified | |||||
| ACH, bill pay or unclaimed bill pay check (per item) | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$20 above the California median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service for non-credit union related business (per signature) | $15Above the typical range ($0–$5 nationally) | $12.50 above the national medianAt the California median | — | — | Source |
| Legal processes (subpoena, levy, attachment) (per hour, min. one hour) | $50 | ||||
Retirement & IRAVerified | |||||
| IRA early withdrawal/closure fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the California median | — | — | Source |
Other FeesVerified | |||||
| Statement copy | $0Below the typical range ($2–$5 nationally) | $3 below the national median$4.25 below the California median | — | — | Source |
| Statement copy (per statement) | $5 | ||||
Overdraft
$14.00
Of 79 others that publish it, 6 lower, 25 the same and 48 higher.
Monthly maintenance
$10.00
Of 54 others that publish it, 41 lower, 6 the same and 7 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$14
Headline fees published
10 of 15
Published fees
27
Under review
0
Assets
$1.3B
Work at Southland Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.3B
Total deposits
$1.1B
Service charge income (year to date)
$2.0M
Fee income ratio
5.7%
Return on assets
0.32%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $16 below the national median$9 below the California median |
| per item |
| — |
| Source |
| Overdraft transfer from other account (per transfer) | $5Within the typical range ($2.50–$5 nationally) | At the national median$2 above the California median | per item | — | Source |
| $5 below the national median$7.50 below the California median |
| per item |
| — |
| Source |
| At the national medianAt the California median |
| per month |
| — |
| Source |
| $22.50 below the national median$17.50 below the California median |
| per item |
| — |
| Source |
| Temporary checks (free at account opening) (per sheet) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | — | Source |
| Temporary checks fee | $5Above the typical range ($1–$4 nationally) | $3 above the national median$2 above the California median | per item | free at account opening; per sheet | Institution’s schedule |
| Non-Member check cashing fee (per item) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.50 above the California median | per item | — | Source |
| Copy of paid check (per check) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | per item | — | Source |
| Copy of paid check (unlimited) | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the California median | — | — | Source |
| At the national median$5 above the California median |
| — |
| — |
| Source |
| Verification of deposit | $15Within the typical range ($5–$15 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| $2 above the national median$0.75 above the California median |
| — |
| — |
| Source |