6 banks and credit unions have branches in Los Alamitos. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Los Alamitos counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Los Alamitos
6 institutions with a branch here
$6.50
California
120 institutions headquartered in California
$7.23
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Los Alamitos median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Los Alamitos with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $10–$36.
Medians for reference: California $25 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 4 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Roseburg, OR · 1 branch here
Credit union, membership rules apply · based in Seal Beach, CA · 1 branch here
Credit union, membership rules apply · based in Los Alamitos, CA · 1 branch here
Account not yet known
“Courtesy Pay (per item) … $14.00”
Largest banks by local bank deposits
Share of the $1.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Orange County
Deposits and branches cover the City of Los Alamitos. Population and income cover Orange County, the county with most of Los Alamitos's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Orange County.
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